Mastercard Incorporated (MA) vs Ubiquiti Inc. (UI)

A side-by-side comparison of Mastercard Incorporated and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare
Different business models: MA is classified in Financial Services; UI is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs UI

growth of $100 · dividends reinvested · last 10y
MA +520.3% (+20.0%/yr)UI +958.0% (+26.6%/yr)UI compounded faster over this window
05001k2k2kStart $10020182020202220242026$620$1,058
MA UI

MA vs UI: by the numbers

  • MA is the larger company ($499.20B vs $34.14B market cap).
  • MA trades at the lower trailing earnings multiple (31.31 vs 35.59 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 29.33% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 11.52% CAGR).
  • UI pays the higher dividend yield (0.65% vs 0.60%).

Metrics side by side

Valuation

MetricMAUI
P/E ratio31.3135.59
Forward P/E28.5231.85
P/S ratio14.2310.43
P/B ratio88.9723.71
EV / EBITDAN/A27.98
FCF yieldN/A2.66%

Profitability

MetricMAUI
Gross margin100.00%46.16%
Operating margin59.84%36.21%
Net margin46.34%29.33%
ROE289.73%66.68%
ROICN/A61.23%

Dividends

MetricMAUI
Dividend yield0.60%0.65%
Payout ratio18.54%21.45%

Growth (annualized)

MetricMAUI
Revenue CAGR (5Y)16.09%11.52%
EPS CAGR (5Y)20.93%10.14%
FCF CAGR (5Y)N/A8.89%
Total return CAGR (5Y)10.88%11.59%

Frequently asked

Which has the lower trailing P/E, MA or UI?
MA has the lower trailing P/E: MA trades at 31.31 and UI at 35.59. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or UI?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus UI at 11.52%.
Does MA or UI pay a bigger dividend?
MA yields 0.60% and UI yields 0.65% based on trailing dividends and the latest price.
Is MA or UI more profitable?
MA runs the higher net margin — MA at 46.34% versus UI at 29.33%.
How have MA and UI total returns compared?
Over the past 10 years, MA delivered 19.83% and UI delivered 27.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.