Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 9.16% is 66% below its 5-year average of 27.23%, near the low end of its 5-year range (4.71%–54.81%).
18.84% below its 12-month average of 11.29%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 4.71%.
OPERATING MARGIN
9.16%
OPERATING MARGIN AVG TTM
11.29%
OPERATING MARGIN AVG 3Y
16.20%
OPERATING MARGIN AVG 5Y
27.23%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-18.84%
CURRENT VS 3Y AVG
-43.47%
CURRENT VS 5Y AVG
-66.37%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 431 covered companies
CURRENT VS SECTOR MEDIAN
-48.34%
vs the sector median at left
FinWise Bancorp
Market Cap
$151.04M
Operating Margin
9.16%
TTM Avg
11.29%
3Y Avg
16.20%
5Y Avg
27.23%
Market Cap
$151.92M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$152.42M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$154.72M
Operating Margin
-351.02%
TTM Avg
-1512.34%
3Y Avg
-1731.51%
5Y Avg
-2088.50%
Market Cap
$146.89M
Operating Margin
-15.83%
TTM Avg
1.17%
3Y Avg
17.83%
5Y Avg
22.58%
Market Cap
$146.76M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.34M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$143.89M
Operating Margin
-34.99%
TTM Avg
-14.23%
3Y Avg
0.67%
5Y Avg
8.65%
Market Cap
$143.61M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| FinWise Bancorp (FINW) | $151.04M | 9.16% | 11.29% | 16.20% | 27.23% |
| Collective Acquisition Corp. (CCAQ)vs › | $151.92M | 0.00% | 0.00% | 0.00% | 0.00% |
| Indigo Acquisition Corp. (INAC)vs › | $152.42M | 0.00% | 0.00% | 0.00% | 0.00% |
| Solana Company (HSDT)vs › | $154.72M | -351.02% | -1512.34% | -1731.51% | -2088.50% |
| BCB Bancorp, Inc. (BCBP)vs › | $146.89M | -15.83% | 1.17% | 17.83% | 22.58% |
| Global X - MSCI Colombia ETF (COLO)vs › | $146.76M | N/A | N/A | N/A | N/A |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $143.89M | -34.99% | -14.23% | 0.67% | 8.65% |
| Aeon Acquisition I Corp. (AESP)vs › | $143.61M | N/A | N/A | N/A | N/A |
| James River Group Holdings, Ltd. (JRVR)vs › | $158.59M | 4.69% | -1.35% | 4.01% | 0.01% |
Operating Margin
9.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 4.71% |
| 2026-03-31 | 7.88% |
| 2025-12-31 | 10.45% |
| 2025-09-30 | 15.35% |
| 2025-06-30 | 18.04% |
| 2025-03-31 | 16.84% |
| 2024-12-31 | 14.42% |
| 2024-09-30 | 18.46% |
| 2024-06-30 | 17.71% |
| 2024-03-31 | 19.35% |
| 2023-12-31 | 23.54% |
| 2023-09-30 | 29.41% |
| 2023-06-30 | 29.66% |
| 2023-03-31 | 28.66% |
| 2022-12-31 | 39.05% |
| 2022-09-30 | 34.97% |
| 2022-06-30 | 33.89% |
| 2022-03-31 | 50.78% |
| 2021-12-31 | 54.81% |
| 2021-09-30 | 50.31% |
| 2021-06-30 | 53.63% |
| 2021-03-31 | 48.49% |
| 2020-12-31 | 49.48% |
| 2020-03-31 | 20.20% |
