JPMorgan Chase & Co. (JPM) vs Microsoft Corporation (MSFT)
A side-by-side comparison of JPMorgan Chase & Co. and Microsoft Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: JPM is classified in Financial Services; MSFT is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
JPM
JPMorgan Chase & Co.
$357.31Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
MSFT
Microsoft Corporation
$393.35TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — JPM vs MSFT
growth of $100 · dividends reinvested · last 30yJPM +3494.6%MSFT +7530.9%MSFT compounded faster
JPM MSFT
JPM vs MSFT: by the numbers
- •MSFT is the larger company ($2.92T vs $957.42B market cap).
- •JPM trades at the lower trailing earnings multiple (15.35 vs 23.16 P/E), one valuation lens rather than an overall verdict.
- •MSFT converts more revenue to profit (39.34% vs 21.86% net margin).
- •JPM grew revenue faster over the past five years (18.60% vs 14.75% CAGR).
- •JPM pays the higher dividend yield (1.66% vs 0.91%).
Metrics side by side
Valuation
| Metric | JPM | MSFT |
|---|---|---|
| P/E ratio | 15.35 | 23.16 |
| Forward P/E | 14.52 | 22.87 |
| P/S ratio | 3.34 | 9.10 |
| P/B ratio | 2.66 | 6.99 |
| PEG ratio | 10.58 | 2.34 |
| EV / EBITDA | N/A | 15.53 |
| FCF yield | N/A | 2.52% |
Profitability
| Metric | JPM | MSFT |
|---|---|---|
| Gross margin | 62.60% | 68.31% |
| Operating margin | 28.19% | 46.80% |
| Net margin | 21.86% | 39.34% |
| ROE | 17.37% | 30.22% |
| ROIC | 4.23% | 21.63% |
Dividends
| Metric | JPM | MSFT |
|---|---|---|
| Dividend yield | 1.66% | 0.91% |
| Payout ratio | 29.37% | 25.99% |
Growth (annualized)
| Metric | JPM | MSFT |
|---|---|---|
| Revenue CAGR (5Y) | 18.60% | 14.75% |
| EPS CAGR (5Y) | 17.71% | 18.68% |
| FCF CAGR (5Y) | N/A | 6.27% |
| Total return CAGR (5Y) | 21.59% | 7.19% |
Frequently asked
- Which has the lower trailing P/E, JPM or MSFT?
- JPM has the lower trailing P/E: JPM trades at 15.35 and MSFT at 23.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, JPM or MSFT?
- Over the past five years, JPM grew revenue faster — JPM at a 18.60% CAGR versus MSFT at 14.75%.
- Does JPM or MSFT pay a bigger dividend?
- JPM yields 1.66% and MSFT yields 0.91% based on trailing dividends and the latest price.
- Is JPM or MSFT more profitable?
- MSFT runs the higher net margin — JPM at 21.86% versus MSFT at 39.34%.
- How have JPM and MSFT total returns compared?
- Over the past 10 years, JPM delivered 21.85% and MSFT delivered 22.86% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
JPMorgan Chase & P/E ratioMicrosoft P/E ratioJPMorgan Chase & dividend yieldMicrosoft dividend yieldJPMorgan Chase & ROEMicrosoft ROEJPMorgan Chase & operating marginMicrosoft operating marginJPMorgan Chase & revenue growthMicrosoft revenue growthJPMorgan Chase & free cash flowMicrosoft free cash flow
JPMorgan Chase & & Microsoft appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.