Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 39.34 is 50% below its 5-year average of 79.35, near the low end of its 5-year range (12.26–456.92).
As of 2026-10-06T15:57:24.830Z. 59.47% below its 12-month average of 97.06.
Calculation as of: 2026-10-06T15:57:24.830Z.
Quote observation: 2026-10-06T15:54:57.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 03fe17b24e491abeb7601fda450d1ee343a31dde56ec87dc8d54858352f5fa16
PE Ratio (39.34) = Close Price ($14.83) / Diluted TTM EPS ($0.38)
PE RATIO
39.34
PE RATIO AVG TTM
97.06
PE RATIO AVG 3Y
96.28
PE RATIO AVG 5Y
79.35
PE RATIO AVG 10Y
47.22
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-59.47%
CURRENT VS 3Y AVG
-59.14%
CURRENT VS 5Y AVG
-50.42%
CURRENT VS 10Y AVG
-16.68%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.78
median of 454 covered companies
CURRENT VS SECTOR MEDIAN
+185.49%
vs the sector median at left
Market Cap
$302.92M
PE Ratio
39.18
TTM Avg
46.71
3Y Avg
46.71
5Y Avg
46.71
Market Cap
$305.40M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$301.05M
PE Ratio
108.20
TTM Avg
107.81
3Y Avg
107.81
5Y Avg
107.81
Market Cap
$298.20M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$309.34M
PE Ratio
12.28
TTM Avg
12.34
3Y Avg
12.61
5Y Avg
11.53
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NI Holdings, Inc. (NODK) | $303.74M | 39.34 | 97.06 | 96.28 | 79.35 |
| Highview Merger Corp. Class A Ordinary Share (HVMC)vs › | $302.92M | 39.18 | 46.71 | 46.71 | 46.71 |
| Osprey Acquisition Corp. III (OSPR)vs › | $302.24M | N/A | N/A | N/A | N/A |
| Infinite Eagle Acquisition Corp. Class A Ordinary Shares (IEAG)vs › | $305.40M | N/A | N/A | N/A | N/A |
| Aldabra 4 Liquidity Opportunity Vehicle Inc. (ALOV)vs › | $301.05M | 108.20 | 107.81 | 107.81 | 107.81 |
| Columbus Circle Cap Corp. Iii (CCCT)vs › | $307.99M | N/A | N/A | N/A | N/A |
| Bleichroeder Acquisition Corp. Iii (BCCQ)vs › | $298.20M | N/A | N/A | N/A | N/A |
| First Community Corporation (FCCO)vs › | $309.34M | 12.28 | 12.34 | 12.61 | 11.53 |
| Princeton Bancorp Inc. (BPRN)vs › | $298.12M | 11.52 | 14.94 | 14.76 | 12.15 |
| BlackRock Floating Rate Income Trust (BGT)vs › | $310.03M | N/A | N/A | N/A | N/A |
At 39.3, P/E is near its 10-year median — higher than 56% of readings in its 10-year history.
10-year low
7.5
median
22.8
10-year high
456.9
Trailing P/E
39.3
Forward P/E
N/A
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 39.68 |
| 2026-10-02 | 39.76 |
| 2026-10-01 | 39.76 |
| 2026-09-30 | 39.58 |
| 2026-09-29 | 39.52 |
| 2026-09-28 | 39.55 |
| 2026-09-25 | 39.26 |
| 2026-09-24 | 39.07 |
| 2026-09-23 | 39.15 |
| 2026-09-22 | 39.71 |
| 2026-09-21 | 39.71 |
| 2026-09-18 | 39.66 |
| 2026-09-17 | 39.81 |
| 2026-09-16 | 40.29 |
| 2026-09-15 | 40.58 |
| 2026-09-14 | 40.11 |
| 2026-09-11 | 39.92 |
| 2026-09-10 | 39.97 |
| 2026-09-09 | 40.21 |
| 2026-09-08 | 39.95 |
| 2026-09-04 | 40.48 |
