Which has the lower trailing P/E, MELI or NU?

NU has the lower trailing P/E: MELI trades at 46.60 and NU at 16.53. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MELI or NU?

Over the past five years, NU grew revenue faster — MELI at a 44.82% CAGR versus NU at 90.72%.

Is MELI or NU more profitable?

NU runs the higher net margin — MELI at 5.30% versus NU at 18.61%.

MercadoLibre, Inc. (MELI) vs Nu Holdings Ltd. (NU)

A side-by-side comparison of MercadoLibre, Inc. and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Different business models: MELI is classified in Consumer Cyclical; NU is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

MELI

MercadoLibre, Inc.

$86.81B

$1,712.41Consumer CyclicalDelayed quote: Sep 28, 2026, 4:00 PM EDT

Nu Holdings Ltd.

$59.23B

$12.23Financial ServicesDelayed quote: Sep 28, 2026, 4:00 PM EDT

Total return — MELI vs NU

growth of $100 · dividends reinvested · last 5y

MELI +80.2% (+12.5%/yr)NU +41.5% (+7.2%/yr)MELI compounded faster over this window

MELI NU

MELI vs NU: by the numbers

•MELI is the larger company ($86.81B vs $59.23B market cap).
•NU trades at the lower trailing earnings multiple (16.53 vs 46.60 P/E), one valuation lens rather than an overall verdict.
•NU converts more revenue to profit (18.61% vs 5.30% net margin).
•NU grew revenue faster over the past five years (90.72% vs 44.82% CAGR).

Metrics side by side

Valuation

Metric	MELI	NU
P/E ratio	46.60	16.53
Forward P/E	45.16	13.98
P/S ratio	2.47	3.06
P/B ratio	11.08	4.47
EV / EBITDA	24.75	N/A
FCF yield	13.73%	N/A

Profitability

Metric	MELI	NU
Gross margin	42.68%	44.03%
Operating margin	8.26%	22.62%
Net margin	5.30%	18.61%
ROE	23.78%	27.22%
ROIC	11.63%	N/A

Growth (annualized)

Metric	MELI	NU
Revenue CAGR (5Y)	44.82%	90.72%
FCF CAGR (5Y)	129.42%	N/A
Total return CAGR (5Y)	0.53%	N/A

Frequently asked

Which has the lower trailing P/E, MELI or NU?: NU has the lower trailing P/E: MELI trades at 46.60 and NU at 16.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MELI or NU?: Over the past five years, NU grew revenue faster — MELI at a 44.82% CAGR versus NU at 90.72%.
Is MELI or NU more profitable?: NU runs the higher net margin — MELI at 5.30% versus NU at 18.61%.

Go deeper

Full MELI analysis Full NU analysis Interactive comparison tool

Dig into the metrics

MercadoLibre P/E ratio Nu P/E ratio MercadoLibre ROE Nu ROE MercadoLibre operating margin Nu operating margin MercadoLibre revenue growth Nu revenue growth MercadoLibre free cash flow

MercadoLibre & Nu appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.