Princeton Bancorp Inc. (BPRN) vs NI Holdings, Inc. (NODK)
A side-by-side comparison of Princeton Bancorp Inc. and NI Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BPRN vs NODK
growth of $100 · dividends reinvested · last 10yBPRN vs NODK: by the numbers
- •NODK is the larger company ($303M vs $295M market cap).
- •BPRN trades at the lower trailing earnings multiple (11.40 vs 39.18 P/E), one valuation lens rather than an overall verdict.
- •BPRN converts more revenue to profit (18.99% vs 2.93% net margin).
- •BPRN grew revenue faster over the past five years (14.27% vs -3.44% CAGR).
- •BPRN pays a dividend (3.22% yield), while NODK has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BPRN | NODK |
|---|---|---|
| P/E ratio | 11.40 | 39.18 |
| Forward P/E | 11.29 | N/A |
| PEG ratio | 1.85 | N/A |
| P/S ratio | 2.17 | 1.13 |
| P/B ratio | 1.05 | 1.21 |
Profitability
| Metric | BPRN | NODK |
|---|---|---|
| Operating margin | 24.56% | -4.33% |
| Net margin | 18.99% | 2.93% |
| ROE | 9.24% | 3.14% |
Princeton Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
NI Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BPRN | NODK |
|---|---|---|
| Dividend yield | 3.22% | N/A |
| Payout ratio | 36.84% | N/A |
Growth (annualized)
| Metric | BPRN | NODK |
|---|---|---|
| Revenue CAGR (5Y) | 14.27% | -3.44% |
| EPS CAGR (5Y) | 6.00% | N/A |
| Total return CAGR (5Y) | 11.50% | -4.20% |
Frequently asked
- Which has the lower trailing P/E, BPRN or NODK?
- BPRN has the lower trailing P/E: BPRN trades at 11.40 and NODK at 39.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BPRN or NODK?
- Over the past five years, BPRN grew revenue faster — BPRN at a 14.27% CAGR versus NODK at -3.44%.
- Does BPRN or NODK pay a bigger dividend?
- BPRN pays a dividend (3.22% yield), while NODK has no payments in the available dividend history.
- Is BPRN or NODK more profitable?
- BPRN runs the higher net margin — BPRN at 18.99% versus NODK at 2.93%.
- How have BPRN and NODK total returns compared?
- Over the past 5 years, BPRN delivered 11.50% and NODK delivered -4.20% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Princeton Bancorp & NI appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.