Mastercard Incorporated (MA) vs Target Corporation (TGT)

A side-by-side comparison of Mastercard Incorporated and Target Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; TGT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs TGT

growth of $100 · dividends reinvested · last 20y
MA +12644.3%TGT +374.4%MA compounded faster
Log scale — wide-divergence pair
101001k10k100kStart $10020102014201820222026$12,744$474
MA TGT

MA vs TGT: by the numbers

  • MA is the larger company ($497.23B vs $65.49B market cap).
  • TGT trades at the lower trailing earnings multiple (18.54 vs 31.93 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 3.24% net margin).
  • MA grew revenue faster over the past five years (17.05% vs -0.29% CAGR).
  • TGT pays the higher dividend yield (3.25% vs 0.59%).

Metrics side by side

Valuation

MetricMATGT
P/E ratio31.9318.54
Forward P/E28.0919.22
P/S ratio14.520.60
P/B ratio73.293.90
PEG ratio1.83N/A
EV / EBITDAN/A9.98
FCF yieldN/A4.89%

Profitability

MetricMATGT
Gross margin82.96%28.14%
Operating margin59.40%4.49%
Net margin45.88%3.24%
ROE231.63%21.04%
ROIC48.63%9.76%

Dividends

MetricMATGT
Dividend yield0.59%3.25%
Payout ratio19.70%55.88%

Growth (annualized)

MetricMATGT
Revenue CAGR (5Y)17.05%-0.29%
EPS CAGR (5Y)20.93%-1.34%
FCF CAGR (5Y)N/A-17.01%
Total return CAGR (5Y)8.55%-8.75%

Frequently asked

Which has the lower trailing P/E, MA or TGT?
TGT has the lower trailing P/E: MA trades at 31.93 and TGT at 18.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or TGT?
Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus TGT at -0.29%.
Does MA or TGT pay a bigger dividend?
MA yields 0.59% and TGT yields 3.25% based on trailing dividends and the latest price.
Is MA or TGT more profitable?
MA runs the higher net margin — MA at 45.88% versus TGT at 3.24%.
How have MA and TGT total returns compared?
Over the past 10 years, MA delivered 20.01% and TGT delivered 9.69% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.