Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 20.74% is 21% above its 5-year average of 17.18%, near the high end of its 5-year range (7.85%–26.13%).
1.43% above its 12-month average of 20.45%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 21.44%.
NET PROFIT MARGIN
20.74%
NET PROFIT MARGIN AVG TTM
20.45%
NET PROFIT MARGIN AVG 3Y
15.33%
NET PROFIT MARGIN AVG 5Y
17.18%
NET PROFIT MARGIN AVG 10Y
16.73%
NET PROFIT MARGIN AVG 15Y
16.67%
NET PROFIT MARGIN AVG 20Y
15.36%
CURRENT VS TTM AVG
+1.43%
CURRENT VS 3Y AVG
+35.30%
CURRENT VS 5Y AVG
+20.69%
CURRENT VS 10Y AVG
+23.99%
CURRENT VS 15Y AVG
+24.39%
CURRENT VS 20Y AVG
+35.01%
SECTOR MEDIAN · FINANCIAL SERVICES
14.34%
median of 492 covered companies
CURRENT VS SECTOR MEDIAN
+44.58%
vs the sector median at left
Lake Shore Bancorp, Inc.
Market Cap
$144.34M
Net Profit Margin
20.74%
TTM Avg
20.45%
3Y Avg
15.33%
5Y Avg
17.18%
Market Cap
$141.91M
Net Profit Margin
-19.26%
TTM Avg
-11.75%
3Y Avg
0.28%
5Y Avg
6.70%
Market Cap
$145.34M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$143.32M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$142.33M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.70M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.94M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$141.62M
Net Profit Margin
-19.26%
TTM Avg
-11.75%
3Y Avg
0.28%
5Y Avg
6.70%
Market Cap
$147.75M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lake Shore Bancorp, Inc. (LSBK) | $144.34M | 20.74% | 20.45% | 15.33% | 17.18% |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $141.91M | -19.26% | -11.75% | 0.28% | 6.70% |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| Aeon Acquisition I Corp. (AESP)vs › | $143.32M | N/A | N/A | N/A | N/A |
| K2 Capital Acquisition Corporation (KTWO)vs › | $142.33M | N/A | N/A | N/A | N/A |
| Southern Cross Acquisition I Corp. (NCO)vs › | $146.70M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $146.94M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBIP)vs › | $141.62M | -19.26% | -11.75% | 0.28% | 6.70% |
| Mercator Acquisition Corp. (MRCO)vs › | $147.75M | N/A | N/A | N/A | N/A |
| BCB Bancorp, Inc. (BCBP)vs › | $147.85M | -12.01% | 0.97% | 12.88% | 16.17% |
Operating Margin
25.2%
Net Profit Margin
20.7%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 21.44% |
| 2026-03-31 | 19.71% |
| 2025-12-31 | 19.07% |
| 2025-09-30 | 22.65% |
| 2025-06-30 | 19.37% |
| 2025-03-31 | 11.63% |
| 2024-12-31 | 15.21% |
| 2024-09-30 | 13.81% |
| 2024-06-30 | 11.76% |
| 2024-03-31 | 10.88% |
| 2023-12-31 | 7.85% |
| 2023-09-30 | 16.85% |
| 2023-06-30 | 9.04% |
| 2023-03-31 | 19.80% |
| 2022-12-31 | 14.80% |
| 2022-09-30 | 23.35% |
| 2022-06-30 | 23.55% |
| 2022-03-31 | 15.92% |
| 2021-12-31 | 26.13% |
| 2021-09-30 | 23.58% |
| 2021-06-30 | 14.49% |
| 2021-03-31 | 24.55% |
| 2020-12-31 | 17.42% |
| 2020-09-30 | 18.39% |
| 2020-06-30 | 20.04% |
| 2020-03-31 | 10.84% |
| 2019-12-31 | 16.69% |
| 2019-09-30 | 17.34% |
| 2019-06-30 | 12.39% |
| 2019-03-31 | 14.37% |
| 2018-12-31 | 15.95% |
| 2018-09-30 | 17.29% |
| 2018-06-30 | 16.98% |
| 2018-03-31 | 16.43% |
| 2017-12-31 | 10.49% |
| 2017-09-30 | 16.89% |
| 2017-06-30 | 20.46% |
| 2017-03-31 | 13.29% |
| 2016-12-31 | 2.79% |
| 2016-09-30 | 14.98% |
| 2016-06-30 | 13.41% |
| 2016-03-31 | 29.72% |
| 2015-12-31 | 16.85% |
| 2015-09-30 | 22.66% |
| 2015-06-30 | 14.11% |
| 2015-03-31 | 11.53% |
| 2014-12-31 | 16.01% |
| 2014-09-30 | 13.97% |
| 2014-06-30 | 17.30% |
| 2014-03-31 | 15.44% |
| 2013-12-31 | 20.11% |
| 2013-09-30 | 19.08% |
| 2013-06-30 | 15.58% |
| 2013-03-31 | 17.50% |
| 2012-12-31 | 16.46% |
| 2012-09-30 | 16.22% |
| 2012-06-30 | 16.36% |
| 2012-03-31 | 17.98% |
| 2011-12-31 | 10.27% |
| 2011-09-30 | 20.14% |
| 2011-06-30 | 17.12% |
| 2011-03-31 | 16.81% |
| 2010-12-31 | 15.62% |
| 2010-09-30 | 11.83% |
| 2010-06-30 | 11.62% |
| 2010-03-31 | 13.14% |
| 2009-12-31 | 14.26% |
| 2009-09-30 | 10.80% |
| 2009-06-30 | 6.43% |
| 2009-03-31 | 7.48% |
| 2008-12-31 | 14.72% |
| 2008-09-30 | 15.17% |
| 2008-06-30 | -26.30% |
| 2008-03-31 | 11.69% |
| 2007-12-31 | 12.41% |
| 2007-09-30 | 10.21% |
| 2007-06-30 | 6.14% |
| 2007-03-31 | 6.00% |
| 2006-12-31 | 7.63% |
| 2006-09-30 | 11.53% |
| 2006-06-30 | 11.04% |
| 2006-03-31 | 6.78% |
| 2005-12-31 | 4.09% |
| 2005-09-30 | 22.88% |
| 2005-06-30 | 27.48% |
| 2005-03-31 | 27.77% |