Investar Holding (ISTR) Debt/Equity Ratio: History & Chart

Investar Holding Corporation(ISTR)

Banks - Regional · Baton Rouge, LA

$29.40+0.04 (+0.15%)

Delayed quote: Oct 6, 2026, 1:10 PM EDT

About Investar Holding Corporation

Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.

Baton Rouge, LA

421 employees

www.investarbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: John Joseph D'Angelo

View full financials

ISTR Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.46

DEBT TO EQUITY RATIO AVG TTM

0.44

DEBT TO EQUITY RATIO AVG 3Y

0.41

DEBT TO EQUITY RATIO AVG 5Y

0.45

DEBT TO EQUITY RATIO AVG 10Y

0.88

DEBT TO EQUITY RATIO AVG 15Y

N/A

DEBT TO EQUITY RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

+5.38%

CURRENT VS 3Y AVG

+11.94%

CURRENT VS 5Y AVG

+3.06%

CURRENT VS 10Y AVG

-47.25%

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 640 covered companies

CURRENT VS SECTOR MEDIAN

+68.23%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Investar Holding Corporation (ISTR)	$404.32M	0.46	0.44	0.41	0.45
PCB Bancorp (PCB)vs ›	$402.84M	0.27	0.14	0.13	0.16
Eightco Holdings Inc. (ORBS)vs ›	$409.35M	0.02	1.34	2.77	2.54
GP-Act III Acquisition Corp. (GPAT)vs ›	$396.75M	0.01	0.00	0.00	1.79
Chemung Financial Corporation (CHMG)vs ›	$395.10M	0.53	0.29	0.35	0.27
Berto Acquisition Corp. (TACO)vs ›	$392.45M	0.00	0.00	0.00	0.00
General Catalyst Global Resilience Merger Corp. (GCGR)vs ›	$416.08M	N/A	N/A	N/A	N/A
Republic Digital Acquisition Company Class A (RDAG)vs ›	$391.22M	0.00	0.00	0.00	0.00
Berto Acquisition Corp. II (GUAC)vs ›	$390.33M	N/A	N/A	N/A	N/A
NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series B (NEWTP)vs ›	$418.54M	1.35	2.24	2.14	1.85

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Investar Holding Corporation (ISTR)

$404.32M

0.46

0.44

0.41

0.45

PCB Bancorp (PCB)vs ›

$402.84M

0.27

0.14

0.13

0.16

Eightco Holdings Inc. (ORBS)vs ›

$409.35M

0.02

1.34

2.77

2.54

GP-Act III Acquisition Corp. (GPAT)vs ›

$396.75M

0.01

0.00

1.79

Chemung Financial Corporation (CHMG)vs ›

$395.10M

0.53

0.29

0.35

0.27

Berto Acquisition Corp. (TACO)vs ›

$392.45M

0.00

General Catalyst Global Resilience Merger Corp. (GCGR)vs ›

$416.08M

N/A

Republic Digital Acquisition Company Class A (RDAG)vs ›

$391.22M

0.00

Berto Acquisition Corp. II (GUAC)vs ›

$390.33M

N/A

NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series B (NEWTP)vs ›

$418.54M

1.35

2.24

2.14

1.85

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Investar Holding Corporation (ISTR)?

The debt to equity ratio for ISTR stock is 0.46.

Is Investar Holding Corporation's debt to equity ratio high or low?

The debt to equity ratio of 0.46 is in line with its 5-year average of 0.45, near the low end of its 5-year range (0.33–2.04).

What is the TTM average debt to equity ratio for Investar Holding Corporation (ISTR)?

The TTM average debt to equity ratio for ISTR stock is 0.44.

What is the 3Y average debt to equity ratio for Investar Holding Corporation (ISTR)?

The 3Y average debt to equity ratio for ISTR stock is 0.41.

What is the 5Y average debt to equity ratio for Investar Holding Corporation (ISTR)?

The 5Y average debt to equity ratio for ISTR stock is 0.45.

What is the 10Y average debt to equity ratio for Investar Holding Corporation (ISTR)?

The 10Y average debt to equity ratio for ISTR stock is 0.88.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.46
2026-03-31	0.47
2025-12-31	0.51
2025-09-30	0.34
2025-06-30	0.42
2025-03-31	0.38
2024-12-31	0.42
2024-09-30	0.50
2024-06-30	0.33
2024-03-31	0.37
2023-12-31	0.38
2023-09-30	0.43
2023-06-30	0.37
2023-03-31	1.62
2022-12-31	2.04
2022-09-30	1.88
2022-06-30	1.33
2022-03-31	0.56
2021-12-31	0.56
2021-09-30	0.58
2021-06-30	0.56
2021-03-31	0.55
2020-12-31	0.72
2020-09-30	0.98
2020-06-30	0.90
2020-03-31	0.94
2019-12-31	0.76
2019-09-30	0.99
2019-06-30	1.08
2019-03-31	1.04
2018-12-31	1.28
2018-09-30	1.40
2018-06-30	1.57
2018-03-31	1.34
2017-12-31	1.23
2017-09-30	1.37
2017-06-30	1.11
2017-03-31	0.95
2016-12-31	1.12
2016-09-30	1.02
2016-06-30	1.12
2016-03-31	1.23
2015-12-31	1.56
2015-09-30	0.80
2015-06-30	0.92
2015-03-31	0.49
2014-12-31	1.37
2014-09-30	0.53
2014-06-30	1.53
2014-03-31	0.90
2013-12-31	0.80
2013-09-30	0.00
2013-06-30	0.00
2013-03-31	0.00

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.46

2026-03-31

0.47

2025-12-31

0.51

2025-09-30

0.34

2025-06-30

0.42

2025-03-31

0.38

2024-12-31

0.42

2024-09-30

0.50

2024-06-30

0.33

2024-03-31

0.37

2023-12-31

0.38

2023-09-30

0.43

2023-06-30

0.37

2023-03-31

1.62

2022-12-31

2.04

2022-09-30

1.88

2022-06-30

1.33

2022-03-31

0.56

2021-12-31

0.56

2021-09-30

0.58

2021-06-30

0.56

2021-03-31

0.55

2020-12-31

0.72

2020-09-30

0.98

2020-06-30

0.90

2020-03-31

0.94

2019-12-31

0.76

2019-09-30

0.99

2019-06-30

1.08

2019-03-31

1.04

2018-12-31

1.28

2018-09-30

1.40

2018-06-30

1.57

2018-03-31

1.34

2017-12-31

1.23

2017-09-30

1.37

2017-06-30

1.11

2017-03-31

0.95

2016-12-31

1.12

2016-09-30

1.02

2016-06-30

1.12

2016-03-31

1.23

2015-12-31

1.56

2015-09-30

0.80

2015-06-30

0.92

2015-03-31

0.49

2014-12-31

1.37

2014-09-30

0.53

2014-06-30

1.53

2014-03-31

0.90

2013-12-31

0.80

2013-09-30

0.00

2013-06-30

0.00

2013-03-31

0.00

Debt to Equity Ratio: 0.46

ISTR Debt to Equity Ratio

ISTR Average Debt to Equity Ratio Chart

ISTR Current vs Average Debt to Equity Ratio Chart

ISTR Debt to Equity Ratio Metrics

ISTR Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

ISTR Debt to Equity Ratio History

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