Which has the lower trailing P/E, PYPL or TFC?

PYPL has the lower trailing P/E: PYPL trades at 11.03 and TFC at 12.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PYPL or TFC?

Over the past five years, PYPL grew revenue faster — PYPL at a 7.43% CAGR versus TFC at 5.61%.

Does PYPL or TFC pay a bigger dividend?

PYPL yields 0.72% and TFC yields 3.98% based on trailing dividends and the latest price.

Is PYPL or TFC more profitable?

TFC runs the higher net margin — PYPL at 14.36% versus TFC at 19.13%.

How have PYPL and TFC total returns compared?

Over the past 10 years, PYPL delivered 4.68% and TFC delivered 7.85% annualized total return. Past performance doesn't predict future results.

PayPal Holdings, Inc. (PYPL) vs Truist Financial Corporation (TFC)

A side-by-side comparison of PayPal Holdings, Inc. and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.

PYPL

PayPal Holdings, Inc.

$50.75B

$57.53Financial ServicesDelayed quote: Jul 30, 2026, 10:00 AM EDT

TFC

Truist Financial Corporation

$64.77B

$51.99Financial ServicesDelayed quote: Jul 30, 2026, 10:00 AM EDT

Total return — PYPL vs TFC

growth of $100 · dividends reinvested · last 11y

PYPL +60.3%TFC +100.5%TFC compounded faster

PYPL TFC

PYPL vs TFC: by the numbers

•TFC is the larger company ($64.77B vs $50.75B market cap).
•PYPL trades at the lower trailing earnings multiple (11.03 vs 12.40 P/E), one valuation lens rather than an overall verdict.
•TFC converts more revenue to profit (19.13% vs 14.36% net margin).
•PYPL grew revenue faster over the past five years (7.43% vs 5.61% CAGR).
•TFC pays the higher dividend yield (3.98% vs 0.72%).

Metrics side by side

Valuation

Metric	PYPL	TFC
P/E ratio	11.03	12.40
Forward P/E	10.94	11.29
P/S ratio	1.54	2.12
P/B ratio	2.65	1.01
PEG ratio	0.30	0.86

Profitability

Metric	PYPL	TFC
Gross margin	45.75%	64.02%
Operating margin	18.78%	22.30%
Net margin	14.36%	19.13%
ROE	24.73%	9.11%
ROIC	14.95%	3.61%

Dividends

Metric	PYPL	TFC
Dividend yield	0.72%	3.98%
Payout ratio	7.69%	53.89%

Growth (annualized)

Metric	PYPL	TFC
Revenue CAGR (5Y)	7.43%	5.61%
EPS CAGR (5Y)	8.81%	4.42%
Total return CAGR (5Y)	-26.97%	3.74%

Frequently asked

Which has the lower trailing P/E, PYPL or TFC?: PYPL has the lower trailing P/E: PYPL trades at 11.03 and TFC at 12.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PYPL or TFC?: Over the past five years, PYPL grew revenue faster — PYPL at a 7.43% CAGR versus TFC at 5.61%.
Does PYPL or TFC pay a bigger dividend?: PYPL yields 0.72% and TFC yields 3.98% based on trailing dividends and the latest price.
Is PYPL or TFC more profitable?: TFC runs the higher net margin — PYPL at 14.36% versus TFC at 19.13%.
How have PYPL and TFC total returns compared?: Over the past 10 years, PYPL delivered 4.68% and TFC delivered 7.85% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PYPL analysis Full TFC analysis Interactive comparison tool

Dig into the metrics

PayPal P/E ratio Truist Financial P/E ratio PayPal dividend yield Truist Financial dividend yield PayPal ROE Truist Financial ROE PayPal operating margin Truist Financial operating margin PayPal revenue growth Truist Financial revenue growth PayPal free cash flow Truist Financial free cash flow

PayPal & Truist Financial appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.