Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 5.03% is 22% above its 5-year average of 4.13%, near the low end of its 5-year range (2.73%–15.97%).
As of the fiscal period ended Tuesday, June 30, 2026. 9.88% above its 12-month average of 4.58%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 5.03%.
DEBT TO ASSETS RATIO
5.03%
DEBT TO ASSETS RATIO AVG TTM
4.58%
DEBT TO ASSETS RATIO AVG 3Y
3.80%
DEBT TO ASSETS RATIO AVG 5Y
4.13%
DEBT TO ASSETS RATIO AVG 10Y
8.56%
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+9.88%
CURRENT VS 3Y AVG
+32.35%
CURRENT VS 5Y AVG
+21.80%
CURRENT VS 10Y AVG
-41.17%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 509 covered companies
CURRENT VS SECTOR MEDIAN
+9966.57%
vs the sector median at left
Investar Holding Corporation
Market Cap
$406.18M
Debt to Assets Ratio
5.03%
TTM Avg
4.58%
3Y Avg
3.80%
5Y Avg
4.13%
Market Cap
$397.15M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$396.75M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$416.08M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$419.66M
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$392.32M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$420.04M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$420.38M
Debt to Assets Ratio
0.17%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$389.92M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investar Holding Corporation (ISTR) | $406.18M | 5.03% | 4.58% | 3.80% | 4.13% |
| Chemung Financial Corporation (CHMG)vs › | $397.15M | 0.05% | N/A | N/A | N/A |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 0.01% | N/A | N/A | N/A |
| General Catalyst Global Resilience Merger Corp. (GCGR)vs › | $416.08M | N/A | N/A | N/A | N/A |
| NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series B (NEWTP)vs › | $419.66M | 0.17% | N/A | N/A | N/A |
| Berto Acquisition Corp. II (GUAC)vs › | $392.32M | N/A | N/A | N/A | N/A |
| K&F Growth Acquisition Corp. II Class A Ordinary shares (KFII)vs › | $420.04M | 0.00% | N/A | N/A | N/A |
| NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029 (NEWTG)vs › | $420.38M | 0.17% | N/A | N/A | N/A |
| Centurion Acquisition Corp. (ALF)vs › | $389.92M | 0.00% | N/A | N/A | N/A |
| Primis Financial Corp (FRST)vs › | $389.47M | 0.10% | N/A | N/A | N/A |
Debt/Assets
5.0%
Debt/Equity
0.46
Current ratio and interest coverage is unavailable for Investar Holding Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 5.03% |
| 2026-03-31 | 5.01% |
| 2025-12-31 | 5.39% |
| 2025-09-30 | 3.59% |
| 2025-06-30 | 3.88% |
| 2025-03-31 | 3.54% |
| 2024-12-31 | 3.71% |
| 2024-09-30 | 4.34% |
| 2024-06-30 | 2.73% |
| 2024-03-31 | 2.99% |
| 2023-12-31 | 3.02% |
| 2023-09-30 | 3.24% |
| 2023-06-30 | 2.96% |
| 2023-03-31 | 12.83% |
| 2022-12-31 | 15.97% |
| 2022-09-30 | 14.50% |
| 2022-06-30 | 11.29% |
| 2022-03-31 | 5.10% |
| 2021-12-31 | 5.40% |
| 2021-09-30 | 5.06% |
| 2021-06-30 | 5.26% |
| 2021-03-31 | 5.63% |
| 2020-12-31 | 7.54% |
| 2020-09-30 | 10.04% |
| 2020-06-30 | 8.99% |
| 2020-03-31 | 10.01% |
| 2019-12-31 | 8.53% |
| 2019-09-30 | 10.31% |
| 2019-06-30 | 11.15% |
| 2019-03-31 | 10.78% |
| 2018-12-31 | 13.02% |
| 2018-09-30 | 14.41% |
| 2018-06-30 | 16.37% |
| 2018-03-31 | 14.12% |
| 2017-12-31 | 13.10% |
| 2017-09-30 | 14.18% |
| 2017-06-30 | 13.69% |
| 2017-03-31 | 11.96% |
| 2016-12-31 | 10.91% |
| 2016-09-30 | 10.06% |
| 2016-06-30 | 11.19% |
| 2016-03-31 | 12.78% |
| 2015-12-31 | 16.50% |
| 2015-09-30 | 9.19% |
| 2015-06-30 | 10.61% |
| 2015-03-31 | 5.92% |
| 2014-12-31 | 16.11% |
| 2014-09-30 | 6.89% |
| 2014-06-30 | 12.13% |
| 2014-03-31 | 7.51% |
| 2013-12-31 | 7.03% |
