MainStreet Bancshares (MNSBP) Debt/Equity Ratio: History & Chart

MainStreet Bancshares, Inc.(MNSBP)

Banks - Regional · Fairfax, VA

$24.74-0.08 (-0.32%)

Delayed quote: Oct 6, 2026, 9:30 AM EDT

About MainStreet Bancshares, Inc.

MainStreet Bancshares, Inc. operates as the parent company for MainStreet Bank, which delivers a comprehensive suite of banking products and services. These offerings cater to a diverse clientele, including individual customers, small and medium-sized businesses, and professional organizations. The bank provides a wide array of deposit accounts such as demand, NOW, money market, savings, and sweep accounts, alongside certificates of deposit (CDs). Its depository services also extend to various business and consumer checking options, interest-bearing checking accounts, and tailored business account analysis. MainStreet Bank offers diverse lending solutions, with its commercial loan portfolio encompassing financing for government contract receivables, plant and equipment, general working capital, contract administration, and business acquisitions. Additionally, the bank provides commercial real estate, real estate construction, and residential real estate loans. For individual consumers, it offers term loans and overdraft protection, complemented by debit and credit card services. Beyond traditional banking, the company facilitates modern financial management through services like cash management, wire transfers, check imaging, remote deposit capture, and courier services. Customers also benefit from deposit insurance solutions, internet bill payment, online cash management tools, and convenient online and mobile banking platforms. As of March 18, 2022, MainStreet Bank maintained six physical branch locations in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., supported by a broad network of 55,000 automated teller machines. MainStreet Bancshares, Inc. was established in 2003 and has its primary corporate office situated in Fairfax, Virginia.

Fairfax, VA

171 employees

www.mstreetbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Jeff W. Dick

View full financials

MNSBP Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.33

DEBT TO EQUITY RATIO AVG TTM

0.33

DEBT TO EQUITY RATIO AVG 3Y

0.33

DEBT TO EQUITY RATIO AVG 5Y

0.34

DEBT TO EQUITY RATIO AVG 10Y

0.50

DEBT TO EQUITY RATIO AVG 15Y

0.44

DEBT TO EQUITY RATIO AVG 20Y

0.50

CURRENT VS TTM AVG

+0.51%

CURRENT VS 3Y AVG

-1.04%

CURRENT VS 5Y AVG

-4.48%

CURRENT VS 10Y AVG

-34.16%

CURRENT VS 15Y AVG

-26.06%

CURRENT VS 20Y AVG

-34.23%

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 700 covered companies

CURRENT VS SECTOR MEDIAN

+16.75%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
MainStreet Bancshares, Inc. (MNSBP)	$162.10M	0.33	0.33	0.33	0.34
Emmis Acquisition Corp. (EMIS)vs ›	$162.33M	0.00	N/A	N/A	N/A
EGH Acquisition Corp. Class A Ordinary Shares (EGHA)vs ›	$161.82M	0.00	0.00	0.00	0.00
James River Group Holdings, Ltd. (JRVR)vs ›	$161.60M	0.50	0.50	0.49	0.49
Harvard Ave Acquisition Corporation Class A Ordinary Share (HAVA)vs ›	$162.72M	0.00	N/A	N/A	N/A
Lake Superior Acquisition Corp. (LKSP)vs ›	$160.86M	0.00	0.00	0.00	0.00
LaFayette Acquisition Corp. Ordinary Share (LAFA)vs ›	$159.80M	0.00	0.00	0.00	0.00
Future Money Acquisition Corp (FMAC)vs ›	$159.70M	N/A	N/A	N/A	N/A
Iron Dome Acquisition I Corp. (IDAC)vs ›	$158.84M	N/A	N/A	N/A	N/A
Eagle Bancorp Montana, Inc. (EBMT)vs ›	$166.84M	0.49	0.78	0.94	0.72

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

MainStreet Bancshares, Inc. (MNSBP)

$162.10M

0.33

0.34

Emmis Acquisition Corp. (EMIS)vs ›

$162.33M

0.00

N/A

EGH Acquisition Corp. Class A Ordinary Shares (EGHA)vs ›

$161.82M

0.00

James River Group Holdings, Ltd. (JRVR)vs ›

$161.60M

0.50

0.49

Harvard Ave Acquisition Corporation Class A Ordinary Share (HAVA)vs ›

$162.72M

0.00

N/A

Lake Superior Acquisition Corp. (LKSP)vs ›

$160.86M

0.00

LaFayette Acquisition Corp. Ordinary Share (LAFA)vs ›

$159.80M

0.00

Future Money Acquisition Corp (FMAC)vs ›

$159.70M

N/A

Iron Dome Acquisition I Corp. (IDAC)vs ›

$158.84M

N/A

Eagle Bancorp Montana, Inc. (EBMT)vs ›

$166.84M

0.49

0.78

0.94

0.72

Debt to Equity Ratio FAQ

What is the debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The debt to equity ratio for MNSBP stock is 0.33.

Is MainStreet Bancshares, Inc.'s debt to equity ratio high or low?

The debt to equity ratio of 0.33 is in line with its 5-year average of 0.34, near the low end of its 5-year range (0.16–0.87).

