Basis: (FMP quote price / unrounded diluted TTM EPS) / five-year diluted EPS CAGR in percent, from annual statements through the period end shown. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the PEG ratio high or low?
The PEG ratio of 1.04 is 15% above its 5-year average of 0.90, around the middle of its 5-year range (0.31–2.10).
As of 2026-10-06T15:51:28.219Z. 1.53% above its 12-month average of 1.02.
Calculation as of: 2026-10-06T15:51:28.219Z.
Quote observation: 2026-10-06T15:50:00.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 0ffa41108f038ae9a1ab08acdb11d863044e005b128600080547d5d151003aac
PEG RATIO
1.04
PEG RATIO AVG TTM
1.02
PEG RATIO AVG 3Y
1.08
PEG RATIO AVG 5Y
0.90
PEG RATIO AVG 10Y
1.41
PEG RATIO AVG 15Y
1.73
PEG RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+1.53%
CURRENT VS 3Y AVG
-3.98%
CURRENT VS 5Y AVG
+15.46%
CURRENT VS 10Y AVG
-26.43%
CURRENT VS 15Y AVG
-39.72%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.10
median of 253 covered companies
CURRENT VS SECTOR MEDIAN
-5.45%
vs the sector median at left
Financial Institutions, Inc.
Market Cap
$778.50M
PEG Ratio
1.04
TTM Avg
1.02
3Y Avg
1.08
5Y Avg
0.90
Market Cap
$789.81M
PEG Ratio
1.72
TTM Avg
1.95
3Y Avg
2.54
5Y Avg
1.91
Market Cap
$815.12M
PEG Ratio
0.76
TTM Avg
0.74
3Y Avg
0.68
5Y Avg
0.55
Market Cap
$816.55M
PEG Ratio
N/A
TTM Avg
0.68
3Y Avg
0.59
5Y Avg
1.21
Market Cap
$742.80M
PEG Ratio
1.99
TTM Avg
1.61
3Y Avg
1.11
5Y Avg
0.79
| NAME | MARKET CAP | PEG RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Financial Institutions, Inc. (FISI) | $778.50M | 1.04 | 1.02 | 1.08 | 0.90 |
| River City Bank (RCBC)vs › | $786.80M | 0.60 | 0.52 | 3.30 | 3.30 |
| Peapack-Gladstone Financial Corporation (PGC)vs › | $789.81M | 1.72 | 1.95 | 2.54 | 1.91 |
| GCM Grosvenor Inc. (GCMG)vs › | $812.45M | N/A | N/A | N/A | N/A |
| Orrstown Financial Services, Inc. (ORRF)vs › | $815.12M | 0.76 | 0.74 | 0.68 | 0.55 |
| PRA Group, Inc. (PRAA)vs › | $742.53M | N/A | 0.61 | 0.65 | 0.93 |
| Alerus Financial Corporation (ALRS)vs › | $816.55M | N/A | 0.68 | 0.59 | 1.21 |
| Independent Bank Corporation (IBCP)vs › | $742.80M | 1.99 | 1.61 | 1.11 | 0.79 |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | N/A | N/A | N/A | N/A |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $739.75M | 0.32 | 0.59 | 0.68 | 0.80 |
PEG Ratio
1.04
P/E Ratio
9.8
PEG Ratio = P/E Ratio / 5-Year Diluted EPS CAGR (%)
The PEG ratio divides the price-to-earnings ratio by the company's five-year compound annual growth rate of diluted EPS, expressed in percent. A P/E of 20 and a five-year diluted EPS CAGR of 10% give a PEG of 2.0. The growth is reported, historical earnings growth from annual statements, not an analyst forecast. A PEG near 1 is often read as fairly priced for its growth; lower can mean cheaper relative to growth. The ratio is N/A when the P/E is unavailable or not positive, or when the five-year diluted EPS CAGR is unavailable or not positive. Each day of the history uses the CAGR that was known on that day.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PEG RATIO |
