PayPal Holdings, Inc. (PYPL) vs Wells Fargo & Company (WFC)

A side-by-side comparison of PayPal Holdings, Inc. and Wells Fargo & Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 16, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPYPL vs WFC

growth of $100 · dividends reinvested · last 10y
PYPL +62.0% (+4.9%/yr)WFC +144.1% (+9.3%/yr)WFC compounded faster over this window
0200400600800Start $10020182020202220242026$162$244
PYPL WFC

PYPL vs WFC: by the numbers

  • WFC is the larger company ($268.50B vs $52.75B market cap).
  • PYPL trades at the lower trailing earnings multiple (11.66 vs 12.82 P/E), one valuation lens rather than an overall verdict.
  • WFC converts more revenue to profit (17.54% vs 14.36% net margin).
  • WFC grew revenue faster over the past five years (9.78% vs 7.43% CAGR).
  • WFC pays the higher dividend yield (2.08% vs 0.68%).

Metrics side by side

Valuation

MetricPYPLWFC
P/E ratio11.6612.82
Forward P/E11.4912.23
P/S ratio1.632.12
P/B ratio2.801.52

Profitability

MetricPYPLWFC
Gross margin45.75%64.50%
Operating margin18.78%21.17%
Net margin14.36%17.54%
ROE24.73%12.57%
ROIC14.95%3.16%

Dividends

MetricPYPLWFC
Dividend yield0.68%2.08%
Payout ratio7.69%28.95%

Growth (annualized)

MetricPYPLWFC
Revenue CAGR (5Y)7.43%9.78%
EPS CAGR (5Y)8.81%72.38%
Total return CAGR (5Y)-25.70%14.78%

Frequently asked

Which has the lower trailing P/E, PYPL or WFC?
PYPL has the lower trailing P/E: PYPL trades at 11.66 and WFC at 12.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PYPL or WFC?
Over the past five years, WFC grew revenue faster — PYPL at a 7.43% CAGR versus WFC at 9.78%.
Does PYPL or WFC pay a bigger dividend?
PYPL yields 0.68% and WFC yields 2.08% based on trailing dividends and the latest price.
Is PYPL or WFC more profitable?
WFC runs the higher net margin — PYPL at 14.36% versus WFC at 17.54%.
How have PYPL and WFC total returns compared?
Over the past 10 years, PYPL delivered 4.91% and WFC delivered 9.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 16, 2026.