Which has grown faster, LU or PSEC?

Neither grew: over the past five years both shrank revenue, with PSEC's decline the smaller — LU at a -13.35% CAGR versus PSEC at -11.04%.

Does LU or PSEC pay a bigger dividend?

PSEC pays a dividend (26.76% yield), while LU is a former payer with no current dividend run rate.

Is LU or PSEC more profitable?

PSEC runs the higher net margin — LU at -7.83% versus PSEC at 24.03%.

How have LU and PSEC total returns compared?

Over the past 5 years, LU delivered -37.51% and PSEC delivered -13.71% annualized total return. Past performance doesn't predict future results.

Lufax Holding Ltd (LU) vs Prospect Capital Corporation (PSEC)

A side-by-side comparison of Lufax Holding Ltd and Prospect Capital Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Lufax Holding Ltd

$875M

$1.01Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PSEC

Prospect Capital Corporation

$917M

$1.83Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — LU vs PSEC

growth of $100 · dividends reinvested · last 6y

LU -94.7% (-38.7%/yr)PSEC -19.3% (-3.5%/yr)PSEC compounded faster over this window

Log scale — wide-divergence pair

LU PSEC

LU vs PSEC: by the numbers

•PSEC is the larger company ($917M vs $875M market cap).
•PSEC is profitable (24.03% net margin) while LU runs a net loss (-7.83%).
•Both shrank revenue over the past five years; PSEC's decline was smaller (-11.04% vs -13.35% CAGR).
•PSEC pays a dividend (26.76% yield), while LU is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	LU	PSEC
P/E ratio	N/A	32.62
P/S ratio	0.21	1.43
P/B ratio	0.08	0.31

Profitability

Metric	LU	PSEC
Gross margin	N/A	79.69%
Operating margin	1.13%	51.04%
Net margin	-7.83%	24.03%
ROE	-2.75%	3.41%

Lufax Holding Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	LU	PSEC
Dividend yield	N/A	26.76%
Payout ratio	N/A	891.27%

Growth (annualized)

Metric	LU	PSEC
Revenue CAGR (5Y)	-13.35%	-11.04%
Total return CAGR (5Y)	-37.51%	-13.71%

Frequently asked

Which has grown faster, LU or PSEC?: Neither grew: over the past five years both shrank revenue, with PSEC's decline the smaller — LU at a -13.35% CAGR versus PSEC at -11.04%.
Does LU or PSEC pay a bigger dividend?: PSEC pays a dividend (26.76% yield), while LU is a former payer with no current dividend run rate.
Is LU or PSEC more profitable?: PSEC runs the higher net margin — LU at -7.83% versus PSEC at 24.03%.
How have LU and PSEC total returns compared?: Over the past 5 years, LU delivered -37.51% and PSEC delivered -13.71% annualized total return. Past performance doesn't predict future results.

Go deeper

Full LU analysis Full PSEC analysis Interactive comparison tool

Dig into the metrics

Prospect Capital P/E ratio Prospect Capital dividend yield Lufax ROE Prospect Capital ROE Lufax operating margin Prospect Capital operating margin Lufax revenue growth Prospect Capital revenue growth

Lufax & Prospect Capital appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.