Mastercard Incorporated (MA) vs Oracle Corporation (ORCL)

A side-by-side comparison of Mastercard Incorporated and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MA is classified in Financial Services; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMA vs ORCL

growth of $100 · dividends reinvested · last 10y
MA +498.8% (+19.6%/yr)ORCL +331.0% (+15.7%/yr)MA compounded faster over this window
200400600800Start $10020182020202220242026$599$431
MA ORCL

MA vs ORCL: by the numbers

  • MA is the larger company ($499.20B vs $432.50B market cap).
  • MA converts more revenue to profit (46.34% vs 26.36% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 11.94% CAGR).
  • ORCL pays the higher dividend yield (1.31% vs 0.60%).

Metrics side by side

Valuation

MetricMAORCL
P/E ratio31.31N/A
Forward P/E28.5218.61
P/S ratio14.23N/A
P/B ratio88.97N/A

Profitability

MetricMAORCL
Gross margin100.00%65.20%
Operating margin59.84%32.36%
Net margin46.34%26.36%
ROE289.73%28.16%
ROICN/A7.68%

Dividends

MetricMAORCL
Dividend yield0.60%1.31%
Payout ratio18.54%N/A

Growth (annualized)

MetricMAORCL
Revenue CAGR (5Y)16.09%11.94%
EPS CAGR (5Y)20.93%4.93%
FCF CAGR (5Y)N/A-13.18%
Total return CAGR (5Y)10.88%12.82%

Frequently asked

Which has grown faster, MA or ORCL?
Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus ORCL at 11.94%.
Does MA or ORCL pay a bigger dividend?
MA yields 0.60% and ORCL yields 1.31% based on trailing dividends and the latest price.
Is MA or ORCL more profitable?
MA runs the higher net margin — MA at 46.34% versus ORCL at 26.36%.
How have MA and ORCL total returns compared?
Over the past 10 years, MA delivered 19.83% and ORCL delivered 16.08% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.