Mastercard Incorporated (MA) vs Oracle Corporation (ORCL)
A side-by-side comparison of Mastercard Incorporated and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MA is classified in Financial Services; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MA
Mastercard Incorporated
$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
ORCL
Oracle Corporation
$150.15TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — MA vs ORCL
growth of $100 · dividends reinvested · last 10yMA +498.8% (+19.6%/yr)ORCL +331.0% (+15.7%/yr)MA compounded faster over this window
MA ORCL
MA vs ORCL: by the numbers
- •MA is the larger company ($499.20B vs $432.50B market cap).
- •MA converts more revenue to profit (46.34% vs 26.36% net margin).
- •MA grew revenue faster over the past five years (16.09% vs 11.94% CAGR).
- •ORCL pays the higher dividend yield (1.31% vs 0.60%).
Metrics side by side
Valuation
| Metric | MA | ORCL |
|---|---|---|
| P/E ratio | 31.31 | N/A |
| Forward P/E | 28.52 | 18.61 |
| P/S ratio | 14.23 | N/A |
| P/B ratio | 88.97 | N/A |
Profitability
| Metric | MA | ORCL |
|---|---|---|
| Gross margin | 100.00% | 65.20% |
| Operating margin | 59.84% | 32.36% |
| Net margin | 46.34% | 26.36% |
| ROE | 289.73% | 28.16% |
| ROIC | N/A | 7.68% |
Dividends
| Metric | MA | ORCL |
|---|---|---|
| Dividend yield | 0.60% | 1.31% |
| Payout ratio | 18.54% | N/A |
Growth (annualized)
| Metric | MA | ORCL |
|---|---|---|
| Revenue CAGR (5Y) | 16.09% | 11.94% |
| EPS CAGR (5Y) | 20.93% | 4.93% |
| FCF CAGR (5Y) | N/A | -13.18% |
| Total return CAGR (5Y) | 10.88% | 12.82% |
Frequently asked
- Which has grown faster, MA or ORCL?
- Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus ORCL at 11.94%.
- Does MA or ORCL pay a bigger dividend?
- MA yields 0.60% and ORCL yields 1.31% based on trailing dividends and the latest price.
- Is MA or ORCL more profitable?
- MA runs the higher net margin — MA at 46.34% versus ORCL at 26.36%.
- How have MA and ORCL total returns compared?
- Over the past 10 years, MA delivered 19.83% and ORCL delivered 16.08% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioMastercard dividend yieldOracle dividend yieldMastercard ROEOracle ROEMastercard operating marginOracle operating marginMastercard revenue growthOracle revenue growthOracle free cash flow
Mastercard & Oracle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.