Jack Henry & Associates, Inc. (JKHY)JKHYJack Henry & Associates, Inc.

Income Statement

Revenue, expenses, and profitability analysis

Quarterly Income Statement (USD)

Quarterly Report	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024	09/30/2024	06/30/2024
Revenue	2.516B	636.245M	619.334M	644.738M	615.372M	585.087M	573.848M	600.982M	559.912M
Cost of Goods Sold	1.407B	363.922M	350.989M	348.566M	343.879M	340.586M	332.850M	343.432M	327.272M
Gross Profit	1.108B	272.323M	268.345M	296.172M	271.493M	244.501M	240.998M	257.550M	232.640M
Gross Profit Margin	42.8%	42.8%	43.3%	45.9%	44.1%	41.8%	42.0%	42.9%	41.5%
Total Operating Expenses	454.375M	117.276M	109.197M	112.107M	115.795M	105.761M	117.996M	106.274M	107.014M
Research & Development	169.195M	45.110M	42.228M	39.278M	42.579M	39.411M	41.095M	39.686M	39.893M
Selling, General & Administrative	285.180M	72.166M	66.969M	72.829M	73.216M	66.350M	76.901M	66.588M	67.121M
Operating Income (EBIT)	653.958M	155.047M	159.148M	184.065M	155.698M	138.740M	123.002M	151.276M	125.626M
Operating Margin	24.4%	24.4%	25.7%	28.5%	25.3%	23.7%	21.4%	25.2%	22.4%
Income Before Tax (EBT)	673.001M	158.541M	164.193M	190.318M	159.949M	141.908M	127.381M	156.798M	130.384M
Interest Income	24.548M	4.869M	6.187M	7.139M	6.353M	5.899M	7.159M	8.347M	8.647M
Interest Expense	5.505M	1.375M	1.142M	886K	2.102M	2.731M	2.780M	2.825M	3.889M
Other Income/Expense	19.043M	3.494M	5.045M	6.253M	4.251M	3.168M	4.379M	5.522M	4.758M
Net Income	519.152M	122.894M	124.668M	143.986M	127.604M	111.108M	97.845M	119.191M	101.073M
Income Tax Expense	153.849M	35.647M	39.525M	46.332M	32.345M	30.800M	29.536M	37.607M	29.311M
Net Profit Margin	19.3%	19.3%	20.1%	22.3%	20.7%	19.0%	17.1%	19.8%	18.1%
EBITDA	888.696M	213.569M	218.490M	243.096M	213.541M	195.652M	181.915M	210.117M	184.963M
EBITDA Margin	33.6%	33.6%	35.3%	37.7%	34.7%	33.4%	31.7%	35.0%	33.0%
Depreciation & Amortization	210.190M	53.653M	53.155M	51.892M	51.490M	51.013M	51.754M	50.494M	50.691M
EPS Basic	7.16	1.71	1.72	1.98	1.75	1.53	1.34	1.63	1.39
EPS Diluted	7.15	1.71	1.72	1.97	1.75	1.52	1.34	1.63	1.38
Shares Outstanding	71.978M	71.978M	72.413M	72.909M	73.005M	72.815M	73.019M	72.905M	72.867M
Diluted Shares Outstanding	71.978M	71.978M	72.413M	72.909M	73.005M	73.013M	73.082M	73.078M	73.069M

Annual Income Statement (USD)

Annual Report	06/30/2025	06/30/2024	06/30/2023	06/30/2022	06/30/2021	06/30/2020	06/30/2019	06/30/2018
Revenue	2.375B	2.216B	2.078B	1.943B	1.758B	1.697B	1.553B	1.537B
Cost of Goods Sold	1.361B	1.299B	1.219B	1.129B	1.063B	1.008B	923.030M	873.642M
Gross Profit	1.015B	916.066M	858.640M	814.270M	694.826M	688.603M	629.661M	662.961M
Gross Profit Margin	42.7%	41.3%	41.3%	41.9%	39.5%	40.6%	40.6%	43.1%
Total Operating Expenses	445.826M	426.675M	377.952M	339.651M	296.107M	307.976M	282.376M	272.486M
Research & Development	162.771M	148.256M	142.678M	121.355M	109.047M	109.988M	96.378M	90.340M
Selling, General & Administrative	283.055M	278.419M	235.274M	218.296M	187.060M	197.988M	185.998M	182.146M
Operating Income (EBIT)	568.715M	489.391M	480.688M	474.619M	398.719M	380.627M	347.235M	392.369M
Operating Margin	23.9%	22.1%	23.1%	24.4%	22.7%	22.4%	22.4%	25.5%
Income Before Tax (EBT)	586.036M	498.019M	474.574M	472.267M	397.725M	381.076M	347.235M	391.024M
Interest Income	27.759M	25.012M	8.959M	32K	150K	1.137M	876K	575K
Interest Expense	10.438M	16.384M	15.073M	2.384M	1.144M	688K	926K	1.920M
Other Income/Expense	17.321M	8.628M	-6.114M	-2.352M	-994K	449K	-50K	-1.345M
Net Income	455.748M	381.816M	366.646M	362.916M	311.469M	296.668M	271.885M	376.660M
Income Tax Expense	130.288M	116.203M	107.928M	109.351M	86.256M	84.408M	75.350M	14.364M
Net Profit Margin	19.2%	17.2%	17.6%	18.7%	17.7%	17.5%	17.5%	24.5%
EBITDA	801.225M	714.307M	680.373M	652.275M	696.760M	553.569M	619.688M	604.401M
EBITDA Margin	33.7%	32.2%	32.7%	33.6%	39.6%	32.6%	39.9%	39.3%
Depreciation & Amortization	204.751M	199.904M	190.726M	177.624M	297.891M	171.805M	271.527M	246.323M
EPS Basic	6.24	5.24	5.03	4.95	4.12	3.86	3.52	4.88
EPS Diluted	6.24	5.23	5.02	4.94	4.12	3.86	3.52	4.85
Shares Outstanding	73.045M	72.867M	72.894M	72.879M	75.599M	76.787M	77.160M	77.171M
Diluted Shares Outstanding	73.045M	73.025M	73.096M	73.486M	75.658M	76.934M	77.347M	77.585M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Monett, MO

7,198 employees

www.jackhenry.com

Technology / Software - Services

Sector: Technology
Industry: Software - Services
CEO: Gregory R. Adelson

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