Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 3.72x is 192% above its 5-year average of 1.27x, near the high end of its 5-year range (-6.70x–6.73x).
25.39% below its 12-month average of 4.99x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 6.73x.
INTEREST COVERAGE RATIO
3.72x
INTEREST COVERAGE RATIO AVG TTM
4.99x
INTEREST COVERAGE RATIO AVG 3Y
2.65x
INTEREST COVERAGE RATIO AVG 5Y
1.27x
INTEREST COVERAGE RATIO AVG 10Y
-2.28x
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-25.39%
CURRENT VS 3Y AVG
+40.64%
CURRENT VS 5Y AVG
+191.91%
CURRENT VS 10Y AVG
+263.47%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · CONSUMER CYCLICAL
6.67x
median of 85 covered companies
CURRENT VS SECTOR MEDIAN
-44.23%
vs the sector median at left
Carvana Co.
Market Cap
$71.73B
Interest Coverage Ratio
3.72x
TTM Avg
4.99x
3Y Avg
2.65x
5Y Avg
1.27x
Market Cap
$72.11B
Interest Coverage Ratio
82.30x
TTM Avg
61.55x
3Y Avg
44.74x
5Y Avg
35.81x
Market Cap
$72.54B
Interest Coverage Ratio
50.94x
TTM Avg
45.68x
3Y Avg
39.86x
5Y Avg
33.66x
Market Cap
$69.35B
Interest Coverage Ratio
14.72x
TTM Avg
14.66x
3Y Avg
15.98x
5Y Avg
16.53x
Market Cap
$68.79B
Interest Coverage Ratio
4.34x
TTM Avg
4.25x
3Y Avg
4.59x
5Y Avg
4.18x
Market Cap
$68.10B
Interest Coverage Ratio
4.95x
TTM Avg
3.77x
3Y Avg
3.19x
5Y Avg
3.19x
Market Cap
$76.24B
Interest Coverage Ratio
4.00x
TTM Avg
9.55x
3Y Avg
9.94x
5Y Avg
9.27x
Market Cap
$62.14B
Interest Coverage Ratio
55.46x
TTM Avg
36.37x
3Y Avg
26.07x
5Y Avg
26.07x
Market Cap
$87.35B
Interest Coverage Ratio
5.12x
TTM Avg
5.27x
3Y Avg
6.49x
5Y Avg
5.06x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Carvana Co. (CVNA) | $71.73B | 3.72x | 4.99x | 2.65x | 1.27x |
| Ross Stores, Inc. (ROST)vs › | $72.11B | 82.30x | 61.55x | 44.74x | 35.81x |
| Ferrari N.V. (RACE)vs › | $72.54B | 50.94x | 45.68x | 39.86x | 33.66x |
| O'Reilly Automotive, Inc. (ORLY)vs › | $69.35B | 14.72x | 14.66x | 15.98x | 16.53x |
| Hilton Worldwide Holdings Inc. (HLT)vs › | $68.79B | 4.34x | 4.25x | 4.59x | 4.18x |
| Royal Caribbean Cruises Ltd. (RCL)vs › | $68.10B | 4.95x | 3.77x | 3.19x | 3.19x |
| General Motors Company (GM)vs › | $76.24B | 4.00x | 9.55x | 9.94x | 9.27x |
| Sea Limited (SE)vs › | $62.14B | 55.46x | 36.37x | 26.07x | 26.07x |
| Marriott International, Inc. (MAR)vs › | $87.35B | 5.12x | 5.27x | 6.49x | 5.06x |
| Ford Motor Company (F)vs › | $53.29B | 2.02x | 3.29x | 3.95x | 3.72x |
Interest Coverage
3.7x
Debt/Equity
1.40
Current Ratio
3.93
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 6.73x |
| 2026-03-31 | 5.87x |
| 2025-12-31 | 4.33x |
| 2025-09-30 | 4.42x |
| 2025-06-30 | 3.59x |
| 2025-03-31 | 2.83x |
| 2024-12-31 | 1.82x |
| 2024-09-30 | 2.15x |
| 2024-06-30 | 1.50x |
| 2024-03-31 | 0.78x |
| 2023-12-31 | -0.22x |
| 2023-09-30 | 0.32x |
| 2023-06-30 | 0.27x |
| 2023-03-31 | -0.82x |
| 2022-12-31 | -2.87x |
| 2022-09-30 | -1.94x |
| 2022-06-30 | -2.80x |
| 2022-03-31 | -6.70x |
| 2021-12-31 | -1.89x |
| 2021-09-30 | -0.48x |
| 2021-06-30 | 1.91x |
| 2021-03-31 | -1.97x |
| 2020-12-31 | -1.58x |
| 2020-09-30 | -0.35x |
| 2020-06-30 | -4.47x |
| 2020-03-31 | -4.76x |
| 2019-12-31 | -4.02x |
| 2019-09-30 | -3.36x |
| 2019-06-30 | -2.28x |
| 2019-03-31 | -4.26x |
| 2018-12-31 | -6.39x |
| 2018-09-30 | -10.35x |
| 2018-06-30 | -11.19x |
| 2018-03-31 | -13.82x |
| 2017-12-31 | -19.92x |
| 2017-09-30 | -45.66x |
| 2017-06-30 | -14.35x |
| 2017-03-31 | -17.56x |
| 2016-12-31 | -25.27x |
| 2016-09-30 | -29.28x |
| 2016-06-30 | -21.74x |
| 2016-03-31 | -23.49x |