| 2026-09-03 | 40.66 |
| 2026-09-02 | 40.69 |
| 2026-09-01 | 39.81 |
| 2026-08-31 | 39.79 |
| 2026-08-28 | 40.34 |
| 2026-08-27 | 40.45 |
| 2026-08-26 | 40.56 |
| 2026-08-25 | 40.69 |
| 2026-08-24 | 40.11 |
| 2026-08-21 | 40.56 |
| 2026-08-20 | 40.56 |
| 2026-08-19 | 39.95 |
| 2026-08-18 | 40.37 |
| 2026-08-17 | 40.37 |
| 2026-08-14 | 40.58 |
| 2026-08-13 | 40.69 |
| 2026-08-12 | 40.77 |
| 2026-08-11 | 40.98 |
| 2026-08-10 | 40.69 |
| 2026-03-06 | 100.77 |
| 2026-03-05 | 102.38 |
| 2026-03-04 | 101.77 |
| 2026-03-03 | 102.23 |
| 2026-03-02 | 102.38 |
| 2026-02-27 | 102.15 |
| 2026-02-26 | 103.62 |
| 2026-02-25 | 103.54 |
| 2026-02-24 | 101.92 |
| 2026-02-23 | 103.46 |
| 2026-02-20 | 103.46 |
| 2026-02-19 | 103.00 |
| 2026-02-18 | 103.15 |
| 2026-02-17 | 103.54 |
| 2026-02-13 | 102.38 |
| 2026-02-12 | 102.00 |
| 2026-02-11 | 102.08 |
| 2026-02-10 | 102.54 |
| 2026-02-09 | 103.08 |
| 2026-02-06 | 104.38 |
| 2026-02-05 | 106.00 |
| 2026-02-04 | 105.23 |
| 2026-02-03 | 104.38 |
| 2026-02-02 | 103.92 |
| 2026-01-30 | 104.77 |
| 2026-01-29 | 103.38 |
| 2026-01-28 | 103.77 |
| 2026-01-27 | 101.62 |
| 2026-01-26 | 101.23 |
| 2026-01-23 | 101.92 |
| 2026-01-22 | 103.08 |
| 2026-01-21 | 101.85 |
| 2026-01-20 | 100.77 |
| 2026-01-16 | 102.31 |
| 2026-01-15 | 102.38 |
| 2026-01-14 | 102.31 |
| 2026-01-13 | 102.31 |
| 2026-01-12 | 102.38 |
| 2026-01-09 | 102.31 |
| 2026-01-08 | 102.77 |
| 2026-01-07 | 103.00 |
| 2026-01-06 | 103.08 |
| 2026-01-05 | 103.46 |
| 2026-01-02 | 102.08 |
| 2025-12-31 | 102.31 |
| 2025-12-30 | 102.77 |
| 2025-12-29 | 103.46 |
| 2025-12-26 | 104.08 |
| 2025-12-24 | 104.08 |
| 2025-12-23 | 104.15 |
| 2025-12-22 | 106.69 |
| 2025-12-19 | 107.08 |
| 2025-12-18 | 113.00 |
| 2025-12-17 | 109.85 |
| 2025-12-16 | 111.62 |
| 2025-12-15 | 110.62 |
| 2025-12-12 | 106.77 |
| 2025-12-11 | 106.31 |
| 2025-12-10 | 107.08 |
| 2025-12-09 | 104.38 |
| 2025-12-08 | 102.38 |
| 2025-12-05 | 102.00 |
| 2025-12-04 | 101.54 |
| 2025-12-03 | 101.92 |
| 2025-12-02 | 101.15 |
| 2025-12-01 | 102.46 |
| 2025-11-28 | 104.46 |
| 2025-11-26 | 104.15 |
| 2025-11-25 | 104.00 |
| 2025-11-24 | 103.46 |
| 2025-11-21 | 105.31 |
| 2025-11-20 | 102.85 |
| 2025-11-19 | 103.46 |
| 2025-11-18 | 104.23 |
| 2025-11-17 | 104.85 |
| 2025-11-14 | 105.23 |
| 2025-11-13 | 103.23 |
| 2025-11-12 | 102.38 |
| 2025-11-11 | 103.08 |
| 2025-11-10 | 100.69 |
| 2025-11-07 | 165.00 |
| 2025-11-06 | 165.50 |
| 2025-11-05 | 166.75 |
| 2025-11-04 | 164.38 |
| 2025-11-03 | 165.75 |
| 2025-10-31 | 165.00 |
| 2025-10-30 | 166.75 |
| 2025-10-29 | 165.13 |
| 2025-10-28 | 164.88 |
| 2025-10-27 | 168.38 |
| 2025-10-24 | 170.63 |
| 2025-10-23 | 169.38 |
| 2025-10-22 | 170.75 |
| 2025-10-21 | 169.25 |
| 2025-10-20 | 169.25 |
| 2025-10-17 | 168.75 |
| 2025-10-16 | 169.38 |
| 2025-10-15 | 168.88 |
| 2025-10-14 | 168.75 |
| 2025-10-13 | 168.63 |
| 2025-10-10 | 162.38 |
