Mastercard Incorporated (MA) vs Murphy USA Inc. (MUSA)
A side-by-side comparison of Mastercard Incorporated and Murphy USA Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MA is classified in Financial Services; MUSA is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MA
Mastercard Incorporated
$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
MUSA
Murphy USA Inc.
$523.58Consumer CyclicalDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — MA vs MUSA
growth of $100 · dividends reinvested · last 10yMA +498.8% (+19.6%/yr)MUSA +639.8% (+22.2%/yr)MUSA compounded faster over this window
MA MUSA
MA vs MUSA: by the numbers
- •MA is the larger company ($499.20B vs $9.67B market cap).
- •MUSA trades at the lower trailing earnings multiple (15.95 vs 31.31 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (46.34% vs 2.87% net margin).
- •MA grew revenue faster over the past five years (16.09% vs 9.42% CAGR).
- •MA pays the higher dividend yield (0.60% vs 0.48%).
Metrics side by side
Valuation
| Metric | MA | MUSA |
|---|---|---|
| P/E ratio | 31.31 | 15.95 |
| Forward P/E | 28.52 | 15.00 |
| P/S ratio | 14.23 | 0.45 |
| P/B ratio | 88.97 | 12.36 |
| EV / EBITDA | N/A | 9.94 |
| FCF yield | N/A | 5.60% |
Profitability
| Metric | MA | MUSA |
|---|---|---|
| Gross margin | 100.00% | 7.26% |
| Operating margin | 59.84% | 4.38% |
| Net margin | 46.34% | 2.87% |
| ROE | 289.73% | 78.86% |
| ROIC | N/A | 17.90% |
Dividends
| Metric | MA | MUSA |
|---|---|---|
| Dividend yield | 0.60% | 0.48% |
| Payout ratio | 18.54% | 7.77% |
Growth (annualized)
| Metric | MA | MUSA |
|---|---|---|
| Revenue CAGR (5Y) | 16.09% | 9.42% |
| EPS CAGR (5Y) | 20.93% | 12.97% |
| FCF CAGR (5Y) | N/A | 16.64% |
| Total return CAGR (5Y) | 10.88% | 29.51% |
Frequently asked
- Which has the lower trailing P/E, MA or MUSA?
- MUSA has the lower trailing P/E: MA trades at 31.31 and MUSA at 15.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MA or MUSA?
- Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus MUSA at 9.42%.
- Does MA or MUSA pay a bigger dividend?
- MA yields 0.60% and MUSA yields 0.48% based on trailing dividends and the latest price.
- Is MA or MUSA more profitable?
- MA runs the higher net margin — MA at 46.34% versus MUSA at 2.87%.
- How have MA and MUSA total returns compared?
- Over the past 10 years, MA delivered 19.83% and MUSA delivered 22.23% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Mastercard P/E ratioMurphy USA P/E ratioMastercard dividend yieldMurphy USA dividend yieldMastercard ROEMurphy USA ROEMastercard operating marginMurphy USA operating marginMastercard revenue growthMurphy USA revenue growthMurphy USA free cash flow
Mastercard & Murphy USA appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.