Which has grown faster, LU or UVV?

Over the past five years, UVV grew revenue faster — LU at a -12.94% CAGR versus UVV at 8.08%.

Does LU or UVV pay a bigger dividend?

UVV pays a dividend (6.12% yield), while LU is a former payer with no current dividend run rate.

Is LU or UVV more profitable?

UVV runs the higher net margin — LU at -11.38% versus UVV at 1.12%.

How have LU and UVV total returns compared?

Over the past 5 years, LU delivered -33.54% and UVV delivered 4.82% annualized total return. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs Universal Corporation (UVV)

A side-by-side comparison of Lufax Holding Ltd and Universal Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Different business models: LU is classified in Financial Services; UVV is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Lufax Holding Ltd

$646M

$1.54Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

UVV

Universal Corporation

$1.36B

$54.75Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — LU vs UVV

growth of $100 · dividends reinvested · last 6y

LU -92.5%UVV +91.1%UVV compounded faster

Log scale — wide-divergence pair

LU UVV

LU vs UVV: by the numbers

•UVV is the larger company ($1.36B vs $646M market cap).
•UVV is profitable (1.12% net margin) while LU runs a net loss (-11.38%).
•UVV grew revenue faster over the past five years (8.08% vs -12.94% CAGR).
•UVV pays a dividend (6.12% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	LU	UVV
P/E ratio	N/A	41.22
Forward P/E	N/A	12.85
P/S ratio	0.17	0.46
P/B ratio	0.06	0.95
EV / EBITDA	N/A	8.50
FCF yield	N/A	5.95%

Profitability

Metric	LU	UVV
Gross margin	74.93%	17.47%
Operating margin	0.57%	7.13%
Net margin	-11.38%	1.12%
ROE	-3.70%	2.31%
ROIC	-0.21%	4.61%

Dividends

Metric	LU	UVV
Dividend yield	N/A	6.12%
Payout ratio	N/A	252.31%

Growth (annualized)

Metric	LU	UVV
Revenue CAGR (5Y)	-12.94%	8.08%
EPS CAGR (5Y)	-43.16%	-18.20%
FCF CAGR (5Y)	N/A	-12.25%
Total return CAGR (5Y)	-33.54%	7.34%

Frequently asked

Which has grown faster, LU or UVV?: Over the past five years, UVV grew revenue faster — LU at a -12.94% CAGR versus UVV at 8.08%.
Does LU or UVV pay a bigger dividend?: UVV pays a dividend (6.12% yield), while LU is a former payer with no current dividend run rate.
Is LU or UVV more profitable?: UVV runs the higher net margin — LU at -11.38% versus UVV at 1.12%.
How have LU and UVV total returns compared?: Over the past 5 years, LU delivered -33.54% and UVV delivered 4.82% annualized total return. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full UVV analysis Interactive comparison tool

Dig into the metrics

Lufax P/E ratio Universal P/E ratio Lufax dividend yield Universal dividend yield Lufax ROE Universal ROE Lufax operating margin Universal operating margin Lufax revenue growth Universal revenue growth Lufax free cash flow Universal free cash flow

Lufax & Universal appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.