Lufax Holding Ltd (LU)

LU Cash Flow Statement

Operating, investing, and financing cash flow analysis

LU Quarterly Cash Flow Statement (USD)

Quarterly Report	TTM	12/31/2025	06/30/2025	09/30/2024	06/30/2024	03/31/2024	12/31/2023	09/30/2023	06/30/2023
Cash from Operations (CFO)	—	—	—	71.756M	412.352M	69.571M	660.887M	692.506M	274.993M
Net Income	—	—	—	-124.625M	-108.957M	-120.507M	-118.911M	12.841M	133.083M
Depreciation & Amortization	—	—	—	0.00	6.230M	6.270M	0.00	0.00	0.00
Stock-Based Compensation	—	—	—	0.00	0.00	0.00	-5.091M	0.00	0.00
Change in Accounts Receivable	2.198B	486.608M	597.106M	646.132M	468.500M	870.601M	571.004M	1.279B	650.935M
Change in Inventory	—	—	—	—	—	—	—	—	—
Change in Accounts Payable	—	—	—	—	—	—	—	—	—
Change in Working Capital	—	—	—	0.00	0.00	0.00	14.922B	0.00	0.00
Cash from Investing	—	—	—	—	—	—	—	—	—
Capital Expenditures (CapEx)	—	—	—	0.00	-2.945M	0.00	-6.809M	0.00	-3.246M
Acquisitions	—	—	—	0.00	0.00	0.00	0.00	0.00	0.00
Cash from Financing	—	—	—	—	—	—	—	—	—
Debt Repayment	—	—	—	—	—	—	—	—	—
Stock Repurchased (Buybacks)	—	—	—	0.00	0.00	0.00	0.00	0.00	0.00
Dividends Paid	—	—	—	0.00	0.00	0.00	-202.185M	0.00	-108.399M
Free Cash Flow (FCF)	—	—	—	71.756M	409.407M	69.571M	654.078M	692.506M	271.747M
Net Change in Cash	—	—	—	-1.486B	-252.699M	519.905M	-49.105M	-907.959M	-936.786M

LU Annual Cash Flow Statement (USD)

Annual Report	12/31/2025	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Cash from Operations (CFO)	1.828B	2.117B	645.618M	784.928M	1.091B	314.756M	-211.174M	410.837M
Net Income	-291.714M	124.915M	1.261B	2.645B	1.893B	1.915B	1.980B	916.295M
Depreciation & Amortization	38.047M	85.376M	111.746M	129.781M	132.167M	117.358M	138.343M	133.590M
Stock-Based Compensation	0.00	-5.091M	6.654M	20.994M	25.316M	-7.962M	18.634M	32.145M
Change in Accounts Receivable	486.608M	571.004M	1.159B	2.112B	2.357B	2.262B	1.926B	2.252B
Change in Inventory	—	—	—	—	—	—	—	—
Change in Accounts Payable	—	—	—	—	—	—	—	—
Change in Working Capital	636.804M	1.295B	-1.976B	-2.935B	-1.950B	-2.479B	-2.719B	-1.352B
Cash from Investing	—	—	—	—	—	—	—	—
Capital Expenditures (CapEx)	-5.104M	-6.809M	-17.801M	-24.087M	-31.635M	-26.099M	-39.243M	-72.076M
Acquisitions	-359K	0.00	0.00	0.00	-6.177M	-246.917M	11.269M	-386K
Cash from Financing	—	—	—	—	—	—	—	—
Debt Repayment	—	—	—	—	—	—	—	—
Stock Repurchased (Buybacks)	0.00	0.00	0.00	-1.013B	0.00	0.00	0.00	0.00
Dividends Paid	0.00	-202.185M	-1.118B	0.00	0.00	0.00	0.00	0.00
Free Cash Flow (FCF)	1.823B	2.110B	627.816M	760.841M	1.059B	288.657M	-250.417M	338.761M
Net Change in Cash	-148.443M	-1.557B	440.700M	426.604M	2.524B	-1.618B	-7.577M	1.153B

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Lufax Holding Ltd

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

Shanghai

36,215 employees

www.lufaxholding.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Xiang Ji

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