Globe Life Inc. (GL) EBITDA Margin: 26.54%
Is Globe Life Inc.’s EBITDA margin high or low?
Globe Life Inc.'s EBITDA margin of 26.54% is in line with its 5-year average of 24.27%, near the high end of its 5-year range (20.75%–26.54%).
As of Friday, June 19, 2026. 2.67% above its 12-month average of 25.85%.
GL EBITDA Margin Chart
GL Average EBITDA Margin Chart
GL Current vs Average EBITDA Margin Chart
GL EBITDA Margin Metrics
EBITDA MARGIN
26.54%
EBITDA MARGIN AVG TTM
25.85%
EBITDA MARGIN AVG 3Y
24.58%
EBITDA MARGIN AVG 5Y
24.27%
EBITDA MARGIN AVG 10Y
23.30%
EBITDA MARGIN AVG 15Y
23.49%
EBITDA MARGIN AVG 20Y
23.23%
CURRENT VS TTM AVG
+2.67%
CURRENT VS 3Y AVG
+7.97%
CURRENT VS 5Y AVG
+9.38%
CURRENT VS 10Y AVG
+13.92%
CURRENT VS 15Y AVG
+12.99%
CURRENT VS 20Y AVG
+14.23%
GL Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Globe Life Inc. (GL) | $13.26B | 26.54% | 25.85% | 24.58% | 24.27% |
| Assurant, Inc. (AIZ)vs › | $12.88B | 11.29% | 10.94% | 9.54% | 9.51% |
| Global Payments Inc. (GPN)vs › | $15.83B | 44.71% | 44.72% | 38.80% | 38.24% |
| Franklin Resources, Inc. (BEN)vs › | $17.17B | 16.12% | 16.17% | 20.82% | 23.03% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.12B | 34.73% | 34.08% | 31.20% | 29.40% |
| Brown & Brown, Inc. (BRO)vs › | $20.03B | 34.17% | 35.42% | 35.42% | 34.21% |
| Circle Internet Group (CRCL)vs › | $21.44B | -0.91% | 7.73% | -14.05% | -116.67% |
| Main Street Capital Corporation (MAIN)vs › | $4.74B | 81.72% | 78.38% | 74.45% | 65.57% |
| Loews Corporation (L)vs › | $22.07B | 18.32% | 17.56% | 16.98% | 14.82% |
| SoFi Technologies, Inc. (SOFI)vs › | $22.97B | 15.93% | 13.86% | 3.70% | -9.09% |
Margin Comparison
Gross Margin
38.1%
EBITDA Margin
26.5%
Operating Margin
24.9%
Net Margin
19.4%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Globe Life Inc. EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Globe Life Inc. EBITDA Margin FAQ
- What is the EBITDA margin for Globe Life Inc. (GL)?
- The EBITDA margin for GL stock is 26.54%.
- Is Globe Life Inc.'s EBITDA margin high or low?
- Globe Life Inc.'s EBITDA margin of 26.54% is in line with its 5-year average of 24.27%, near the high end of its 5-year range (20.75%–26.54%).
- What is the TTM average EBITDA margin for Globe Life Inc. (GL)?
- The TTM average EBITDA margin for GL stock is 25.85%.
- What is the 3Y average EBITDA margin for Globe Life Inc. (GL)?
- The 3Y average EBITDA margin for GL stock is 24.58%.
- What is the 5Y average EBITDA margin for Globe Life Inc. (GL)?
- The 5Y average EBITDA margin for GL stock is 24.27%.
- What is the 10Y average EBITDA margin for Globe Life Inc. (GL)?
- The 10Y average EBITDA margin for GL stock is 23.30%.
- What is the 15Y average EBITDA margin for Globe Life Inc. (GL)?
- The 15Y average EBITDA margin for GL stock is 23.49%.
- What is the 20Y average EBITDA margin for Globe Life Inc. (GL)?
- The 20Y average EBITDA margin for GL stock is 23.23%.
Globe Life Inc. EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 26.54% |
| 2024-12-31 | 25.16% |
| 2023-12-31 | 23.80% |
| 2022-12-31 | 22.82% |
| 2021-12-31 | 26.52% |
| 2020-12-31 | 20.75% |
| 2019-12-31 | 22.43% |
| 2018-12-31 | 22.10% |
| 2017-12-31 | 22.02% |
| 2016-12-31 | 21.74% |
| 2015-12-31 | 22.38% |
| 2014-12-31 | 23.78% |
| 2013-12-31 | 23.92% |
| 2012-12-31 | 23.58% |
| 2011-12-31 | 23.74% |
| 2010-12-31 | 24.53% |
| 2009-12-31 | 20.77% |
| 2008-12-31 | 21.64% |
| 2007-12-31 | 36.00% |
| 2006-12-31 | 35.78% |
| 2005-12-31 | 36.55% |
| 2004-12-31 | 36.61% |
| 2003-12-31 | 24.36% |
| 2002-12-31 | 33.37% |
| 2001-12-31 | 24.08% |
| 2000-12-31 | 24.79% |
| 1999-12-31 | 20.82% |
| 1998-12-31 | 23.69% |
| 1997-12-31 | 3.86% |
| 1996-12-31 | 26.19% |
Related Metrics
About Globe Life Inc.
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
- Sector
- Financial Services
- Industry
- Insurance - Life
- CEO
- Frank Martin Svoboda