PayPal Holdings, Inc. (PYPL) vs Wells Fargo & Company (WFC)
A side-by-side comparison of PayPal Holdings, Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.
PYPL
PayPal Holdings, Inc.
$61.66Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
WFC
Wells Fargo & Company
$88.82Financial ServicesAt close: Aug 14, 2026, 4:00 PM ET
Total return — PYPL vs WFC
growth of $100 · dividends reinvested · last 10yPYPL +62.0% (+4.9%/yr)WFC +144.1% (+9.3%/yr)WFC compounded faster over this window
PYPL WFC
PYPL vs WFC: by the numbers
- •WFC is the larger company ($268.50B vs $52.75B market cap).
- •PYPL trades at the lower trailing earnings multiple (11.66 vs 12.82 P/E), one valuation lens rather than an overall verdict.
- •WFC converts more revenue to profit (17.54% vs 14.36% net margin).
- •WFC grew revenue faster over the past five years (9.78% vs 7.43% CAGR).
- •WFC pays the higher dividend yield (2.08% vs 0.68%).
Metrics side by side
Valuation
| Metric | PYPL | WFC |
|---|---|---|
| P/E ratio | 11.66 | 12.82 |
| Forward P/E | 11.49 | 12.23 |
| P/S ratio | 1.63 | 2.12 |
| P/B ratio | 2.80 | 1.52 |
Profitability
| Metric | PYPL | WFC |
|---|---|---|
| Gross margin | 45.75% | 64.50% |
| Operating margin | 18.78% | 21.17% |
| Net margin | 14.36% | 17.54% |
| ROE | 24.73% | 12.57% |
| ROIC | 14.95% | 3.16% |
Dividends
| Metric | PYPL | WFC |
|---|---|---|
| Dividend yield | 0.68% | 2.08% |
| Payout ratio | 7.69% | 28.95% |
Growth (annualized)
| Metric | PYPL | WFC |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 9.78% |
| EPS CAGR (5Y) | 8.81% | 72.38% |
| Total return CAGR (5Y) | -25.70% | 14.78% |
Frequently asked
- Which has the lower trailing P/E, PYPL or WFC?
- PYPL has the lower trailing P/E: PYPL trades at 11.66 and WFC at 12.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PYPL or WFC?
- Over the past five years, WFC grew revenue faster — PYPL at a 7.43% CAGR versus WFC at 9.78%.
- Does PYPL or WFC pay a bigger dividend?
- PYPL yields 0.68% and WFC yields 2.08% based on trailing dividends and the latest price.
- Is PYPL or WFC more profitable?
- WFC runs the higher net margin — PYPL at 14.36% versus WFC at 17.54%.
- How have PYPL and WFC total returns compared?
- Over the past 10 years, PYPL delivered 4.91% and WFC delivered 9.33% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioWells Fargo P/E ratioPayPal dividend yieldWells Fargo dividend yieldPayPal ROEWells Fargo ROEPayPal operating marginWells Fargo operating marginPayPal revenue growthWells Fargo revenue growth
PayPal & Wells Fargo appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.