Which has grown faster, LU or USB?

Over the past five years, USB grew revenue faster — LU at a -6.44% CAGR versus USB at 12.25%.

Does LU or USB pay a bigger dividend?

USB pays a dividend (3.50% yield) while LU does not currently pay one.

Is LU or USB more profitable?

USB runs the higher net margin — LU at -10.59% versus USB at 18.02%.

Which has been the better investment, LU or USB?

Over the past 5-year, USB delivered the higher annualized total return — LU at -40.92% versus USB at 7.29%. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs U.S. Bancorp (USB)

USB leads on 10 of 13 compared metrics.

A side-by-side comparison of Lufax Holding Ltd and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Lufax Holding Ltd

$558M

$1.33Financial Services

USB

U.S. Bancorp

$91.49B

$58.94Financial Services

Total return — LU vs USB

growth of $100 · last 6y

LU -97.4%USB +51.3%USB compounded faster

Log scale — wide-divergence pair

LU USB

LU vs USB: by the numbers

•USB is the larger company ($91.49B vs $558M market cap).
•USB is profitable (18.02% net margin) while LU runs a net loss (-10.59%).
•USB grew revenue faster over the past five years (12.25% vs -6.44% CAGR).
•USB pays a dividend (3.50% yield) while LU does not currently pay one.

Which is better, LU or USB?

Metric tally: LU 3 · USB 10

It depends on what you're optimizing for:

GrowthUSB(faster 5Y revenue CAGR)

QualityUSB(higher ROIC)

Valuation

Metric	LU	USB
P/E ratio	—	12.38
Forward P/E	—	11.56
P/S ratio	0.09●	2.11
P/B ratio	0.05●	1.39
PEG ratio	—	0.50
EV / EBITDA	72.98	11.85●
FCF yield	312.50%●	10.47%

Profitability

Metric	LU	USB
Gross margin	41.96%	62.81%●
Operating margin	-4.31%	23.18%●
Net margin	-10.59%	18.02%●
ROE	-4.14%	11.87%●
ROIC	-0.21%	4.46%●

Dividends

Metric	LU	USB
Dividend yield	—	3.50%
Payout ratio	—	44.59%

Growth (annualized)

Metric	LU	USB
Revenue CAGR (5Y)	-6.44%	12.25%●
EPS CAGR (5Y)	-43.16%	8.59%●
FCF CAGR (5Y)	24.09%	33.08%●
Total return CAGR (5Y)	-40.92%	4.33%●

Frequently asked

Which is better, LU or USB?: It depends on your goal. growth: USB (faster 5Y revenue CAGR); quality: USB (higher ROIC). Across all compared metrics, USB leads 10 to 3.
Which has grown faster, LU or USB?: Over the past five years, USB grew revenue faster — LU at a -6.44% CAGR versus USB at 12.25%.
Does LU or USB pay a bigger dividend?: USB pays a dividend (3.50% yield) while LU does not currently pay one.
Is LU or USB more profitable?: USB runs the higher net margin — LU at -10.59% versus USB at 18.02%.
Which has been the better investment, LU or USB?: Over the past 5-year, USB delivered the higher annualized total return — LU at -40.92% versus USB at 7.29%. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full USB analysis Interactive comparison tool

Dig into the metrics

Lufax P/E ratio U.S. Bancorp P/E ratio Lufax dividend yield U.S. Bancorp dividend yield Lufax ROE U.S. Bancorp ROE Lufax operating margin U.S. Bancorp operating margin Lufax revenue growth U.S. Bancorp revenue growth Lufax free cash flow U.S. Bancorp free cash flow

Lufax & U.S. Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.