Is PYPL or WFC cheaper?

On trailing earnings, PYPL is cheaper: PYPL trades at a 8.53 P/E and WFC at 13.16.

Which has grown faster, PYPL or WFC?

Over the past five years, WFC grew revenue faster — PYPL at a 8.09% CAGR versus WFC at 9.46%.

Does PYPL or WFC pay a bigger dividend?

PYPL yields 1.23% and WFC yields 2.09% based on trailing dividends and the latest price.

Is PYPL or WFC more profitable?

WFC runs the higher net margin — PYPL at 15.00% versus WFC at 17.29%.

Which has been the better investment, PYPL or WFC?

Over the past 10-year, WFC delivered the higher annualized total return — PYPL at 2.35% versus WFC at 9.15%. Past performance doesn't predict future results.

PayPal Holdings, Inc. (PYPL) vs Wells Fargo & Company (WFC)

WFC leads on 8 of 14 compared metrics, though PYPL is the cheaper stock.

A side-by-side comparison of PayPal Holdings, Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 2, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

PYPL

PayPal Holdings, Inc.

$40.11B

$45.47Financial Services

WFC

Wells Fargo & Company

$261.68B

$85.51Financial Services

Total return — PYPL vs WFC

growth of $100 · last 11y

PYPL +23.9%WFC +50.7%WFC compounded faster

PYPL WFC

PYPL vs WFC: by the numbers

•WFC is the larger company ($261.68B vs $40.11B market cap).
•PYPL trades at the lower earnings multiple (8.53 vs 13.16 P/E).
•WFC converts more revenue to profit (17.29% vs 15.00% net margin).
•WFC grew revenue faster over the past five years (9.46% vs 8.09% CAGR).
•WFC pays the higher dividend yield (2.09% vs 1.23%).

Which is better, PYPL or WFC?

Metric tally: PYPL 6 · WFC 8

It depends on what you're optimizing for:

ValuePYPL(lower P/E)

GrowthWFC(faster 5Y revenue CAGR)

IncomeWFC(higher dividend yield)

QualityPYPL(higher ROIC)

Metrics side by side

Valuation

Metric	PYPL	WFC
P/E ratio	8.53●	13.16
Forward P/E	7.91●	12.27
P/S ratio	1.24●	2.20
P/B ratio	2.09	1.55●
PEG ratio	0.30●	0.82

Profitability

Metric	PYPL	WFC
Gross margin	46.12%	64.55%●
Operating margin	17.85%	20.47%●
Net margin	15.00%	17.29%●
ROE	25.26%●	12.18%
ROIC	14.95%●	3.16%

Dividends

Metric	PYPL	WFC
Dividend yield	1.23%	2.09%●
Payout ratio	10.26%	28.17%

Growth (annualized)

Metric	PYPL	WFC
Revenue CAGR (5Y)	8.09%	9.46%●
EPS CAGR (5Y)	8.81%	72.38%●
Total return CAGR (5Y)	-30.86%	16.45%●

Frequently asked

Which is better, PYPL or WFC?: It depends on your goal. value: PYPL (lower P/E); growth: WFC (faster 5Y revenue CAGR); income: WFC (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, WFC leads 8 to 6.
Is PYPL or WFC cheaper?: On trailing earnings, PYPL is cheaper: PYPL trades at a 8.53 P/E and WFC at 13.16.
Which has grown faster, PYPL or WFC?: Over the past five years, WFC grew revenue faster — PYPL at a 8.09% CAGR versus WFC at 9.46%.
Does PYPL or WFC pay a bigger dividend?: PYPL yields 1.23% and WFC yields 2.09% based on trailing dividends and the latest price.
Is PYPL or WFC more profitable?: WFC runs the higher net margin — PYPL at 15.00% versus WFC at 17.29%.
Which has been the better investment, PYPL or WFC?: Over the past 10-year, WFC delivered the higher annualized total return — PYPL at 2.35% versus WFC at 9.15%. Past performance doesn't predict future results.

Go deeper

Full PYPL analysis Full WFC analysis Interactive comparison tool

Dig into the metrics

PayPal P/E ratio Wells Fargo & P/E ratio PayPal dividend yield Wells Fargo & dividend yield PayPal ROE Wells Fargo & ROE PayPal operating margin Wells Fargo & operating margin PayPal revenue growth Wells Fargo & revenue growth PayPal free cash flow Wells Fargo & free cash flow

PayPal & Wells Fargo & appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 2, 2026.