Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 18.60% is in line with its 5-year average of 18.56%, around the middle of its 5-year range (5.90%–27.00%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.51% above its 12-month average of 18.32%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 18.60%.
DEBT TO ASSETS RATIO
18.60%
DEBT TO ASSETS RATIO AVG TTM
18.32%
DEBT TO ASSETS RATIO AVG 3Y
21.59%
DEBT TO ASSETS RATIO AVG 5Y
18.56%
DEBT TO ASSETS RATIO AVG 10Y
12.96%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+1.51%
CURRENT VS 3Y AVG
-13.84%
CURRENT VS 5Y AVG
+0.20%
CURRENT VS 10Y AVG
+43.46%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+37097.58%
vs the sector median at left
Ponce Financial Group, Inc.
Market Cap
$494.04M
Debt to Assets Ratio
18.60%
TTM Avg
18.32%
3Y Avg
21.59%
5Y Avg
18.56%
Market Cap
$494.74M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$494.86M
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$490.20M
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$489.20M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$504.53M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$506.42M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$480.80M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$473.69M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ponce Financial Group, Inc. (PDLB) | $494.04M | 18.60% | 18.32% | 21.59% | 18.56% |
| Private Bancorp of America, Inc. (PBAM)vs › | $494.74M | 0.01% | N/A | N/A | N/A |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.86M | 0.08% | N/A | N/A | N/A |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $490.20M | 0.06% | N/A | N/A | N/A |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $489.20M | 0.00% | N/A | N/A | N/A |
| West Bancorporation, Inc. (WTBA)vs › | $504.53M | 0.09% | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $506.42M | 0.01% | N/A | N/A | N/A |
| Churchill Capital Corp XI (CCXI)vs › | $480.80M | 0.00% | N/A | N/A | N/A |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 0.00% | N/A | N/A | N/A |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 0.00% | N/A | N/A | N/A |
Debt/Assets
18.6%
Debt/Equity
1.16
Current ratio and interest coverage is unavailable for Ponce Financial Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 18.60% |
| 2026-03-31 | 18.19% |
| 2025-12-31 | 19.40% |
| 2025-09-30 | 17.46% |
| 2025-06-30 | 17.97% |
| 2025-03-31 | 17.87% |
| 2024-12-31 | 20.62% |
| 2024-09-30 | 20.28% |
| 2024-06-30 | 25.06% |
| 2024-03-31 | 25.29% |
| 2023-12-31 | 26.07% |
| 2023-09-30 | 27.00% |
| 2023-06-30 | 26.79% |
| 2023-03-31 | 26.88% |
| 2022-12-31 | 23.87% |
| 2022-09-30 | 13.27% |
| 2022-06-30 | 16.37% |
| 2022-03-31 | 5.90% |
| 2021-12-31 | 7.34% |
| 2021-09-30 | 7.60% |
| 2021-06-30 | 7.95% |
| 2021-03-31 | 8.48% |
| 2020-12-31 | 10.97% |
| 2020-09-30 | 10.01% |
| 2020-06-30 | 9.61% |
| 2020-03-31 | 13.23% |
| 2019-12-31 | 9.91% |
| 2019-09-30 | 15.40% |
| 2019-06-30 | 7.52% |
| 2019-03-31 | 4.30% |
| 2018-12-31 | 6.55% |
| 2018-09-30 | 3.84% |
| 2018-06-30 | 3.90% |
| 2018-03-31 | 2.11% |
| 2017-12-31 | 3.93% |
| 2017-09-30 | 1.68% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 3.56% |
| 2016-12-31 | 0.81% |
