Mastercard Incorporated (MA) vs Ubiquiti Inc. (UI)

A side-by-side comparison of Mastercard Incorporated and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare
Different business models: MA is classified in Financial Services; UI is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs UI

growth of $100 · dividends reinvested · last 15y
MA +1657.9%UI +3282.1%UI compounded faster
02k4k6kStart $10020142017202020232026$1,758$3,382
MA UI

MA vs UI: by the numbers

  • MA is the larger company ($497.23B vs $32.36B market cap).
  • MA trades at the lower trailing earnings multiple (31.93 vs 34.68 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 30.43% net margin).
  • MA grew revenue faster over the past five years (17.05% vs 12.27% CAGR).
  • UI pays the higher dividend yield (0.59% vs 0.59%).

Metrics side by side

Valuation

MetricMAUI
P/E ratio31.9334.68
Forward P/E28.0935.38
P/S ratio14.5210.56
P/B ratio73.2927.19
PEG ratio1.830.34
EV / EBITDAN/A28.78
FCF yieldN/A2.29%

Profitability

MetricMAUI
Gross margin82.96%46.02%
Operating margin59.40%35.75%
Net margin45.88%30.43%
ROE231.63%78.37%
ROIC48.63%72.62%

Dividends

MetricMAUI
Dividend yield0.59%0.59%
Payout ratio19.70%27.19%

Growth (annualized)

MetricMAUI
Revenue CAGR (5Y)17.05%12.27%
EPS CAGR (5Y)20.93%15.17%
FCF CAGR (5Y)N/A6.21%
Total return CAGR (5Y)8.55%13.32%

Frequently asked

Which has the lower trailing P/E, MA or UI?
MA has the lower trailing P/E: MA trades at 31.93 and UI at 34.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or UI?
Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus UI at 12.27%.
Does MA or UI pay a bigger dividend?
MA yields 0.59% and UI yields 0.59% based on trailing dividends and the latest price.
Is MA or UI more profitable?
MA runs the higher net margin — MA at 45.88% versus UI at 30.43%.
How have MA and UI total returns compared?
Over the past 10 years, MA delivered 20.01% and UI delivered 29.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.