| 2025-10-09 | 166.50 |
| 2025-10-08 | 169.00 |
| 2025-10-07 | 165.25 |
| 2025-10-06 | 164.25 |
| 2025-10-03 | 166.25 |
| 2025-10-02 | 163.50 |
| 2025-10-01 | 166.75 |
| 2025-09-30 | 169.50 |
| 2025-09-29 | 169.63 |
| 2025-09-26 | 170.38 |
| 2025-09-25 | 170.38 |
| 2025-09-24 | 173.13 |
| 2025-09-23 | 171.88 |
| 2025-09-22 | 172.00 |
| 2025-09-19 | 174.75 |
| 2025-09-18 | 177.00 |
| 2025-09-17 | 171.25 |
| 2025-09-16 | 172.50 |
| 2025-09-15 | 168.88 |
| 2025-09-12 | 166.88 |
| 2025-09-11 | 169.75 |
| 2025-09-10 | 166.50 |
| 2025-09-09 | 165.63 |
| 2025-09-08 | 167.50 |
| 2025-09-05 | 166.75 |
| 2025-09-04 | 167.38 |
| 2025-09-03 | 160.63 |
| 2025-09-02 | 163.38 |
| 2025-08-29 | 167.38 |
| 2025-08-28 | 165.25 |
| 2025-08-27 | 166.25 |
| 2025-08-26 | 164.25 |
| 2025-08-25 | 156.88 |
| 2025-08-22 | 160.38 |
| 2025-08-21 | 155.38 |
| 2025-08-20 | 156.38 |
| 2025-08-19 | 153.63 |
| 2025-08-18 | 153.00 |
| 2025-08-15 | 155.50 |
| 2025-08-14 | 156.88 |
| 2025-08-13 | 162.25 |
| 2025-08-12 | 160.50 |
| 2025-08-11 | 158.00 |
| 2025-08-08 | 51.32 |
| 2025-08-07 | 51.84 |
| 2025-08-06 | 51.08 |
| 2025-08-05 | 49.80 |
| 2025-08-04 | 50.64 |
| 2025-08-01 | 50.04 |
| 2025-07-31 | 50.96 |
| 2025-07-30 | 51.52 |
| 2025-07-29 | 52.08 |
| 2025-07-28 | 52.52 |
| 2025-07-25 | 52.84 |
| 2025-07-24 | 53.00 |
| 2025-07-23 | 53.32 |
| 2025-07-22 | 53.40 |
| 2025-07-21 | 53.16 |
| 2025-07-18 | 52.60 |
| 2025-07-17 | 53.36 |
| 2025-07-16 | 52.56 |
| 2025-07-15 | 52.12 |
| 2025-07-14 | 52.88 |
| 2025-07-11 | 52.36 |
| 2025-07-10 | 52.68 |
| 2025-07-09 | 52.60 |
| 2025-07-08 | 52.32 |
| 2025-07-07 | 52.12 |
| 2025-07-03 | 52.48 |
| 2025-07-02 | 51.04 |
| 2025-07-01 | 51.20 |
| 2025-06-30 | 50.96 |
| 2025-06-27 | 53.16 |
| 2025-06-26 | 50.80 |
| 2025-06-25 | 51.28 |
| 2025-06-24 | 51.68 |
| 2025-06-23 | 51.48 |
| 2025-06-20 | 49.72 |
| 2025-06-18 | 50.04 |
| 2025-06-17 | 49.76 |
| 2025-06-16 | 49.36 |
| 2025-06-13 | 48.72 |
| 2025-06-12 | 50.28 |
| 2025-06-11 | 50.24 |
| 2025-06-10 | 51.12 |
| 2025-06-09 | 51.48 |
| 2025-06-06 | 52.00 |
| 2025-06-05 | 51.36 |
| 2025-06-04 | 50.52 |
| 2025-06-03 | 52.72 |
| 2025-06-02 | 52.60 |
| 2025-05-30 | 53.12 |
| 2025-05-29 | 52.88 |
| 2025-05-28 | 52.44 |
| 2025-05-27 | 52.40 |
| 2025-05-23 | 51.00 |
| 2025-05-22 | 51.20 |
| 2025-05-21 | 52.72 |
| 2025-05-20 | 53.64 |
| 2025-05-19 | 52.56 |
| 2025-05-16 | 50.76 |
| 2025-05-15 | 51.24 |
| 2025-05-14 | 51.68 |
| 2025-05-13 | 51.20 |
| 2025-05-12 | 51.44 |
| 2025-05-09 | 50.24 |
| 2025-05-08 | 48.76 |
| 2025-05-07 | 49.56 |
| 2025-05-06 | 49.08 |
| 2025-05-05 | 50.16 |
| 2025-05-02 | 51.64 |
| 2025-05-01 | 50.52 |
| 2025-04-30 | 50.00 |
| 2025-04-29 | 50.40 |
| 2025-04-28 | 50.60 |
| 2025-04-25 | 50.60 |
| 2025-04-24 | 51.84 |
| 2025-04-23 | 52.12 |
| 2025-04-22 | 52.76 |
Showing the most recent 260 of 1,853 data points. The chart above shows the full history.