Mastercard Incorporated (MA) vs PagerDuty, Inc. (PD)

A side-by-side comparison of Mastercard Incorporated and PagerDuty, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; PD is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs PD

growth of $100 · dividends reinvested · last 7y
MA +148.4% (+13.9%/yr)PD -64.1% (-13.6%/yr)MA compounded faster over this window
Log scale — wide-divergence pair
101001kStart $100202120232025$248$36
MA PD

MA vs PD: by the numbers

  • MA is the larger company ($499.20B vs $1.29B market cap).
  • PD trades at the lower trailing earnings multiple (7.05 vs 31.31 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 36.58% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 15.17% CAGR).
  • MA pays a dividend (0.60% yield), while PD has no payments in the available dividend history.

Metrics side by side

Valuation

MetricMAPD
P/E ratio31.317.05
Forward P/E28.5210.39
P/S ratio14.232.60
P/B ratio88.975.54
EV / EBITDAN/A33.27
FCF yieldN/A9.85%

Profitability

MetricMAPD
Gross margin100.00%84.84%
Operating margin59.84%6.47%
Net margin46.34%36.58%
ROE289.73%78.02%
ROICN/A4.77%

Dividends

MetricMAPD
Dividend yield0.60%N/A
Payout ratio18.54%N/A

Growth (annualized)

MetricMAPD
Revenue CAGR (5Y)16.09%15.17%
EPS CAGR (5Y)20.93%N/A
FCF CAGR (5Y)N/A70.04%
Total return CAGR (5Y)10.88%-20.78%

Frequently asked

Which has the lower trailing P/E, MA or PD?
PD has the lower trailing P/E: MA trades at 31.31 and PD at 7.05. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or PD?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus PD at 15.17%.
Does MA or PD pay a bigger dividend?
MA pays a dividend (0.60% yield), while PD has no payments in the available dividend history.
Is MA or PD more profitable?
MA runs the higher net margin — MA at 46.34% versus PD at 36.58%.
How have MA and PD total returns compared?
Over the past 5 years, MA delivered 10.88% and PD delivered -20.78% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.