Ponce Financial Group, Inc. (PDLB) vs West Bancorporation, Inc. (WTBA)
A side-by-side comparison of Ponce Financial Group, Inc. and West Bancorporation, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PDLB vs WTBA
growth of $100 · dividends reinvested · last 9yPDLB vs WTBA: by the numbers
- •WTBA is the larger company ($503M vs $492M market cap).
- •WTBA trades at the lower trailing earnings multiple (13.18 vs 14.53 P/E), one valuation lens rather than an overall verdict.
- •WTBA converts more revenue to profit (19.14% vs 16.51% net margin).
- •PDLB grew revenue faster over the past five years (23.57% vs 12.31% CAGR).
- •WTBA pays a dividend (3.40% yield), while PDLB has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PDLB | WTBA |
|---|---|---|
| P/E ratio | 14.53 | 13.18 |
| Forward P/E | 12.33 | 11.36 |
| PEG ratio | 0.37 | N/A |
| P/S ratio | 2.41 | 2.51 |
| P/B ratio | 1.46 | 1.79 |
Profitability
| Metric | PDLB | WTBA |
|---|---|---|
| Operating margin | 22.60% | 24.35% |
| Net margin | 16.51% | 19.14% |
| ROE | 6.02% | 13.66% |
Ponce Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
West Bancorporation, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PDLB | WTBA |
|---|---|---|
| Dividend yield | N/A | 3.40% |
| Payout ratio | N/A | 45.09% |
Growth (annualized)
| Metric | PDLB | WTBA |
|---|---|---|
| Revenue CAGR (5Y) | 23.57% | 12.31% |
| EPS CAGR (5Y) | 39.39% | -0.71% |
| Total return CAGR (5Y) | 6.72% | 3.59% |
Frequently asked
- Which has the lower trailing P/E, PDLB or WTBA?
- WTBA has the lower trailing P/E: PDLB trades at 14.53 and WTBA at 13.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PDLB or WTBA?
- Over the past five years, PDLB grew revenue faster — PDLB at a 23.57% CAGR versus WTBA at 12.31%.
- Does PDLB or WTBA pay a bigger dividend?
- WTBA pays a dividend (3.40% yield), while PDLB has no payments in the available dividend history.
- Is PDLB or WTBA more profitable?
- WTBA runs the higher net margin — PDLB at 16.51% versus WTBA at 19.14%.
- How have PDLB and WTBA total returns compared?
- Over the past 5 years, PDLB delivered 6.72% and WTBA delivered 3.59% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Ponce Financial & West Bancorporation appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.