Lufax Holding Ltd (LU) vs Universal Corporation (UVV)

A side-by-side comparison of Lufax Holding Ltd and Universal Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: LU is classified in Financial Services; UVV is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnLU vs UVV

growth of $100 · dividends reinvested · last 6y
LU -93.7% (-36.9%/yr)UVV +53.0% (+7.4%/yr)UVV compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$6$153
LU UVV

LU vs UVV: by the numbers

  • UVV is the larger company ($1.13B vs $1.05B market cap).
  • UVV is profitable (0.67% net margin) while LU runs a net loss (-7.83%).
  • UVV grew revenue faster over the past five years (7.19% vs -13.35% CAGR).
  • UVV pays a dividend (7.25% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricLUUVV
P/E ratioN/A59.45
P/S ratio0.260.39
P/B ratio0.090.81
EV / EBITDAN/A9.45
FCF yieldN/A14.60%

Profitability

MetricLUUVV
Gross margin74.93%16.82%
Operating margin1.13%6.20%
Net margin-7.83%0.67%
ROE-2.75%1.38%
ROICN/A3.56%

Dividends

MetricLUUVV
Dividend yieldN/A7.25%
Payout ratioN/A432.89%

Growth (annualized)

MetricLUUVV
Revenue CAGR (5Y)-13.35%7.19%
EPS CAGR (5Y)-43.16%-18.20%
FCF CAGR (5Y)N/A-12.25%
Total return CAGR (5Y)-37.01%4.64%

Frequently asked

Which has grown faster, LU or UVV?
Over the past five years, UVV grew revenue faster — LU at a -13.35% CAGR versus UVV at 7.19%.
Does LU or UVV pay a bigger dividend?
UVV pays a dividend (7.25% yield), while LU is a former payer with no current dividend run rate.
Is LU or UVV more profitable?
UVV runs the higher net margin — LU at -7.83% versus UVV at 0.67%.
How have LU and UVV total returns compared?
Over the past 5 years, LU delivered -37.01% and UVV delivered 4.64% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.