Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -2.02x is 176% below its 4-year average of 2.67x, near the low end of its 4-year range (-7.16x–10.75x).
308.77% below its 12-month average of 0.97x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 4.03x.
INTEREST COVERAGE RATIO
-2.02x
INTEREST COVERAGE RATIO AVG TTM
0.97x
INTEREST COVERAGE RATIO AVG 3Y
1.40x
INTEREST COVERAGE RATIO AVG 5Y
N/A
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-308.77%
CURRENT VS 3Y AVG
-244.32%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
3.64x
median of 37 covered companies
CURRENT VS SECTOR MEDIAN
-155.49%
vs the sector median at left
Advanced Flower Capital Inc.
Market Cap
$75.04M
Interest Coverage Ratio
-2.02x
TTM Avg
0.97x
3Y Avg
1.40x
5Y Avg
N/A
Market Cap
$75.86M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$78.88M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$79.58M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$81.87M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$69.49M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.03M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Advanced Flower Capital Inc. (AFCG) | $75.04M | -2.02x | 0.97x | 1.40x | N/A |
| Home Federal Bancorp, Inc. of Louisiana (HFBL)vs › | $75.86M | N/A | N/A | N/A | N/A |
| Medallion Bank (MBNKO)vs › | $74.86M | N/A | N/A | N/A | N/A |
| AmeriServ Financial, Inc. (ASRV)vs › | $78.88M | N/A | N/A | N/A | N/A |
| BTCS Inc. (BTCS)vs › | $74.41M | N/A | N/A | N/A | N/A |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $79.58M | N/A | N/A | N/A | N/A |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.87M | N/A | N/A | N/A | N/A |
| Catalyst Bancorp, Inc. (CLST)vs › | $69.49M | N/A | N/A | N/A | N/A |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.03M | N/A | N/A | N/A | N/A |
| BEST SPAC I Acquisition Corp. (BSAA)vs › | $68.08M | N/A | N/A | N/A | N/A |
Interest Coverage
-2.0x
Debt/Equity
1.10
Current Ratio
N/A
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 4.03x |
| 2026-03-31 | 7.98x |
| 2025-12-31 | 1.87x |
| 2025-09-30 | -1.88x |
| 2025-06-30 | -7.16x |
| 2025-03-31 | 2.30x |
| 2024-12-31 | -0.77x |
| 2024-09-30 | 3.96x |
| 2024-06-30 | 10.75x |
| 2024-03-31 | 1.43x |
| 2023-12-31 | -0.82x |
| 2023-09-30 | -1.52x |
| 2023-06-30 | -1.97x |
| 2023-03-31 | 6.25x |
| 2022-12-31 | 3.28x |
| 2022-09-30 | 7.47x |
| 2022-06-30 | 7.17x |
| 2022-03-31 | 5.68x |
