Mastercard Incorporated (MA) vs Sezzle Inc. (SEZL)

A side-by-side comparison of Mastercard Incorporated and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMA vs SEZL

growth of $100 · dividends reinvested · last 6y
MA +93.8% (+11.7%/yr)SEZL +2828.5% (+75.6%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
1101001k10kStart $100202120222023202420252026$194$2,929
MA SEZL

MA vs SEZL: by the numbers

  • MA is the larger company ($499.20B vs $4.00B market cap).
  • SEZL trades at the lower trailing earnings multiple (25.95 vs 31.31 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 30.35% net margin).
  • SEZL grew revenue faster over the past five years (42.22% vs 16.09% CAGR).
  • MA pays a dividend (0.60% yield), while SEZL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricMASEZL
P/E ratio31.3125.95
Forward P/E28.5222.66
P/S ratio14.237.52
P/B ratio88.9717.16

Profitability

MetricMASEZL
Gross margin100.00%90.80%
Operating margin59.84%40.39%
Net margin46.34%30.35%
ROE289.73%69.29%

Dividends

MetricMASEZL
Dividend yield0.60%N/A
Payout ratio18.54%N/A

Growth (annualized)

MetricMASEZL
Revenue CAGR (5Y)16.09%42.22%
EPS CAGR (5Y)20.93%N/A
Total return CAGR (5Y)10.88%55.62%

Frequently asked

Which has the lower trailing P/E, MA or SEZL?
SEZL has the lower trailing P/E: MA trades at 31.31 and SEZL at 25.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or SEZL?
Over the past five years, SEZL grew revenue faster — MA at a 16.09% CAGR versus SEZL at 42.22%.
Does MA or SEZL pay a bigger dividend?
MA pays a dividend (0.60% yield), while SEZL has no payments in the available dividend history.
Is MA or SEZL more profitable?
MA runs the higher net margin — MA at 46.34% versus SEZL at 30.35%.
How have MA and SEZL total returns compared?
Over the past 5 years, MA delivered 10.88% and SEZL delivered 55.62% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.