Which has grown faster, LU or SYF?

Over the past five years, SYF grew revenue faster — LU at a -6.44% CAGR versus SYF at 10.42%.

Does LU or SYF pay a bigger dividend?

SYF pays a dividend (1.64% yield) while LU does not currently pay one.

Is LU or SYF more profitable?

SYF runs the higher net margin — LU at -10.59% versus SYF at 18.08%.

Which has been the better investment, LU or SYF?

Over the past 5-year, SYF delivered the higher annualized total return — LU at -40.92% versus SYF at 11.66%. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs Synchrony Financial (SYF)

SYF leads on 9 of 13 compared metrics.

A side-by-side comparison of Lufax Holding Ltd and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Lufax Holding Ltd

$558M

$1.33Financial Services

SYF

Synchrony Financial

$24.68B

$73.36Financial Services

Total return — LU vs SYF

growth of $100 · last 6y

LU -97.4%SYF +193.2%SYF compounded faster

Log scale — wide-divergence pair

LU SYF

LU vs SYF: by the numbers

•SYF is the larger company ($24.68B vs $558M market cap).
•SYF is profitable (18.08% net margin) while LU runs a net loss (-10.59%).
•SYF grew revenue faster over the past five years (10.42% vs -6.44% CAGR).
•SYF pays a dividend (1.64% yield) while LU does not currently pay one.

Which is better, LU or SYF?

Metric tally: LU 4 · SYF 9

It depends on what you're optimizing for:

GrowthSYF(faster 5Y revenue CAGR)

QualitySYF(higher ROIC)

Valuation

Metric	LU	SYF
P/E ratio	—	7.59
Forward P/E	—	7.90
P/S ratio	0.09●	1.27
P/B ratio	0.05●	1.54
PEG ratio	—	1.02
EV / EBITDA	72.98	4.30●
FCF yield	312.50%●	38.76%

Profitability

Metric	LU	SYF
Gross margin	41.96%	61.08%●
Operating margin	-4.31%	22.85%●
Net margin	-10.59%	18.08%●
ROE	-4.14%	21.85%●
ROIC	-0.21%	9.36%●

Dividends

Metric	LU	SYF
Dividend yield	—	1.64%
Payout ratio	—	12.83%

Growth (annualized)

Metric	LU	SYF
Revenue CAGR (5Y)	-6.44%	10.42%●
EPS CAGR (5Y)	-43.16%	32.61%●
FCF CAGR (5Y)	24.09%●	4.77%
Total return CAGR (5Y)	-40.92%	10.68%●

Frequently asked

Which is better, LU or SYF?: It depends on your goal. growth: SYF (faster 5Y revenue CAGR); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 9 to 4.
Which has grown faster, LU or SYF?: Over the past five years, SYF grew revenue faster — LU at a -6.44% CAGR versus SYF at 10.42%.
Does LU or SYF pay a bigger dividend?: SYF pays a dividend (1.64% yield) while LU does not currently pay one.
Is LU or SYF more profitable?: SYF runs the higher net margin — LU at -10.59% versus SYF at 18.08%.
Which has been the better investment, LU or SYF?: Over the past 5-year, SYF delivered the higher annualized total return — LU at -40.92% versus SYF at 11.66%. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full SYF analysis Interactive comparison tool

Dig into the metrics

Lufax P/E ratio Synchrony Financial P/E ratio Lufax dividend yield Synchrony Financial dividend yield Lufax ROE Synchrony Financial ROE Lufax operating margin Synchrony Financial operating margin Lufax revenue growth Synchrony Financial revenue growth Lufax free cash flow Synchrony Financial free cash flow

Lufax & Synchrony Financial appear in these rankings

Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.