Eagle Bancorp Montana, Inc. (EBMT) vs MainStreet Bancshares, Inc. (MNSBP)
A side-by-side comparison of Eagle Bancorp Montana, Inc. and MainStreet Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EBMT vs MNSBP
growth of $100 · dividends reinvested · last 6yEBMT vs MNSBP: by the numbers
- •EBMT is the larger company ($167M vs $162M market cap).
- •EBMT trades at the lower trailing earnings multiple (10.28 vs 12.19 P/E), one valuation lens rather than an overall verdict.
- •EBMT converts more revenue to profit (16.19% vs 13.25% net margin).
- •MNSBP grew revenue faster over the past five years (12.69% vs 0.23% CAGR).
- •MNSBP pays the higher dividend yield (7.58% vs 2.79%).
Metrics side by side
Valuation
| Metric | EBMT | MNSBP |
|---|---|---|
| P/E ratio | 10.28 | 12.19 |
| Forward P/E | 10.30 | 10.95 |
| P/S ratio | 1.68 | 1.24 |
| P/B ratio | 0.85 | 0.87 |
Profitability
| Metric | EBMT | MNSBP |
|---|---|---|
| Operating margin | 11.16% | 16.68% |
| Net margin | 16.19% | 13.25% |
| ROE | 8.14% | 8.09% |
Eagle Bancorp Montana, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
MainStreet Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EBMT | MNSBP |
|---|---|---|
| Dividend yield | 2.79% | 7.58% |
| Payout ratio | 28.55% | 92.36% |
Growth (annualized)
| Metric | EBMT | MNSBP |
|---|---|---|
| Revenue CAGR (5Y) | 0.23% | 12.69% |
| EPS CAGR (5Y) | -9.44% | -0.99% |
| Total return CAGR (5Y) | 2.03% | 6.15% |
Frequently asked
- Which has the lower trailing P/E, EBMT or MNSBP?
- EBMT has the lower trailing P/E: EBMT trades at 10.28 and MNSBP at 12.19. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EBMT or MNSBP?
- Over the past five years, MNSBP grew revenue faster — EBMT at a 0.23% CAGR versus MNSBP at 12.69%.
- Does EBMT or MNSBP pay a bigger dividend?
- EBMT yields 2.79% and MNSBP yields 7.58% based on trailing dividends and the latest price.
- Is EBMT or MNSBP more profitable?
- EBMT runs the higher net margin — EBMT at 16.19% versus MNSBP at 13.25%.
- How have EBMT and MNSBP total returns compared?
- Over the past 5 years, EBMT delivered 2.03% and MNSBP delivered 6.15% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Eagle Bancorp Montana & MainStreet Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.