Lufax Holding Ltd (LU) vs Universal Corporation (UVV)
A side-by-side comparison of Lufax Holding Ltd and Universal Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: LU is classified in Financial Services; UVV is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
LU
Lufax Holding Ltd
$1.21Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
UVV
Universal Corporation
$45.18Consumer DefensiveDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — LU vs UVV
growth of $100 · dividends reinvested · last 6yLU -93.7% (-36.9%/yr)UVV +53.0% (+7.4%/yr)UVV compounded faster over this window
Log scale — wide-divergence pair
LU UVV
LU vs UVV: by the numbers
- •UVV is the larger company ($1.13B vs $1.05B market cap).
- •UVV is profitable (0.67% net margin) while LU runs a net loss (-7.83%).
- •UVV grew revenue faster over the past five years (7.19% vs -13.35% CAGR).
- •UVV pays a dividend (7.25% yield), while LU is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | LU | UVV |
|---|---|---|
| P/E ratio | N/A | 59.45 |
| P/S ratio | 0.26 | 0.39 |
| P/B ratio | 0.09 | 0.81 |
| EV / EBITDA | N/A | 9.45 |
| FCF yield | N/A | 14.60% |
Profitability
| Metric | LU | UVV |
|---|---|---|
| Gross margin | 74.93% | 16.82% |
| Operating margin | 1.13% | 6.20% |
| Net margin | -7.83% | 0.67% |
| ROE | -2.75% | 1.38% |
| ROIC | N/A | 3.56% |
Dividends
| Metric | LU | UVV |
|---|---|---|
| Dividend yield | N/A | 7.25% |
| Payout ratio | N/A | 432.89% |
Growth (annualized)
| Metric | LU | UVV |
|---|---|---|
| Revenue CAGR (5Y) | -13.35% | 7.19% |
| EPS CAGR (5Y) | -43.16% | -18.20% |
| FCF CAGR (5Y) | N/A | -12.25% |
| Total return CAGR (5Y) | -37.01% | 4.64% |
Frequently asked
- Which has grown faster, LU or UVV?
- Over the past five years, UVV grew revenue faster — LU at a -13.35% CAGR versus UVV at 7.19%.
- Does LU or UVV pay a bigger dividend?
- UVV pays a dividend (7.25% yield), while LU is a former payer with no current dividend run rate.
- Is LU or UVV more profitable?
- UVV runs the higher net margin — LU at -7.83% versus UVV at 0.67%.
- How have LU and UVV total returns compared?
- Over the past 5 years, LU delivered -37.01% and UVV delivered 4.64% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Universal P/E ratioUniversal dividend yieldLufax ROEUniversal ROELufax operating marginUniversal operating marginLufax revenue growthUniversal revenue growthUniversal free cash flow
Lufax & Universal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.