Which has grown faster, FGBI or FINW?

Over the past five years, FINW grew revenue faster — FGBI at a 8.68% CAGR versus FINW at 28.07%.

Does FGBI or FINW pay a bigger dividend?

FGBI pays a dividend (0.46% yield), while FINW has no payments in the available dividend history.

Is FGBI or FINW more profitable?

FINW runs the higher net margin — FGBI at -19.26% versus FINW at 6.77%.

First Guaranty Bancshares, Inc. (FGBI) vs FinWise Bancorp (FINW)

A side-by-side comparison of First Guaranty Bancshares, Inc. and FinWise Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FGBI

First Guaranty Bancshares, Inc.

$144M

$8.70Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

FINW

FinWise Bancorp

$151M

$11.02Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — FGBI vs FINW

growth of $100 · dividends reinvested · last 5y

FGBI -50.3% (-13.0%/yr)FINW -13.4% (-2.8%/yr)FINW compounded faster over this window

FGBI FINW

FGBI vs FINW: by the numbers

•FINW is the larger company ($151M vs $144M market cap).
•FINW is profitable (6.77% net margin) while FGBI runs a net loss (-19.26%).
•FINW grew revenue faster over the past five years (28.07% vs 8.68% CAGR).
•FGBI pays a dividend (0.46% yield), while FINW has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FGBI	FINW
P/E ratio	N/A	11.48
Forward P/E	21.75	15.31
P/S ratio	0.76	0.75
P/B ratio	0.74	0.76

Profitability

Metric	FGBI	FINW
Operating margin	-34.99%	9.16%
Net margin	-19.26%	6.77%
ROE	-16.00%	6.86%

First Guaranty Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

FinWise Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FGBI	FINW
Dividend yield	0.46%	N/A

Growth (annualized)

Metric	FGBI	FINW
Revenue CAGR (5Y)	8.68%	28.07%
EPS CAGR (5Y)	N/A	-0.32%
Total return CAGR (5Y)	-11.70%	N/A

Frequently asked

Which has grown faster, FGBI or FINW?: Over the past five years, FINW grew revenue faster — FGBI at a 8.68% CAGR versus FINW at 28.07%.
Does FGBI or FINW pay a bigger dividend?: FGBI pays a dividend (0.46% yield), while FINW has no payments in the available dividend history.
Is FGBI or FINW more profitable?: FINW runs the higher net margin — FGBI at -19.26% versus FINW at 6.77%.

Go deeper

Full FGBI analysis Full FINW analysis Interactive comparison tool

Dig into the metrics

FinWise Bancorp P/E ratio First Guaranty Bancshares dividend yield First Guaranty Bancshares ROE FinWise Bancorp ROE First Guaranty Bancshares operating margin FinWise Bancorp operating margin First Guaranty Bancshares revenue growth FinWise Bancorp revenue growth

First Guaranty Bancshares & FinWise Bancorp appear in these rankings

Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.