Mastercard Incorporated (MA) vs Seagate Technology Holdings plc (STX)
A side-by-side comparison of Mastercard Incorporated and Seagate Technology Holdings plc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MA is classified in Financial Services; STX is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MA
Mastercard Incorporated
$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
STX
Seagate Technology Holdings plc
$747.30TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — MA vs STX
growth of $100 · dividends reinvested · last 20yMA +13386.5%STX +6122.3%MA compounded faster
MA STX
MA vs STX: by the numbers
- •MA is the larger company ($497.23B vs $167.57B market cap).
- •MA trades at the lower trailing earnings multiple (31.93 vs 77.51 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 21.60% net margin).
- •MA grew revenue faster over the past five years (17.05% vs -2.85% CAGR).
- •MA pays the higher dividend yield (0.59% vs 0.36%).
Metrics side by side
Valuation
| Metric | MA | STX |
|---|---|---|
| P/E ratio | 31.93 | 77.51 |
| Forward P/E | 28.09 | 54.81 |
| P/S ratio | 14.52 | 16.99 |
| P/B ratio | 73.29 | 170.86 |
| PEG ratio | 1.83 | 0.06 |
| EV / EBITDA | N/A | 56.15 |
| FCF yield | N/A | 1.41% |
Profitability
| Metric | MA | STX |
|---|---|---|
| Gross margin | 82.96% | 41.54% |
| Operating margin | 59.40% | 28.33% |
| Net margin | 45.88% | 21.60% |
| ROE | 231.63% | 217.17% |
| ROIC | 48.63% | 34.14% |
Dividends
| Metric | MA | STX |
|---|---|---|
| Dividend yield | 0.59% | 0.36% |
| Payout ratio | 19.70% | 42.42% |
Growth (annualized)
| Metric | MA | STX |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | -2.85% |
| EPS CAGR (5Y) | 20.93% | 12.64% |
| FCF CAGR (5Y) | N/A | -6.26% |
| Total return CAGR (5Y) | 8.55% | 57.50% |
Frequently asked
- Which has the lower trailing P/E, MA or STX?
- MA has the lower trailing P/E: MA trades at 31.93 and STX at 77.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MA or STX?
- Over the past five years, MA grew revenue faster — MA at a 17.05% CAGR versus STX at -2.85%.
- Does MA or STX pay a bigger dividend?
- MA yields 0.59% and STX yields 0.36% based on trailing dividends and the latest price.
- Is MA or STX more profitable?
- MA runs the higher net margin — MA at 45.88% versus STX at 21.60%.
- How have MA and STX total returns compared?
- Over the past 10 years, MA delivered 20.01% and STX delivered 42.12% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioSeagate Technology P/E ratioMastercard dividend yieldSeagate Technology dividend yieldMastercard ROESeagate Technology ROEMastercard operating marginSeagate Technology operating marginMastercard revenue growthSeagate Technology revenue growthMastercard free cash flowSeagate Technology free cash flow
Mastercard & Seagate Technology appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.