|---|---|
| 2026-10-05 | 1.04 |
| 2026-10-02 | 1.05 |
| 2026-10-01 | 1.04 |
| 2026-09-30 | 1.02 |
| 2026-09-29 | 1.03 |
| 2026-09-28 | 1.04 |
| 2026-09-25 | 1.05 |
| 2026-09-24 | 1.05 |
| 2026-09-23 | 1.04 |
| 2026-09-22 | 1.06 |
| 2026-09-21 | 1.06 |
| 2026-09-18 | 1.07 |
| 2026-09-17 | 1.07 |
| 2026-09-16 | 1.05 |
| 2026-09-15 | 1.07 |
| 2026-09-14 | 1.08 |
| 2026-09-11 | 1.07 |
| 2026-09-10 | 1.08 |
| 2026-09-09 | 1.07 |
| 2026-09-08 | 1.08 |
| 2026-09-04 | 1.09 |
| 2026-09-03 | 1.08 |
| 2026-09-02 | 1.07 |
| 2026-09-01 | 1.05 |
| 2026-08-31 | 1.06 |
| 2026-08-28 | 1.07 |
| 2026-08-27 | 1.07 |
| 2026-08-26 | 1.07 |
| 2026-08-25 | 1.07 |
| 2026-08-24 | 1.07 |
| 2026-08-21 | 1.08 |
| 2026-08-20 | 1.07 |
| 2026-08-19 | 1.07 |
| 2026-08-18 | 1.09 |
| 2026-08-17 | 1.09 |
| 2026-08-14 | 1.09 |
| 2026-08-13 | 1.10 |
| 2026-08-12 | 1.10 |
| 2026-08-11 | 1.09 |
| 2026-08-10 | 1.08 |
| 2026-08-07 | 1.09 |
| 2026-08-06 | 1.10 |
| 2026-08-05 | 1.11 |
| 2026-08-04 | 1.12 |
| 2026-08-03 | 1.17 |
| 2026-07-31 | 1.14 |
| 2026-07-30 | 1.14 |
| 2026-07-29 | 1.14 |
| 2026-07-28 | 1.16 |
| 2026-07-27 | 1.14 |
| 2026-07-24 | 1.12 |
| 2026-07-23 | 1.07 |
| 2026-07-22 | 1.07 |
| 2026-07-21 | 1.09 |
| 2026-07-20 | 1.08 |
| 2026-07-17 | 1.08 |
| 2026-07-16 | 1.10 |
| 2026-07-15 | 1.08 |
| 2026-07-14 | 1.07 |
| 2026-07-13 | 1.07 |
| 2026-07-10 | 1.07 |
| 2026-07-09 | 1.07 |
| 2026-07-08 | 1.04 |
| 2026-07-07 | 1.06 |
| 2026-07-06 | 1.07 |
| 2026-07-02 | 1.08 |
| 2026-07-01 | 1.11 |
| 2026-06-30 | 1.08 |
| 2026-06-29 | 1.07 |
| 2026-06-26 | 1.07 |
| 2026-06-25 | 1.07 |
| 2026-06-24 | 1.07 |
| 2026-06-23 | 1.06 |
| 2026-06-22 | 1.05 |
| 2026-06-18 | 1.03 |
| 2026-06-17 | 1.02 |
| 2026-06-16 | 1.02 |
| 2026-06-15 | 1.02 |
| 2026-06-12 | 1.05 |
| 2026-06-11 | 1.05 |
| 2026-06-10 | 1.04 |
| 2026-06-09 | 1.04 |
| 2026-06-08 | 1.03 |
| 2026-06-05 | 1.02 |
| 2026-06-04 | 1.01 |
| 2026-06-03 | 0.98 |
| 2026-06-02 | 1.01 |
| 2026-06-01 | 0.99 |
| 2026-05-29 | 1.00 |
| 2026-05-28 | 0.99 |
| 2026-05-27 | 0.99 |
| 2026-05-26 | 1.00 |
| 2026-05-22 | 0.98 |
| 2026-05-21 | 0.98 |
| 2026-05-20 | 0.97 |
| 2026-05-19 | 0.95 |
| 2026-05-18 | 0.95 |
| 2026-05-15 | 0.93 |
| 2026-05-14 | 0.94 |
| 2026-05-13 | 0.94 |
| 2026-05-12 | 0.96 |
| 2026-05-11 | 0.96 |
| 2026-05-08 | 0.98 |
| 2026-05-07 | 0.98 |
| 2026-05-06 | 0.98 |
| 2026-05-05 | 0.96 |
| 2026-05-04 | 0.94 |
| 2026-05-01 | 0.95 |
| 2026-04-30 | 0.94 |
| 2026-04-29 | 0.94 |
| 2026-04-28 | 0.97 |
| 2026-04-27 | 0.95 |
| 2026-04-24 | 0.93 |
| 2026-04-23 | 1.00 |
| 2026-04-22 | 1.00 |
| 2026-04-21 | 1.00 |
| 2026-04-20 | 1.03 |
| 2026-04-17 | 1.03 |
| 2026-04-16 | 1.00 |
| 2026-04-15 | 1.01 |
| 2026-04-14 | 1.01 |
| 2026-04-13 | 0.99 |
| 2026-04-10 | 1.00 |
| 2026-04-09 | 1.01 |
| 2026-04-08 | 0.99 |
| 2026-04-07 | 0.97 |
| 2026-04-06 | 0.96 |
| 2026-04-02 | 0.95 |
| 2026-04-01 | 0.94 |
