Cloudflare, Inc. (NET) vs Nu Holdings Ltd. (NU)
A side-by-side comparison of Cloudflare, Inc. and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.
Different business models: NET is classified in Technology; NU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
NET
Cloudflare, Inc.
$315.67TechnologyDelayed quote: Aug 14, 2026, 3:59 PM EDT
NU
Nu Holdings Ltd.
$15.23Financial ServicesDelayed quote: Aug 14, 2026, 4:00 PM EDT
Total return — NET vs NU
growth of $100 · dividends reinvested · last 5yNET +106.2% (+15.6%/yr)NU +34.8% (+6.2%/yr)NET compounded faster over this window
NET NU
NET vs NU: by the numbers
- •NET is the larger company ($112.04B vs $73.76B market cap).
- •NU is profitable (18.15% net margin) while NET runs a net loss (-8.21%).
- •NU grew revenue faster over the past five years (98.88% vs 36.49% CAGR).
Metrics side by side
Valuation
| Metric | NET | NU |
|---|---|---|
| P/E ratio | N/A | 21.43 |
| Forward P/E | 276.28 | 16.50 |
| P/S ratio | 46.66 | 3.90 |
| P/B ratio | 72.36 | 5.43 |
| FCF yield | 0.39% | N/A |
Profitability
| Metric | NET | NU |
|---|---|---|
| Gross margin | 72.58% | 43.74% |
| Operating margin | -14.11% | 22.96% |
| Net margin | -8.21% | 18.15% |
| ROE | -12.73% | 25.29% |
| ROIC | -4.10% | N/A |
Growth (annualized)
| Metric | NET | NU |
|---|---|---|
| Revenue CAGR (5Y) | 36.49% | 98.88% |
| Total return CAGR (5Y) | 22.13% | N/A |
Frequently asked
- Which has grown faster, NET or NU?
- Over the past five years, NU grew revenue faster — NET at a 36.49% CAGR versus NU at 98.88%.
- Is NET or NU more profitable?
- NU runs the higher net margin — NET at -8.21% versus NU at 18.15%.
Go deeper
Dig into the metrics
Nu P/E ratioCloudflare ROENu ROECloudflare operating marginNu operating marginCloudflare revenue growthNu revenue growthCloudflare free cash flow
Cloudflare & Nu appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.