Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 27.86% is 10% below its 5-year average of 31.02%, around the middle of its 5-year range (0.02%–48.95%).
9.21% below its 12-month average of 30.69%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 33.51%.
EBITDA MARGIN
27.86%
EBITDA MARGIN AVG TTM
30.69%
EBITDA MARGIN AVG 3Y
28.96%
EBITDA MARGIN AVG 5Y
31.02%
EBITDA MARGIN AVG 10Y
33.97%
EBITDA MARGIN AVG 15Y
31.97%
EBITDA MARGIN AVG 20Y
29.27%
CURRENT VS TTM AVG
-9.21%
CURRENT VS 3Y AVG
-3.80%
CURRENT VS 5Y AVG
-10.19%
CURRENT VS 10Y AVG
-17.98%
CURRENT VS 15Y AVG
-12.85%
CURRENT VS 20Y AVG
-4.82%
Columbia Banking System, Inc.
Market Cap
$8.21B
EBITDA Margin
27.86%
TTM Avg
30.69%
3Y Avg
28.96%
5Y Avg
31.02%
Market Cap
$8.06B
EBITDA Margin
35.99%
TTM Avg
35.52%
3Y Avg
37.10%
5Y Avg
39.02%
Market Cap
$7.84B
EBITDA Margin
23.87%
TTM Avg
23.41%
3Y Avg
27.82%
5Y Avg
32.13%
Market Cap
$7.75B
EBITDA Margin
43.10%
TTM Avg
43.10%
3Y Avg
43.10%
5Y Avg
43.10%
Market Cap
$7.60B
EBITDA Margin
34.16%
TTM Avg
33.47%
3Y Avg
30.55%
5Y Avg
28.94%
Market Cap
$8.92B
EBITDA Margin
3.48%
TTM Avg
6.71%
3Y Avg
7.46%
5Y Avg
16.68%
Market Cap
$7.42B
EBITDA Margin
-45.86%
TTM Avg
-28.30%
3Y Avg
-75.33%
5Y Avg
-61.34%
Market Cap
$9.14B
EBITDA Margin
27.13%
TTM Avg
28.16%
3Y Avg
28.09%
5Y Avg
23.67%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Banking System, Inc. (COLB) | $8.21B | 27.86% | 30.69% | 28.96% | 31.02% |
| Commerce Bancshares, Inc. (CBSH)vs › | $8.06B | 35.99% | 35.52% | 37.10% | 39.02% |
| BOK Financial Corporation (BOKF)vs › | $7.84B | 23.87% | 23.41% | 27.82% | 32.13% |
| Central Bancompany (CBC)vs › | $7.75B | 43.10% | 43.10% | 43.10% | 43.10% |
| Galaxy Digital (GLXY)vs › | $7.65B | 0.99% | 1.38% | 1.38% | 1.38% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.60B | 34.16% | 33.47% | 30.55% | 28.94% |
| Voya Financial, Inc. (VOYA)vs › | $8.92B | 3.48% | 6.71% | 7.46% | 16.68% |
| TeraWulf Inc. (WULF)vs › | $7.42B | -45.86% | -28.30% | -75.33% | -61.34% |
| FirstCash Holdings, Inc (FCFS)vs › | $9.14B | 27.13% | 28.16% | 28.09% | 23.67% |
| Morningstar, Inc. (MORN)vs › | $7.24B | 29.30% | 29.49% | 24.31% | 24.46% |
EBITDA Margin
27.9%
Operating Margin
26.8%
Net Margin
20.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 33.51% |
| 2026-03-31 | 32.43% |
| 2025-12-31 | 36.60% |
| 2025-09-30 | 18.74% |
| 2025-06-30 | 32.15% |
| 2025-03-31 | 22.26% |
| 2024-12-31 | 31.47% |
| 2024-09-30 | 30.43% |
| 2024-06-30 | 26.78% |
| 2024-03-31 | 28.46% |
| 2023-12-31 | 22.31% |
| 2023-09-30 | 30.17% |
| 2023-06-30 | 31.19% |
| 2023-03-31 | 0.02% |
| 2022-12-31 | 30.78% |
| 2022-09-30 | 35.56% |
| 2022-06-30 | 36.02% |
| 2022-03-31 | 40.87% |
| 2021-12-31 | 38.67% |
| 2021-09-30 | 47.83% |
| 2021-06-30 | 48.95% |
| 2021-03-31 | 43.49% |
| 2020-12-31 | 41.25% |
| 2020-09-30 | 44.65% |
| 2020-06-30 | 18.98% |
| 2020-03-31 | -586.53% |
| 2019-12-31 | 33.09% |
| 2019-09-30 | 32.43% |
| 2019-06-30 | 39.73% |
| 2019-03-31 | 33.45% |
| 2018-12-31 | 35.28% |
| 2018-09-30 | 38.81% |
| 2018-06-30 | 30.93% |
| 2018-03-31 | 35.94% |
| 2017-12-31 | 31.89% |
| 2017-09-30 | 35.54% |
| 2017-06-30 | 34.17% |
| 2017-03-31 | 30.76% |
| 2016-12-31 | 38.46% |
| 2016-09-30 | 36.10% |
| 2016-06-30 | 33.16% |
| 2016-03-31 | 32.18% |
| 2015-12-31 | 36.94% |
| 2015-09-30 | 34.72% |
| 2015-06-30 | 31.47% |
| 2015-03-31 | 29.28% |
| 2014-12-31 | 31.60% |
| 2014-09-30 | 34.37% |
| 2014-06-30 | 14.55% |
| 2014-03-31 | 23.61% |
| 2013-12-31 | 30.57% |
| 2013-09-30 | 28.56% |
| 2013-06-30 | 32.41% |
| 2013-03-31 | 28.74% |
| 2012-12-31 | 31.92% |
| 2012-09-30 | 29.37% |
| 2012-06-30 | 27.49% |
| 2012-03-31 | 31.17% |
| 2011-12-31 | 25.51% |
| 2011-09-30 | 23.67% |
| 2011-06-30 | 20.09% |
| 2011-03-31 | 15.72% |
| 2010-12-31 | 7.58% |
| 2010-09-30 | 8.49% |
| 2010-06-30 | 7.52% |
| 2010-03-31 | 6.38% |
| 2009-12-31 | -33.02% |
| 2009-09-30 | -14.22% |
| 2009-06-30 | -75.24% |
| 2009-03-31 | -21.59% |
| 2008-12-31 | 4.73% |
| 2008-06-30 | 14.08% |
| 2008-03-31 | 27.75% |
| 2007-12-31 | 11.43% |
| 2007-09-30 | 15.33% |
| 2007-06-30 | 24.91% |
| 2007-03-31 | 27.24% |
| 2006-12-31 | 32.36% |
| 2006-09-30 | 29.14% |
| 2006-06-30 | 31.84% |
| 2006-03-31 | 33.06% |
| 2005-12-31 | 33.69% |
| 2005-09-30 | 38.47% |
| 2005-06-30 | 35.52% |
| 2005-03-31 | 36.04% |
| 2004-12-31 | 29.44% |
| 2004-09-30 | 31.05% |
| 2004-06-30 | 34.20% |
| 2004-03-31 | 33.02% |
| 2003-12-31 | 34.93% |
| 2003-09-30 | 36.33% |
| 2003-06-30 | 32.13% |
| 2003-03-31 | 33.52% |
| 2002-12-31 | 30.66% |
| 2002-09-30 | 33.54% |