Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 28.47% is 14% below its 5-year average of 32.98%, near the high end of its 5-year range (-267.20%–51.56%).
193.99% above its 12-month average of -30.29%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): -267.20%.
EBITDA MARGIN
28.47%
EBITDA MARGIN AVG TTM
-30.29%
EBITDA MARGIN AVG 3Y
27.38%
EBITDA MARGIN AVG 5Y
32.98%
EBITDA MARGIN AVG 10Y
35.52%
EBITDA MARGIN AVG 15Y
31.38%
EBITDA MARGIN AVG 20Y
29.26%
CURRENT VS TTM AVG
+193.99%
CURRENT VS 3Y AVG
+3.99%
CURRENT VS 5Y AVG
-13.68%
CURRENT VS 10Y AVG
-19.84%
CURRENT VS 15Y AVG
-9.26%
CURRENT VS 20Y AVG
-2.70%
Market Cap
$2.50B
EBITDA Margin
19.61%
TTM Avg
22.92%
3Y Avg
28.44%
5Y Avg
31.96%
Market Cap
$2.50B
EBITDA Margin
13.57%
TTM Avg
6.63%
3Y Avg
16.46%
5Y Avg
22.83%
Market Cap
$2.51B
EBITDA Margin
27.47%
TTM Avg
26.00%
3Y Avg
29.16%
5Y Avg
32.38%
Market Cap
$2.54B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
Market Cap
$2.44B
EBITDA Margin
-135.44%
TTM Avg
-42.42%
3Y Avg
15.56%
5Y Avg
34.37%
Market Cap
$2.59B
EBITDA Margin
15.76%
TTM Avg
14.04%
3Y Avg
9.60%
5Y Avg
6.86%
Market Cap
$2.39B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
Market Cap
$2.38B
EBITDA Margin
19.58%
TTM Avg
24.50%
3Y Avg
31.82%
5Y Avg
42.49%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bancorp (FBNC) | $2.50B | 28.47% | -30.29% | 27.38% | 32.98% |
| First Busey Corporation (BUSE)vs › | $2.50B | 19.61% | 22.92% | 28.44% | 31.96% |
| Columbia Financial, Inc. (CLBK)vs › | $2.50B | 13.57% | 6.63% | 16.46% | 22.83% |
| First Merchants Corporation (FRME)vs › | $2.51B | 27.47% | 26.00% | 29.16% | 32.38% |
| Merchants Bancorp (MBINM)vs › | $2.54B | 19.58% | 24.50% | 31.82% | 42.49% |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | -135.44% | -42.42% | 15.56% | 34.37% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.59B | 15.76% | 14.04% | 9.60% | 6.86% |
| Merchants Bancorp (MBINN)vs › | $2.39B | 19.58% | 24.50% | 31.82% | 42.49% |
| Merchants Bancorp (MBINL)vs › | $2.38B | 19.58% | 24.50% | 31.82% | 42.49% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.38B | 69.73% | 170.78% | -122.92% | -51.58% |
EBITDA Margin
28.5%
Operating Margin
26.6%
Net Margin
31.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | -267.20% |
| 2026-03-31 | 39.61% |
| 2025-12-31 | 18.93% |
| 2025-09-30 | 21.39% |
| 2025-06-30 | 35.82% |
| 2025-03-31 | 35.15% |
| 2024-12-31 | 10.40% |
| 2024-09-30 | 18.73% |
| 2024-06-30 | 28.93% |
| 2024-03-31 | 26.44% |
| 2023-12-31 | 31.37% |
| 2023-09-30 | 30.74% |
| 2023-06-30 | 31.02% |
| 2023-03-31 | 18.49% |
| 2022-12-31 | 48.17% |
| 2022-09-30 | 49.37% |
| 2022-06-30 | 51.56% |
| 2022-03-31 | 47.11% |
| 2021-12-31 | 18.64% |
| 2021-09-30 | 48.92% |
| 2021-06-30 | 48.82% |
| 2021-03-31 | 49.89% |
| 2020-12-31 | 42.48% |
| 2020-09-30 | 40.36% |
| 2020-06-30 | 28.65% |
| 2020-03-31 | 35.50% |
| 2019-12-31 | 39.45% |
| 2019-09-30 | 45.31% |
| 2019-06-30 | 43.03% |
| 2019-03-31 | 42.00% |
| 2018-12-31 | 43.97% |
| 2018-09-30 | 42.39% |
| 2018-06-30 | 44.69% |
| 2018-03-31 | 41.63% |
| 2017-12-31 | 34.04% |
| 2017-09-30 | 38.06% |
| 2017-06-30 | 35.00% |
| 2017-03-31 | 28.49% |
| 2016-12-31 | 33.11% |
| 2016-09-30 | 21.66% |
| 2016-06-30 | 31.29% |
| 2016-03-31 | 29.09% |
| 2015-12-31 | 29.77% |
| 2015-09-30 | 31.15% |
| 2015-06-30 | 28.04% |
| 2015-03-31 | 31.04% |
| 2014-12-31 | 30.47% |
| 2014-09-30 | 24.00% |
| 2014-06-30 | 26.46% |
| 2014-03-31 | 22.27% |
| 2013-12-31 | 20.90% |
| 2013-09-30 | 27.26% |
| 2013-06-30 | 21.95% |
| 2013-03-31 | 14.52% |
| 2012-12-31 | -106.18% |
| 2012-09-30 | 17.96% |
| 2012-06-30 | 14.18% |
| 2012-03-31 | -16.43% |
| 2011-12-31 | 4.86% |
| 2011-09-30 | 10.69% |
| 2011-06-30 | 14.56% |
| 2011-03-31 | 23.29% |
| 2010-12-31 | -4.23% |
| 2010-09-30 | 14.51% |
| 2010-06-30 | 14.69% |
| 2010-03-31 | 17.75% |
| 2009-12-31 | -133.45% |
| 2009-09-30 | 20.96% |
| 2009-06-30 | 180.88% |
| 2009-03-31 | 16.63% |
| 2008-09-30 | 33.09% |
| 2008-06-30 | 22.27% |
| 2008-03-31 | 23.04% |
| 2007-12-31 | 23.10% |
| 2007-09-30 | 23.99% |
| 2007-06-30 | 22.99% |
| 2007-03-31 | 22.01% |
| 2006-12-31 | 21.75% |
| 2006-09-30 | 20.92% |
| 2006-06-30 | 24.47% |
| 2006-03-31 | 27.04% |
| 2005-12-31 | 29.90% |
| 2005-09-30 | 32.63% |
| 2005-06-30 | 29.52% |
| 2005-03-31 | 31.73% |
| 2004-12-31 | 32.02% |
| 2004-09-30 | 34.89% |
| 2004-06-30 | 34.86% |
| 2004-03-31 | 34.75% |
| 2003-12-31 | 35.81% |
| 2003-09-30 | 38.60% |
| 2003-06-30 | 36.43% |
| 2003-03-31 | 35.89% |
| 2002-09-30 | 37.54% |
