Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 2.03% is 16% above its 5-year average of 1.75%, near the high end of its 5-year range (1.04%–2.08%).
As of the fiscal period ended Wednesday, December 31, 2025. 0.25% above its 12-month average of 2.02%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
2.03%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
2.02%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
1.94%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
1.75%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
1.56%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
1.42%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
1.26%
CURRENT VS TTM AVG
+0.25%
CURRENT VS 3Y AVG
+4.91%
CURRENT VS 5Y AVG
+16.33%
CURRENT VS 10Y AVG
+29.98%
CURRENT VS 15Y AVG
+43.15%
CURRENT VS 20Y AVG
+60.50%
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-66.05%
vs the sector median at left
Ameriprise Financial, Inc.
Market Cap
$49.07B
Return on Invested Capital (ROIC)
2.03%
TTM Avg
2.02%
3Y Avg
1.94%
5Y Avg
1.75%
Market Cap
$50.34B
Return on Invested Capital (ROIC)
32.48%
TTM Avg
22.40%
3Y Avg
19.42%
5Y Avg
14.85%
Market Cap
$50.47B
Return on Invested Capital (ROIC)
14.95%
TTM Avg
13.71%
3Y Avg
11.83%
5Y Avg
11.42%
Market Cap
$50.97B
Return on Invested Capital (ROIC)
3.21%
TTM Avg
3.08%
3Y Avg
3.77%
5Y Avg
4.42%
Market Cap
$51.21B
Return on Invested Capital (ROIC)
8.90%
TTM Avg
6.99%
3Y Avg
6.18%
5Y Avg
5.74%
Market Cap
$52.65B
Return on Invested Capital (ROIC)
8.26%
TTM Avg
7.15%
3Y Avg
7.18%
5Y Avg
7.40%
Market Cap
$44.83B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$42.36B
Return on Invested Capital (ROIC)
0.68%
TTM Avg
0.60%
3Y Avg
0.34%
5Y Avg
-2.38%
Market Cap
$42.07B
Return on Invested Capital (ROIC)
5.14%
TTM Avg
4.55%
3Y Avg
3.49%
5Y Avg
3.30%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ameriprise Financial, Inc. (AMP) | $49.07B | 2.03% | 2.02% | 1.94% | 1.75% |
| Discover Financial Services (DFS)vs › | $50.34B | 32.48% | 22.40% | 19.42% | 14.85% |
| PayPal Holdings, Inc. (PYPL)vs › | $50.47B | 14.95% | 13.71% | 11.83% | 11.42% |
| State Street Corporation (STT)vs › | $50.97B | 3.21% | 3.08% | 3.77% | 4.42% |
| Fifth Third Bancorp (FITB)vs › | $51.21B | 8.90% | 6.99% | 6.18% | 5.74% |
| Nasdaq, Inc. (NDAQ)vs › | $52.65B | 8.26% | 7.15% | 7.18% | 7.40% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $44.83B | N/A | N/A | N/A | N/A |
| Prudential Financial, Inc. (PRU)vs › | $42.36B | 0.68% | 0.60% | 0.34% | -2.38% |
| Ares Management Corporation (ARES)vs › | $42.07B | 5.14% | 4.55% | 3.49% | 3.30% |
| American International Group, Inc. (AIG)vs › | $41.66B | 5.29% | 4.88% | 2.77% | 2.21% |
ROIC
2.0%
ROE
62.0%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 2.03% |
| 2024-12-31 | 2.02% |
| 2023-12-31 | 1.61% |
| 2022-12-31 | 2.08% |
| 2021-12-31 | 1.69% |
| 2020-12-31 | 1.04% |
| 2019-12-31 | 1.32% |
| 2018-12-31 | 1.72% |
| 2017-12-31 | 1.15% |
| 2016-12-31 | 1.12% |
| 2015-12-31 | 1.40% |
| 2014-12-31 | 1.54% |
| 2013-12-31 | 1.23% |
| 2012-12-31 | 0.68% |
| 2011-12-31 | 0.92% |
| 2010-12-31 | 1.14% |
| 2009-12-31 | 0.85% |
| 2008-12-31 | 0.05% |
| 2007-12-31 | 0.98% |
| 2006-12-31 | 1.01% |
| 2005-12-31 | 0.98% |
| 2004-12-31 | 0.96% |
| 2003-12-31 | 0.87% |
| 2002-12-31 | 0.92% |
| 2001-12-31 | 0.13% |
| 2000-12-31 | 1.40% |
