Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.28% is in line with its 5-year average of 2.28%, around the middle of its 5-year range (0.28%–5.00%).
18.13% below its 12-month average of 2.79%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): -1.32%.
RETURN ON ASSETS (ROA)
2.28%
RETURN ON ASSETS (ROA) AVG TTM
2.79%
RETURN ON ASSETS (ROA) AVG 3Y
3.04%
RETURN ON ASSETS (ROA) AVG 5Y
2.28%
RETURN ON ASSETS (ROA) AVG 10Y
-2.06%
RETURN ON ASSETS (ROA) AVG 15Y
2.10%
RETURN ON ASSETS (ROA) AVG 20Y
2.54%
CURRENT VS TTM AVG
-18.13%
CURRENT VS 3Y AVG
-25.06%
CURRENT VS 5Y AVG
0.00%
CURRENT VS 10Y AVG
+210.53%
CURRENT VS 15Y AVG
+8.61%
CURRENT VS 20Y AVG
-10.21%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
+85.37%
vs the sector median at left
Greenlight Capital Re, Ltd.
Market Cap
$488.87M
Return on Assets (ROA)
2.28%
TTM Avg
2.79%
3Y Avg
3.04%
5Y Avg
2.28%
Market Cap
$486.98M
Return on Assets (ROA)
1.14%
TTM Avg
0.87%
3Y Avg
0.88%
5Y Avg
0.91%
Market Cap
$494.11M
Return on Assets (ROA)
1.23%
TTM Avg
0.81%
3Y Avg
0.86%
5Y Avg
0.86%
Market Cap
$474.16M
Return on Assets (ROA)
1.71%
TTM Avg
0.10%
3Y Avg
0.10%
5Y Avg
0.10%
Market Cap
$505.73M
Return on Assets (ROA)
-31.75%
TTM Avg
0.09%
3Y Avg
0.09%
5Y Avg
0.09%
Market Cap
$471.79M
Return on Assets (ROA)
3.06%
TTM Avg
0.67%
3Y Avg
0.45%
5Y Avg
0.45%
Market Cap
$471.03M
Return on Assets (ROA)
0.23%
TTM Avg
0.13%
3Y Avg
-2.26%
5Y Avg
-2.26%
Market Cap
$515.19M
Return on Assets (ROA)
1.21%
TTM Avg
1.12%
3Y Avg
1.02%
5Y Avg
1.08%
Market Cap
$456.87M
Return on Assets (ROA)
0.80%
TTM Avg
0.87%
3Y Avg
0.95%
5Y Avg
0.99%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Greenlight Capital Re, Ltd. (GLRE) | $488.87M | 2.28% | 2.79% | 3.04% | 2.28% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $486.98M | 1.14% | 0.87% | 0.88% | 0.91% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.11M | 1.23% | 0.81% | 0.86% | 0.86% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $474.16M | 1.71% | 0.10% | 0.10% | 0.10% |
| Churchill Capital Corp XI (CCXI)vs › | $505.73M | -31.75% | 0.09% | 0.09% | 0.09% |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.79M | 3.06% | 0.67% | 0.45% | 0.45% |
| Gores Holdings X, Inc. (GTEN)vs › | $471.03M | 0.23% | 0.13% | -2.26% | -2.26% |
| Sierra Bancorp (BSRR)vs › | $515.19M | 1.21% | 1.12% | 1.02% | 1.08% |
| Citizens & Northern Corporation (CZNC)vs › | $456.87M | 0.80% | 0.87% | 0.95% | 0.99% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $527.43M | 1.23% | 0.68% | 0.91% | 0.83% |
ROA
2.3%
ROE
7.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.45% |
| 2024-12-31 | 2.12% |
| 2023-12-31 | 5.00% |
| 2022-12-31 | 1.60% |
| 2021-12-31 | 1.23% |
| 2020-12-31 | 0.28% |
| 2019-12-31 | -0.29% |
| 2018-12-31 | -24.39% |
| 2017-12-31 | -1.34% |
| 2016-12-31 | 1.68% |
| 2015-12-31 | -12.03% |
| 2014-12-31 | 3.66% |
| 2013-12-31 | 7.29% |
| 2012-12-31 | 0.54% |
| 2011-12-31 | 0.29% |
| 2010-12-31 | 3.88% |
| 2009-12-31 | 12.90% |
| 2008-12-31 | -12.74% |
| 2007-12-31 | 3.23% |
| 2006-12-31 | 10.99% |
| 2005-12-31 | 8.01% |
| 2004-12-31 | 0.00% |