What is the TTM average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The TTM average debt to equity ratio for MNSBP stock is 0.33.

What is the 3Y average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The 3Y average debt to equity ratio for MNSBP stock is 0.33.

What is the 5Y average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The 5Y average debt to equity ratio for MNSBP stock is 0.34.

What is the 10Y average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The 10Y average debt to equity ratio for MNSBP stock is 0.50.

What is the 15Y average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The 15Y average debt to equity ratio for MNSBP stock is 0.44.

What is the 20Y average debt to equity ratio for MainStreet Bancshares, Inc. (MNSBP)?

The 20Y average debt to equity ratio for MNSBP stock is 0.50.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.33
2026-03-31	0.33
2025-12-31	0.32
2025-09-30	0.32
2025-06-30	0.33
2025-03-31	0.34
2024-12-31	0.35
2024-09-30	0.32
2024-06-30	0.32
2024-03-31	0.33
2023-12-31	0.40
2023-09-30	0.34
2023-06-30	0.49
2023-03-31	0.87
2022-12-31	0.87
2022-09-30	0.38
2022-06-30	0.38
2022-03-31	0.59
2021-12-31	0.16
2021-09-30	0.22
2021-06-30	0.23
2021-03-31	0.09
2020-12-31	0.09
2020-09-30	0.09
2020-06-30	0.18
2020-03-31	0.18
2019-12-31	0.40
2019-09-30	0.19
2019-06-30	0.27
2019-03-31	0.36
2018-12-31	0.45
2018-09-30	0.37
2018-06-30	0.83
2018-03-31	1.12
2017-12-31	1.00
2017-09-30	1.15
2017-06-30	1.13
2017-03-31	1.15
2016-12-31	1.17
2016-09-30	0.95
2016-06-30	1.01
2016-03-31	1.16
2015-12-31	1.18
2015-09-30	1.23
2015-06-30	0.01
2015-03-31	0.01
2014-12-31	0.05
2014-09-30	0.22
2014-06-30	0.01
2014-03-31	0.01
2013-12-31	0.06
2013-09-30	0.01
2013-06-30	0.00
2013-03-31	0.00
2012-12-31	0.00
2010-06-30	0.57
2010-03-31	0.74
2009-12-31	1.04
2009-09-30	1.03
2009-06-30	1.06
2009-03-31	1.02
2008-12-31	1.02
2008-09-30	1.07
2008-06-30	0.11
2008-03-31	1.11
2007-12-31	0.67
2007-09-30	0.44
2007-06-30	0.38
2007-03-31	0.40
2006-12-31	0.27
2006-09-30	0.27
2006-06-30	0.27
2006-03-31	0.27
2005-12-31	0.27
2005-09-30	0.23
2005-06-30	0.51
2005-03-31	0.51

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.33

2026-03-31

0.33

2025-12-31

0.32

2025-09-30

0.32

2025-06-30

0.33

2025-03-31

0.34

2024-12-31

0.35

2024-09-30

0.32

2024-06-30

0.32

2024-03-31

0.33

2023-12-31

0.40

2023-09-30

0.34

2023-06-30

0.49

2023-03-31

0.87

2022-12-31

0.87

2022-09-30

0.38

2022-06-30

0.38

2022-03-31

0.59

2021-12-31

0.16

2021-09-30

0.22

2021-06-30

0.23

2021-03-31

0.09

2020-12-31

0.09

2020-09-30

0.09

2020-06-30

0.18

2020-03-31

0.18

2019-12-31

0.40

2019-09-30

0.19

2019-06-30

0.27

2019-03-31

0.36

2018-12-31

0.45

2018-09-30

0.37

2018-06-30

0.83

2018-03-31

1.12

2017-12-31

1.00

2017-09-30

1.15

2017-06-30

1.13

2017-03-31

1.15

2016-12-31

1.17

2016-09-30

0.95

2016-06-30

1.01

2016-03-31

1.16

2015-12-31

1.18

2015-09-30

1.23

2015-06-30

0.01

2015-03-31

0.01

2014-12-31

0.05

2014-09-30

0.22

2014-06-30

0.01

2014-03-31

0.01

2013-12-31

0.06

2013-09-30

0.01

2013-06-30

0.00

2013-03-31

0.00

2012-12-31

0.00

2010-06-30

0.57

2010-03-31

0.74

2009-12-31

1.04

2009-09-30

1.03

2009-06-30

1.06

2009-03-31

1.02

2008-12-31

1.02

2008-09-30

1.07

2008-06-30

0.11

2008-03-31

1.11

2007-12-31

0.67

2007-09-30

0.44

2007-06-30

0.38

2007-03-31

0.40

2006-12-31

0.27

2006-09-30

0.27

2006-06-30

0.27

2006-03-31

0.27

2005-12-31

0.27

2005-09-30

0.23

2005-06-30

0.51

2005-03-31

0.51

Debt to Equity Ratio: 0.33

MNSBP Debt to Equity Ratio

MNSBP Average Debt to Equity Ratio Chart

MNSBP Current vs Average Debt to Equity Ratio Chart

MNSBP Debt to Equity Ratio Metrics

MNSBP Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

MNSBP Debt to Equity Ratio History

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