Which has the lower trailing P/E, MA or MMM?

MMM has the lower trailing P/E: MA trades at 31.31 and MMM at 29.30. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MA or MMM?

Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus MMM at -6.23%.

Does MA or MMM pay a bigger dividend?

MA yields 0.60% and MMM yields 1.88% based on trailing dividends and the latest price.

Is MA or MMM more profitable?

MA runs the higher net margin — MA at 46.34% versus MMM at 11.90%.

How have MA and MMM total returns compared?

Over the past 10 years, MA delivered 19.83% and MMM delivered 4.38% annualized total return. Past performance doesn't predict future results.

Mastercard Incorporated (MA) vs 3M Company (MMM)

A side-by-side comparison of Mastercard Incorporated and 3M Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Different business models: MA is classified in Financial Services; MMM is classified in Industrials. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Mastercard Incorporated

$499.20B

$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

MMM

3M Company

$85.07B

$164.95IndustrialsDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — MA vs MMM

growth of $100 · dividends reinvested · last 10y

MA +498.8% (+19.6%/yr)MMM +49.4% (+4.1%/yr)MA compounded faster over this window

MA MMM

MA vs MMM: by the numbers

•MA is the larger company ($499.20B vs $85.07B market cap).
•MMM trades at the lower trailing earnings multiple (29.30 vs 31.31 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (46.34% vs 11.90% net margin).
•MA grew revenue faster over the past five years (16.09% vs -6.23% CAGR).
•MMM pays the higher dividend yield (1.88% vs 0.60%).

Metrics side by side

Valuation

Metric	MA	MMM
P/E ratio	31.31	29.30
Forward P/E	28.52	18.44
P/S ratio	14.23	3.38
P/B ratio	88.97	28.82
FCF yield	N/A	4.68%

Profitability

Metric	MA	MMM
Gross margin	100.00%	39.40%
Operating margin	59.84%	19.01%
Net margin	46.34%	11.90%
ROE	289.73%	101.52%
ROIC	N/A	14.64%

Dividends

Metric	MA	MMM
Dividend yield	0.60%	1.88%
Payout ratio	18.54%	54.53%

Growth (annualized)

Metric	MA	MMM
Revenue CAGR (5Y)	16.09%	-6.23%
EPS CAGR (5Y)	20.93%	-8.53%
FCF CAGR (5Y)	N/A	-10.85%
Total return CAGR (5Y)	10.88%	4.70%

Frequently asked

Which has the lower trailing P/E, MA or MMM?: MMM has the lower trailing P/E: MA trades at 31.31 and MMM at 29.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MA or MMM?: Over the past five years, MA grew revenue faster — MA at a 16.09% CAGR versus MMM at -6.23%.
Does MA or MMM pay a bigger dividend?: MA yields 0.60% and MMM yields 1.88% based on trailing dividends and the latest price.
Is MA or MMM more profitable?: MA runs the higher net margin — MA at 46.34% versus MMM at 11.90%.
How have MA and MMM total returns compared?: Over the past 10 years, MA delivered 19.83% and MMM delivered 4.38% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MA analysis Full MMM analysis Interactive comparison tool

Dig into the metrics

Mastercard P/E ratio 3M P/E ratio Mastercard dividend yield 3M dividend yield Mastercard ROE 3M ROE Mastercard operating margin 3M operating margin Mastercard revenue growth 3M revenue growth 3M free cash flow

Mastercard & 3M appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.