Which has the lower trailing P/E, AFCG or CPBI?

CPBI has the lower trailing P/E: AFCG trades at 17.29 and CPBI at 16.97. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does AFCG or CPBI pay a bigger dividend?

AFCG pays a dividend (7.53% yield), while CPBI has no payments in the available dividend history.

Is AFCG or CPBI more profitable?

AFCG runs the higher net margin — AFCG at 21.44% versus CPBI at 14.33%.

Advanced Flower Capital Inc. (AFCG) vs Central Plains Bancshares, Inc. Common Stock (CPBI)

A side-by-side comparison of Advanced Flower Capital Inc. and Central Plains Bancshares, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AFCG

Advanced Flower Capital Inc.

$75M

$3.29Financial ServicesDelayed quote: Oct 6, 2026, 2:42 PM EDT

CPBI

Central Plains Bancshares, Inc. Common Stock

$83M

$19.85Financial ServicesDelayed quote: Oct 6, 2026, 2:45 PM EDT

Total return — AFCG vs CPBI

growth of $100 · dividends reinvested · last 3y

AFCG -37.6% (-14.5%/yr)CPBI +117.0% (+29.5%/yr)CPBI compounded faster over this window

AFCG CPBI

AFCG vs CPBI: by the numbers

•CPBI is the larger company ($83M vs $75M market cap).
•CPBI trades at the lower trailing earnings multiple (16.97 vs 17.29 P/E), one valuation lens rather than an overall verdict.
•AFCG converts more revenue to profit (21.44% vs 14.33% net margin).
•AFCG pays a dividend (7.53% yield), while CPBI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AFCG	CPBI
P/E ratio	17.29	16.97
Forward P/E	4.67	N/A
P/S ratio	3.08	2.64
P/B ratio	0.40	0.92
EV / EBITDA	8.07	N/A
FCF yield	16.63%	N/A

Profitability

Metric	AFCG	CPBI
Gross margin	83.05%	N/A
Operating margin	-43.59%	17.85%
Net margin	21.44%	14.33%
ROE	2.78%	4.99%
ROIC	3.65%	N/A

Central Plains Bancshares, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AFCG	CPBI
Dividend yield	7.53%	N/A
Payout ratio	131.58%	N/A

Growth (annualized)

Metric	AFCG	CPBI
Revenue CAGR (5Y)	22.23%	N/A
FCF CAGR (5Y)	49.22%	N/A
Total return CAGR (5Y)	-16.14%	N/A

Frequently asked

Which has the lower trailing P/E, AFCG or CPBI?: CPBI has the lower trailing P/E: AFCG trades at 17.29 and CPBI at 16.97. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does AFCG or CPBI pay a bigger dividend?: AFCG pays a dividend (7.53% yield), while CPBI has no payments in the available dividend history.
Is AFCG or CPBI more profitable?: AFCG runs the higher net margin — AFCG at 21.44% versus CPBI at 14.33%.

Go deeper

Full AFCG analysis Full CPBI analysis Interactive comparison tool

Dig into the metrics

Advanced Flower Capital P/E ratio Central Plains Bancshares, Inc. Common Stock P/E ratio Advanced Flower Capital dividend yield Advanced Flower Capital ROE Central Plains Bancshares, Inc. Common Stock ROE Advanced Flower Capital operating margin Central Plains Bancshares, Inc. Common Stock operating margin Advanced Flower Capital revenue growth Central Plains Bancshares, Inc. Common Stock revenue growth Advanced Flower Capital free cash flow

Advanced Flower Capital & Central Plains Bancshares, Inc. Common Stock appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.