Which has the lower trailing P/E, FINW or JRVR?

JRVR has the lower trailing P/E: FINW trades at 11.42 and JRVR at 10.06. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FINW or JRVR?

Over the past five years, FINW grew revenue faster — FINW at a 28.07% CAGR versus JRVR at 0.56%.

Does FINW or JRVR pay a bigger dividend?

JRVR pays a dividend (1.17% yield), while FINW has no payments in the available dividend history.

Is FINW or JRVR more profitable?

FINW runs the higher net margin — FINW at 6.77% versus JRVR at 4.68%.

FinWise Bancorp (FINW) vs James River Group Holdings, Ltd. (JRVR)

A side-by-side comparison of FinWise Bancorp and James River Group Holdings, Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FINW

FinWise Bancorp

$150M

$10.96Financial ServicesDelayed quote: Oct 6, 2026, 1:50 PM EDT

JRVR

James River Group Holdings, Ltd.

$163M

$3.52Financial ServicesDelayed quote: Oct 6, 2026, 1:50 PM EDT

Total return — FINW vs JRVR

growth of $100 · dividends reinvested · last 5y

FINW -13.4% (-2.8%/yr)JRVR -87.3% (-33.8%/yr)FINW compounded faster over this window

Log scale — wide-divergence pair

FINW JRVR

FINW vs JRVR: by the numbers

•JRVR is the larger company ($163M vs $150M market cap).
•JRVR trades at the lower trailing earnings multiple (10.06 vs 11.42 P/E), one valuation lens rather than an overall verdict.
•FINW converts more revenue to profit (6.77% vs 4.68% net margin).
•FINW grew revenue faster over the past five years (28.07% vs 0.56% CAGR).
•JRVR pays a dividend (1.17% yield), while FINW has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FINW	JRVR
P/E ratio	11.42	10.06
Forward P/E	15.22	5.00
PEG ratio	N/A	0.27
P/S ratio	0.74	0.25
P/B ratio	0.75	0.31

Profitability

Metric	FINW	JRVR
Operating margin	9.16%	4.69%
Net margin	6.77%	4.68%
ROE	6.86%	4.66%

FinWise Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

James River Group Holdings, Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FINW	JRVR
Dividend yield	N/A	1.17%
Payout ratio	N/A	11.45%

Growth (annualized)

Metric	FINW	JRVR
Revenue CAGR (5Y)	28.07%	0.56%
EPS CAGR (5Y)	-0.32%	45.13%
Total return CAGR (5Y)	N/A	-37.37%

Frequently asked

Which has the lower trailing P/E, FINW or JRVR?: JRVR has the lower trailing P/E: FINW trades at 11.42 and JRVR at 10.06. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FINW or JRVR?: Over the past five years, FINW grew revenue faster — FINW at a 28.07% CAGR versus JRVR at 0.56%.
Does FINW or JRVR pay a bigger dividend?: JRVR pays a dividend (1.17% yield), while FINW has no payments in the available dividend history.
Is FINW or JRVR more profitable?: FINW runs the higher net margin — FINW at 6.77% versus JRVR at 4.68%.

Go deeper

Full FINW analysis Full JRVR analysis Interactive comparison tool

Dig into the metrics

FinWise Bancorp P/E ratio James River Group P/E ratio James River Group dividend yield FinWise Bancorp ROE James River Group ROE FinWise Bancorp operating margin James River Group operating margin FinWise Bancorp revenue growth James River Group revenue growth

FinWise Bancorp & James River Group appear in these rankings

Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.