Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of -4.33% is 600% below its 5-year average of 0.87%, near the high end of its 5-year range (-77.91%–26.36%).
3297.48% below its 12-month average of -0.13%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 0.33%.
OPERATING MARGIN
-4.33%
OPERATING MARGIN AVG TTM
-0.13%
OPERATING MARGIN AVG 3Y
2.77%
OPERATING MARGIN AVG 5Y
0.87%
OPERATING MARGIN AVG 10Y
6.48%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-3297.48%
CURRENT VS 3Y AVG
-256.07%
CURRENT VS 5Y AVG
-599.51%
CURRENT VS 10Y AVG
-166.85%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.69%
median of 542 covered companies
CURRENT VS SECTOR MEDIAN
-124.48%
vs the sector median at left
NI Holdings, Inc.
Market Cap
$307.43M
Operating Margin
-4.33%
TTM Avg
-0.13%
3Y Avg
2.77%
5Y Avg
0.87%
Market Cap
$309.13M
Operating Margin
N/A
TTM Avg
82.45%
3Y Avg
79.24%
5Y Avg
84.19%
Market Cap
$307.99M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$310.70M
Operating Margin
24.12%
TTM Avg
20.38%
3Y Avg
22.88%
5Y Avg
24.87%
Market Cap
$310.79M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$310.43M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$311.28M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$304.65M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NI Holdings, Inc. (NODK) | $307.43M | -4.33% | -0.13% | 2.77% | 0.87% |
| BlackRock Floating Rate Income Trust (BGT)vs › | $309.13M | N/A | 82.45% | 79.24% | 84.19% |
| Columbus Circle Cap Corp. Iii (CCCT)vs › | $307.99M | N/A | N/A | N/A | N/A |
| First Community Corporation (FCCO)vs › | $310.70M | 24.12% | 20.38% | 22.88% | 24.87% |
| Launch Two Acquisition Corp. Class A (LPBB)vs › | $310.79M | 0.00% | 0.00% | 0.00% | 0.00% |
| D. Boral Acquisition I Corp. Class A Ordinary Shares (DBCA)vs › | $310.43M | N/A | N/A | N/A | N/A |
| LightWave Acquisition Corp. (LWAC)vs › | $311.28M | 0.00% | 0.00% | 0.00% | 0.00% |
| Infinite Eagle Acquisition Corp. Class A Ordinary Shares (IEAG)vs › | $304.65M | 0.00% | 0.00% | 0.00% | 0.00% |
| DeFi Development Corp. (CHAD)vs › | $316.42M | N/A | N/A | N/A | N/A |
| Highview Merger Corp. Class A Ordinary Share (HVMC)vs › | $302.63M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
-4.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 0.33% |
| 2026-03-31 | 26.36% |
| 2025-12-31 | -4.75% |
| 2025-09-30 | -2.43% |
| 2025-06-30 | -20.15% |
| 2025-03-31 | 10.85% |
| 2024-12-31 | 18.72% |
| 2024-09-30 | -3.88% |
| 2024-06-30 | -10.33% |
| 2024-03-31 | 11.86% |
| 2023-12-31 | 12.21% |
| 2023-09-30 | 1.31% |
| 2023-06-30 | -4.02% |
| 2023-03-31 | -6.76% |
| 2022-12-31 | 0.71% |
| 2022-09-30 | -14.85% |
| 2022-06-30 | -77.91% |
| 2022-03-31 | 3.94% |
| 2021-12-31 | 9.85% |
| 2021-09-30 | -7.66% |
| 2021-06-30 | -3.96% |
| 2021-03-31 | 17.90% |
| 2020-12-31 | 34.26% |
| 2020-09-30 | 6.03% |
| 2020-06-30 | 24.75% |
| 2020-03-31 | -9.52% |
| 2019-12-31 | 29.80% |
| 2019-09-30 | -12.24% |
| 2019-06-30 | 5.12% |
| 2019-03-31 | 29.13% |
| 2018-12-31 | 32.74% |
| 2018-09-30 | 18.57% |
| 2018-06-30 | 0.75% |
| 2018-03-31 | 19.83% |
| 2017-12-31 | 36.46% |
| 2017-09-30 | -5.52% |
| 2017-06-30 | -0.08% |
| 2017-03-31 | 20.22% |
| 2016-12-31 | 4.73% |
| 2016-09-30 | -4.32% |
| 2016-06-30 | -6.84% |
| 2016-03-31 | 30.66% |
| 2015-12-31 | 29.35% |
| 2015-09-30 | 19.97% |
| 2015-06-30 | -4.05% |
| 2015-03-31 | 24.69% |
