Which has grown faster, FISI or OXLCO?

Over the past five years, OXLCO grew revenue faster — FISI at a 8.78% CAGR versus OXLCO at 25.20%.

Does FISI or OXLCO pay a bigger dividend?

FISI yields 3.20% and OXLCO yields 6.35% based on trailing dividends and the latest price.

Is FISI or OXLCO more profitable?

FISI runs the higher net margin — FISI at 26.18% versus OXLCO at -149.35%.

How have FISI and OXLCO total returns compared?

Over the past 5 years, FISI delivered 10.04% and OXLCO delivered 5.50% annualized total return. Past performance doesn't predict future results.

Financial Institutions, Inc. (FISI) vs Oxford Lane Capital Corp. (OXLCO)

A side-by-side comparison of Financial Institutions, Inc. and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FISI

Financial Institutions, Inc.

$773M

$39.28Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OXLCO

Oxford Lane Capital Corp.

$817M

$23.60Financial ServicesDelayed quote: Oct 6, 2026, 3:51 PM EDT

Total return — FISI vs OXLCO

growth of $100 · dividends reinvested · last 5y

FISI +61.4% (+10.0%/yr)OXLCO +33.0% (+5.9%/yr)FISI compounded faster over this window

FISI OXLCO

FISI vs OXLCO: by the numbers

•OXLCO is the larger company ($817M vs $773M market cap).
•FISI is profitable (26.18% net margin) while OXLCO runs a net loss (-149.35%).
•OXLCO grew revenue faster over the past five years (25.20% vs 8.78% CAGR).
•OXLCO pays the higher dividend yield (6.35% vs 3.20%).

Metrics side by side

Valuation

Metric	FISI	OXLCO
P/E ratio	9.72	N/A
Forward P/E	9.37	6.05
PEG ratio	1.03	N/A
P/S ratio	2.45	N/A
P/B ratio	1.23	0.79

Profitability

Metric	FISI	OXLCO
Gross margin	N/A	68.25%
Operating margin	24.17%	-135.44%
Net margin	26.18%	-149.35%
ROE	12.84%	-56.75%

Financial Institutions, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FISI	OXLCO
Dividend yield	3.20%	6.35%
Payout ratio	31.44%	N/A

Growth (annualized)

Metric	FISI	OXLCO
Revenue CAGR (5Y)	8.78%	25.20%
EPS CAGR (5Y)	9.68%	N/A
Total return CAGR (5Y)	10.04%	5.50%

Frequently asked

Which has grown faster, FISI or OXLCO?: Over the past five years, OXLCO grew revenue faster — FISI at a 8.78% CAGR versus OXLCO at 25.20%.
Does FISI or OXLCO pay a bigger dividend?: FISI yields 3.20% and OXLCO yields 6.35% based on trailing dividends and the latest price.
Is FISI or OXLCO more profitable?: FISI runs the higher net margin — FISI at 26.18% versus OXLCO at -149.35%.
How have FISI and OXLCO total returns compared?: Over the past 5 years, FISI delivered 10.04% and OXLCO delivered 5.50% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FISI analysis Full OXLCO analysis Interactive comparison tool

Dig into the metrics

Financial Institutions P/E ratio Financial Institutions dividend yield Oxford Lane Capital dividend yield Financial Institutions ROE Oxford Lane Capital ROE Financial Institutions operating margin Oxford Lane Capital operating margin Financial Institutions revenue growth Oxford Lane Capital revenue growth

Financial Institutions & Oxford Lane Capital appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.