Mastercard Incorporated (MA) vs Pinterest, Inc. (PINS)

A side-by-side comparison of Mastercard Incorporated and Pinterest, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; PINS is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs PINS

growth of $100 · dividends reinvested · last 7y
MA +129.3%PINS -3.7%MA compounded faster
100200300Start $100202120232025$229$96
MA PINS

MA vs PINS: by the numbers

  • MA is the larger company ($497.23B vs $16.18B market cap).
  • MA trades at the lower trailing earnings multiple (31.93 vs 49.35 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 7.64% net margin).
  • PINS grew revenue faster over the past five years (18.08% vs 17.05% CAGR).
  • MA pays a dividend (0.59% yield), while PINS has no payments in the available dividend history.

Metrics side by side

Valuation

MetricMAPINS
P/E ratio31.9349.35
Forward P/E28.0912.39
P/S ratio14.523.42
P/B ratio73.295.25
PEG ratio1.83N/A
EV / EBITDAN/A45.07
FCF yieldN/A8.07%

Profitability

MetricMAPINS
Gross margin82.96%79.86%
Operating margin59.40%7.36%
Net margin45.88%7.64%
ROE231.63%11.73%
ROIC48.63%5.88%

Dividends

MetricMAPINS
Dividend yield0.59%N/A
Payout ratio19.70%N/A

Growth (annualized)

MetricMAPINS
Revenue CAGR (5Y)17.05%18.08%
EPS CAGR (5Y)20.93%N/A
FCF CAGR (5Y)N/A39.27%
Total return CAGR (5Y)8.55%-20.56%

Frequently asked

Which has the lower trailing P/E, MA or PINS?
MA has the lower trailing P/E: MA trades at 31.93 and PINS at 49.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or PINS?
Over the past five years, PINS grew revenue faster — MA at a 17.05% CAGR versus PINS at 18.08%.
Does MA or PINS pay a bigger dividend?
MA pays a dividend (0.59% yield), while PINS has no payments in the available dividend history.
Is MA or PINS more profitable?
MA runs the higher net margin — MA at 45.88% versus PINS at 7.64%.
How have MA and PINS total returns compared?
Over the past 5 years, MA delivered 20.01% and PINS delivered -20.56% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.