Which has the lower trailing P/E, MELI or NU?

NU has the lower trailing P/E: MELI trades at 49.75 and NU at 21.43. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MELI or NU?

Over the past five years, NU grew revenue faster — MELI at a 44.82% CAGR versus NU at 98.88%.

Is MELI or NU more profitable?

NU runs the higher net margin — MELI at 5.30% versus NU at 18.15%.

MercadoLibre, Inc. (MELI) vs Nu Holdings Ltd. (NU)

A side-by-side comparison of MercadoLibre, Inc. and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Different business models: MELI is classified in Consumer Cyclical; NU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

MELI

MercadoLibre, Inc.

$93.52B

$1,844.58Consumer CyclicalDelayed quote: Aug 14, 2026, 4:00 PM EDT

Nu Holdings Ltd.

$73.76B

$15.23Financial ServicesDelayed quote: Aug 14, 2026, 4:00 PM EDT

Total return — MELI vs NU

growth of $100 · dividends reinvested · last 5y

MELI +73.6% (+11.7%/yr)NU +34.8% (+6.2%/yr)MELI compounded faster over this window

MELI NU

MELI vs NU: by the numbers

•MELI is the larger company ($93.52B vs $73.76B market cap).
•NU trades at the lower trailing earnings multiple (21.43 vs 49.75 P/E), one valuation lens rather than an overall verdict.
•NU converts more revenue to profit (18.15% vs 5.30% net margin).
•NU grew revenue faster over the past five years (98.88% vs 44.82% CAGR).

Metrics side by side

Valuation

Metric	MELI	NU
P/E ratio	49.75	21.43
Forward P/E	47.52	16.50
P/S ratio	2.63	3.90
P/B ratio	11.83	5.43
EV / EBITDA	26.26	N/A
FCF yield	13.44%	N/A

Profitability

Metric	MELI	NU
Gross margin	42.68%	43.74%
Operating margin	8.26%	22.96%
Net margin	5.30%	18.15%
ROE	23.78%	25.29%
ROIC	11.78%	N/A

Growth (annualized)

Metric	MELI	NU
Revenue CAGR (5Y)	44.82%	98.88%
FCF CAGR (5Y)	129.42%	N/A
Total return CAGR (5Y)	-0.25%	N/A

Frequently asked

Which has the lower trailing P/E, MELI or NU?: NU has the lower trailing P/E: MELI trades at 49.75 and NU at 21.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MELI or NU?: Over the past five years, NU grew revenue faster — MELI at a 44.82% CAGR versus NU at 98.88%.
Is MELI or NU more profitable?: NU runs the higher net margin — MELI at 5.30% versus NU at 18.15%.

Go deeper

Full MELI analysis Full NU analysis Interactive comparison tool

Dig into the metrics

MercadoLibre P/E ratio Nu P/E ratio MercadoLibre ROE Nu ROE MercadoLibre operating margin Nu operating margin MercadoLibre revenue growth Nu revenue growth MercadoLibre free cash flow

MercadoLibre & Nu appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.