Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.
Dividend status: Current payer. A positive current dividend run rate is available.
Last Updated: Tuesday, August 4, 2026
| Third-Party DCF Estimate (FMP) | N/A |
| Price Gap vs Third-Party Estimate | N/A |
| PE Ratio | 9.90 |
| PE Ratio Avg TTM | 10.41 |
| PE Ratio Avg 3Y | 8.29 |
| Current VS TTM Avg | -4.89% |
| Current VS 3Y Avg | +19.48% |
| Current VS 5Y Avg | +36.61% |
| PS Ratio | 7.54 |
| PS Ratio Avg TTM | 7.93 |
| PS Ratio Avg 3Y | 7.37 |
| Current VS TTM Avg | -4.94% |
| Current VS 3Y Avg | +2.27% |
| Current VS 5Y Avg | -2.49% |
| PB Ratio | 0.90 |
| PB Ratio Avg TTM | 0.97 |
| PB Ratio Avg 3Y | 0.97 |
| Current VS TTM Avg | -7.24% |
| Current VS 3Y Avg | -6.84% |
| Current VS 5Y Avg | -6.26% |
| Debt/Equity Ratio | 0.20 |
| Debt/Equity Ratio Avg TTM | 0.21 |
| Debt/Equity Ratio Avg 3Y | 0.28 |
| Current VS TTM Avg | -1.61% |
| Current VS 3Y Avg | -28.28% |
| Current VS 5Y Avg | -41.85% |
| PEG Ratio | 0.23 |
| PEG Ratio Avg TTM | 0.16 |
| PEG Ratio Avg 3Y | 0.16 |
| Current VS TTM Avg | +39.39% |
| Current VS 3Y Avg | +39.39% |
| Current VS 5Y Avg | +39.39% |
| Earnings Yield | 10.10% |
| Earnings Yield Avg TTM | 9.63% |
| Earnings Yield Avg 3Y | 14.19% |
| Current VS TTM Avg | +4.85% |
| Current VS 3Y Avg | -28.82% |
| Current VS 5Y Avg | -36.15% |
| Current Ratio | 0.00 |
| Current Ratio Avg TTM | 0.38 |
| Current Ratio Avg 3Y | 0.70 |
| Current VS TTM Avg | -99.94% |
| Current VS 3Y Avg | -99.97% |
| Current VS 5Y Avg | -99.95% |
| Quick Ratio | 0.00 |
| Quick Ratio Avg TTM | 0.38 |
| Quick Ratio Avg 3Y | 0.40 |
| Current VS TTM Avg | -99.94% |
| Current VS 3Y Avg | -99.95% |
| Current VS 5Y Avg | -99.91% |
| ROIC | 4.57% |
| ROIC Avg 3Y | 3.12% |
| ROIC Avg 5Y | 1.85% |
| Current VS 3Y Avg | +46.71% |
| Current VS 5Y Avg | +147.47% |
| Current VS 10Y Avg | +289.93% |
| ROA | 6.25% |
| ROA Avg TTM | 5.37% |
| ROA Avg 3Y | 4.77% |
| Current VS TTM Avg | +16.39% |
| Current VS 3Y Avg | +31.10% |
| Current VS 5Y Avg | +58.70% |
| ROE | 7.75% |
| ROE Avg TTM | 6.65% |
| ROE Avg 3Y | 6.19% |
| Current VS TTM Avg | +16.45% |
| Current VS 3Y Avg | +25.25% |
| Current VS 5Y Avg | +46.60% |
| Net Profit Margin | 0.00% |
| Net Profit Margin Avg TTM | 47.46% |
| Net Profit Margin Avg 3Y | 93.71% |
| Current VS TTM Avg | -100.00% |
| Current VS 3Y Avg | -100.00% |
| Current VS 5Y Avg | -100.00% |
| -0.85% |
| 2019 | +18.97% |
| 2018 | -11.96% |
| 2017 | +3.90% |
