Moody's Corporation (MCO) vs Nu Holdings Ltd. (NU)

A side-by-side comparison of Moody's Corporation and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 5, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MCO vs NU

growth of $100 · dividends reinvested · last 5y
MCO +18.1% (+3.4%/yr)NU +30.0% (+5.4%/yr)NU compounded faster over this window
50100150Start $10020222023202420252026$118$130
MCO NU

MCO vs NU: by the numbers

  • •MCO is the larger company ($77.62B vs $73.52B market cap).
  • •NU trades at the lower trailing earnings multiple (20.51 vs 28.44 P/E), one valuation lens rather than an overall verdict.
  • •MCO converts more revenue to profit (34.25% vs 18.61% net margin).
  • •NU grew revenue faster over the past five years (90.72% vs 7.07% CAGR).
  • •MCO pays a dividend (0.91% yield), while NU has no payments in the available dividend history.

Metrics side by side

Valuation

MetricMCONU
P/E ratio28.4420.51
Forward P/E26.4817.40
PEG ratio3.65N/A
P/S ratio9.513.79
P/B ratio25.665.55
EV / EBITDA20.04N/A
FCF yield3.82%N/A

Profitability

MetricMCONU
Gross margin71.94%N/A
Operating margin45.10%22.62%
Net margin34.25%18.61%
ROE92.40%27.22%
ROIC24.07%N/A

Nu Holdings Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMCONU
Dividend yield0.91%N/A
Payout ratio25.57%N/A

Growth (annualized)

MetricMCONU
Revenue CAGR (5Y)7.07%90.72%
EPS CAGR (5Y)7.69%N/A
FCF CAGR (5Y)4.74%N/A
Total return CAGR (5Y)5.09%N/A

Some values include inputs from SEC filing.

Frequently asked

Which has the lower trailing P/E, MCO or NU?
NU has the lower trailing P/E: MCO trades at 28.44 and NU at 20.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MCO or NU?
Over the past five years, NU grew revenue faster — MCO at a 7.07% CAGR versus NU at 90.72%.
Does MCO or NU pay a bigger dividend?
MCO pays a dividend (0.91% yield), while NU has no payments in the available dividend history.
Is MCO or NU more profitable?
MCO runs the higher net margin — MCO at 34.25% versus NU at 18.61%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 5, 2026.