Mastercard Incorporated (MA) vs Pinterest, Inc. (PINS)

A side-by-side comparison of Mastercard Incorporated and Pinterest, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; PINS is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs PINS

growth of $100 · dividends reinvested · last 7y
MA +153.3% (+14.2%/yr)PINS -25.1% (-4.0%/yr)MA compounded faster over this window
100200300Start $100202120232025$253$75
MA PINS

MA vs PINS: by the numbers

  • MA is the larger company ($499.20B vs $12.12B market cap).
  • MA trades at the lower trailing earnings multiple (31.31 vs 56.03 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 5.46% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 15.19% CAGR).
  • MA pays a dividend (0.60% yield), while PINS has no payments in the available dividend history.

Metrics side by side

Valuation

MetricMAPINS
P/E ratio31.3156.03
Forward P/E28.52N/A
P/S ratio14.232.66
P/B ratio88.974.19
EV / EBITDAN/A41.07
FCF yieldN/A13.14%

Profitability

MetricMAPINS
Gross margin100.00%79.47%
Operating margin59.84%5.96%
Net margin46.34%5.46%
ROE289.73%8.60%
ROICN/A5.38%

Dividends

MetricMAPINS
Dividend yield0.60%N/A
Payout ratio18.54%N/A

Growth (annualized)

MetricMAPINS
Revenue CAGR (5Y)16.09%15.19%
EPS CAGR (5Y)20.93%N/A
FCF CAGR (5Y)N/A33.61%
Total return CAGR (5Y)10.88%-19.81%

Frequently asked

Which has the lower trailing P/E, MA or PINS?
MA has the lower trailing P/E: MA trades at 31.31 and PINS at 56.03. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or PINS?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus PINS at 15.19%.
Does MA or PINS pay a bigger dividend?
MA pays a dividend (0.60% yield), while PINS has no payments in the available dividend history.
Is MA or PINS more profitable?
MA runs the higher net margin — MA at 46.34% versus PINS at 5.46%.
How have MA and PINS total returns compared?
Over the past 5 years, MA delivered 10.88% and PINS delivered -19.81% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.