Mastercard Incorporated (MA) vs Simon Property Group, Inc. (SPG)

A side-by-side comparison of Mastercard Incorporated and Simon Property Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; SPG is classified in Real Estate. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs SPG

growth of $100 · dividends reinvested · last 10y
MA +520.3% (+20.0%/yr)SPG +57.6% (+4.7%/yr)MA compounded faster over this window
0200400600Start $10020182020202220242026$620$158
MA SPG

MA vs SPG: by the numbers

  • MA is the larger company ($499.20B vs $66.42B market cap).
  • SPG converts more revenue to profit (66.39% vs 46.34% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 8.17% CAGR).
  • SPG pays the higher dividend yield (4.35% vs 0.60%).

Metrics side by side

Valuation

MetricMASPG
P/E ratio31.3114.49
Forward P/E28.5230.81
P/S ratio14.239.57
P/B ratio88.9714.98
EV / EBITDAN/A18.94
FCF yieldN/A4.89%

For REITs like Simon Property Group, Inc., GAAP P/E is distorted: heavy non-cash property depreciation depresses reported earnings and overstates the multiple. Real-estate companies are valued on funds from operations (FFO / AFFO) and price-to-FFO — see the Funds From Operations section. The P/E is shown for reference only.

Profitability

MetricMASPG
Gross margin100.00%84.58%
Operating margin59.84%47.40%
Net margin46.34%66.39%
ROE289.73%103.91%
ROICN/A8.68%

Dividends

MetricMASPG
Dividend yield0.60%4.35%
Payout ratio18.54%62.94%

Simon Property Group, Inc.'s payout ratio is measured against GAAP earnings, which non-cash depreciation depresses for REITs — the dividend is conventionally assessed against funds from operations (FFO / AFFO) instead, so the GAAP figure overstates the payout burden.

Growth (annualized)

MetricMASPG
Revenue CAGR (5Y)16.09%8.17%
EPS CAGR (5Y)20.93%31.55%
FCF CAGR (5Y)N/A1.52%
Total return CAGR (5Y)10.88%15.37%

Frequently asked

Which has grown faster, MA or SPG?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus SPG at 8.17%.
Does MA or SPG pay a bigger dividend?
MA yields 0.60% and SPG yields 4.35% based on trailing dividends and the latest price.
Is MA or SPG more profitable?
SPG runs the higher net margin — MA at 46.34% versus SPG at 66.39%.
How have MA and SPG total returns compared?
Over the past 10 years, MA delivered 19.83% and SPG delivered 5.06% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.