Investar Holding Corporation (ISTR) vs NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029 (NEWTG)

A side-by-side comparison of Investar Holding Corporation and NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029 across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ISTR vs NEWTG

growth of $100 · dividends reinvested · last 2y
ISTR +94.6% (+39.5%/yr)NEWTG +21.6% (+10.3%/yr)ISTR compounded faster over this window
100150200Start $10020252026$195$122
ISTR NEWTG

ISTR vs NEWTG: by the numbers

  • •NEWTG is the larger company ($420M vs $403M market cap).
  • •NEWTG trades at the lower trailing earnings multiple (10.58 vs 12.31 P/E), one valuation lens rather than an overall verdict.
  • •NEWTG converts more revenue to profit (19.32% vs 17.83% net margin).
  • •NEWTG grew revenue faster over the past five years (20.77% vs 11.95% CAGR).
  • •NEWTG pays the higher dividend yield (8.50% vs 1.57%).

Metrics side by side

Valuation

MetricISTRNEWTG
P/E ratio12.3110.58
Forward P/E9.2712.38
PEG ratio1.191.29
P/S ratio2.141.24
P/B ratio1.031.15

Profitability

MetricISTRNEWTG
Operating margin19.27%47.76%
Net margin17.83%19.32%
ROE8.00%15.83%

Investar Holding Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricISTRNEWTG
Dividend yield1.57%8.50%
Payout ratio19.33%90.04%

Growth (annualized)

MetricISTRNEWTG
Revenue CAGR (5Y)11.95%20.77%
EPS CAGR (5Y)11.82%8.58%
Total return CAGR (5Y)8.25%N/A

Frequently asked

Which has the lower trailing P/E, ISTR or NEWTG?
NEWTG has the lower trailing P/E: ISTR trades at 12.31 and NEWTG at 10.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ISTR or NEWTG?
Over the past five years, NEWTG grew revenue faster — ISTR at a 11.95% CAGR versus NEWTG at 20.77%.
Does ISTR or NEWTG pay a bigger dividend?
ISTR yields 1.57% and NEWTG yields 8.50% based on trailing dividends and the latest price.
Is ISTR or NEWTG more profitable?
NEWTG runs the higher net margin — ISTR at 17.83% versus NEWTG at 19.32%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.