| 2026-03-31 | 0.93 |
| 2026-03-30 | 0.91 |
| 2026-03-27 | 0.91 |
| 2026-03-26 | 0.92 |
| 2026-03-25 | 0.92 |
| 2026-03-24 | 0.92 |
| 2026-03-23 | 0.92 |
| 2026-03-20 | 0.90 |
| 2026-03-19 | 0.90 |
| 2026-03-18 | 0.89 |
| 2026-03-17 | 0.90 |
| 2026-03-16 | 0.89 |
| 2026-03-13 | 0.89 |
| 2026-03-12 | 0.89 |
| 2026-03-11 | 0.89 |
| 2026-03-10 | 0.90 |
| 2025-03-12 | 1.45 |
| 2025-03-11 | 1.43 |
| 2025-03-10 | 1.44 |
| 2025-03-07 | 1.49 |
| 2025-03-06 | 1.49 |
| 2025-03-05 | 1.50 |
| 2025-03-04 | 1.49 |
| 2025-03-03 | 1.54 |
| 2025-02-28 | 1.55 |
| 2025-02-27 | 1.54 |
| 2025-02-26 | 1.54 |
| 2025-02-25 | 1.56 |
| 2025-02-24 | 1.56 |
| 2025-02-21 | 1.59 |
| 2025-02-20 | 1.61 |
| 2025-02-19 | 1.64 |
| 2025-02-18 | 1.64 |
| 2025-02-14 | 1.60 |
| 2025-02-13 | 1.58 |
| 2025-02-12 | 1.55 |
| 2025-02-11 | 1.57 |
| 2025-02-10 | 1.55 |
| 2025-02-07 | 1.55 |
| 2025-02-06 | 1.57 |
| 2025-02-05 | 1.54 |
| 2025-02-04 | 1.53 |
| 2025-02-03 | 1.48 |
| 2025-01-31 | 1.46 |
| 2025-01-30 | 1.50 |
| 2025-01-29 | 1.51 |
| 2025-01-28 | 1.50 |
| 2025-01-27 | 1.51 |
| 2025-01-24 | 1.50 |
| 2025-01-23 | 1.49 |
| 2025-01-22 | 1.49 |
| 2025-01-21 | 1.51 |
| 2025-01-17 | 1.49 |
| 2025-01-16 | 1.47 |
| 2025-01-15 | 1.51 |
| 2025-01-14 | 1.48 |
| 2025-01-13 | 1.43 |
| 2025-01-10 | 1.42 |
| 2025-01-08 | 1.45 |
| 2025-01-07 | 1.46 |
| 2025-01-06 | 1.48 |
| 2025-01-03 | 1.48 |
| 2025-01-02 | 1.48 |
| 2024-12-31 | 1.51 |
| 2024-12-30 | 1.50 |
| 2024-12-27 | 1.50 |
| 2024-12-26 | 1.52 |
| 2024-12-24 | 1.52 |
| 2024-12-23 | 1.52 |
| 2024-12-20 | 1.50 |
| 2024-12-19 | 1.48 |
| 2024-12-18 | 1.50 |
| 2024-12-17 | 1.58 |
| 2024-12-16 | 1.60 |
| 2024-12-13 | 1.60 |
| 2024-12-12 | 1.59 |
| 2024-12-11 | 1.50 |
| 2024-12-10 | 1.48 |
| 2024-12-09 | 1.47 |
| 2024-12-06 | 1.48 |
| 2024-12-05 | 1.48 |
| 2024-12-04 | 1.49 |
| 2024-12-03 | 1.48 |
| 2024-12-02 | 1.50 |
| 2024-11-29 | 1.50 |
| 2024-11-27 | 1.49 |
| 2024-11-26 | 1.52 |
| 2024-11-25 | 1.56 |
| 2024-11-22 | 1.54 |
| 2024-11-21 | 1.52 |
| 2024-11-20 | 1.46 |
| 2024-11-19 | 1.46 |
| 2024-11-18 | 1.47 |
| 2024-11-15 | 1.49 |
| 2024-11-14 | 1.50 |
| 2024-11-13 | 1.50 |
| 2024-11-12 | 1.52 |
| 2024-11-11 | 1.54 |
| 2024-11-08 | 1.49 |
| 2024-11-07 | 1.47 |
| 2024-11-06 | 1.55 |
| 2024-11-05 | 1.36 |
| 2024-11-04 | 1.32 |
| 2024-11-01 | 1.30 |
| 2024-10-31 | 1.31 |
| 2024-10-30 | 1.34 |
| 2024-10-29 | 1.34 |
| 2024-10-28 | 1.34 |
| 2024-10-25 | 1.31 |
| 2024-10-24 | 1.37 |
| 2024-10-23 | 1.40 |
| 2024-10-22 | 1.39 |
| 2024-10-21 | 1.38 |
| 2024-10-18 | 1.43 |
| 2024-10-17 | 1.47 |
| 2024-10-16 | 1.45 |
| 2024-10-15 | 1.41 |
| 2024-10-14 | 1.40 |
| 2024-10-11 | 1.39 |
| 2024-10-10 | 1.34 |
| 2024-10-09 | 1.34 |
| 2024-10-08 | 1.35 |
| 2024-10-07 | 1.34 |
| 2024-10-04 | 1.35 |
| 2024-10-03 | 1.33 |
| 2024-10-02 | 1.33 |
| 2024-10-01 | 1.35 |
| 2024-09-30 | 1.39 |
| 2024-09-27 | 1.38 |
| 2024-09-26 | 1.38 |
| 2024-09-25 | 1.37 |
Showing the most recent 260 of 3,670 data points. The chart above shows the full history.