Which has the lower trailing P/E, ITIC or SFST?

SFST has the lower trailing P/E: ITIC trades at 13.75 and SFST at 12.91. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ITIC or SFST?

Over the past five years, SFST grew revenue faster — ITIC at a 2.90% CAGR versus SFST at 15.98%.

Does ITIC or SFST pay a bigger dividend?

ITIC pays a dividend (0.47% yield), while SFST has no payments in the available dividend history.

Is ITIC or SFST more profitable?

SFST runs the higher net margin — ITIC at 13.80% versus SFST at 18.71%.

How have ITIC and SFST total returns compared?

Over the past 10 years, ITIC delivered 15.89% and SFST delivered 8.45% annualized total return. Past performance doesn't predict future results.

Investors Title Company (ITIC) vs Southern First Bancshares, Inc. (SFST)

A side-by-side comparison of Investors Title Company and Southern First Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ITIC

Investors Title Company

$554M

$293.23Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

SFST

Southern First Bancshares, Inc.

$571M

$60.44Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — ITIC vs SFST

growth of $100 · dividends reinvested · last 10y

ITIC +340.4% (+16.0%/yr)SFST +128.7% (+8.6%/yr)ITIC compounded faster over this window

ITIC SFST

ITIC vs SFST: by the numbers

•SFST is the larger company ($571M vs $554M market cap).
•SFST trades at the lower trailing earnings multiple (12.91 vs 13.75 P/E), one valuation lens rather than an overall verdict.
•SFST converts more revenue to profit (18.71% vs 13.80% net margin).
•SFST grew revenue faster over the past five years (15.98% vs 2.90% CAGR).
•ITIC pays a dividend (0.47% yield), while SFST has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	ITIC	SFST
P/E ratio	13.75	12.91
Forward P/E	N/A	12.09
PEG ratio	N/A	1.31
P/S ratio	1.89	2.70
P/B ratio	1.93	1.26

Profitability

Metric	ITIC	SFST
Operating margin	17.70%	24.12%
Net margin	13.80%	18.71%
ROE	14.11%	8.76%

Investors Title Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Southern First Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ITIC	SFST
Dividend yield	0.47%	N/A
Payout ratio	6.47%	N/A

Growth (annualized)

Metric	ITIC	SFST
Revenue CAGR (5Y)	2.90%	15.98%
EPS CAGR (5Y)	-2.21%	9.73%
Total return CAGR (5Y)	12.68%	2.17%

Frequently asked

Which has the lower trailing P/E, ITIC or SFST?: SFST has the lower trailing P/E: ITIC trades at 13.75 and SFST at 12.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ITIC or SFST?: Over the past five years, SFST grew revenue faster — ITIC at a 2.90% CAGR versus SFST at 15.98%.
Does ITIC or SFST pay a bigger dividend?: ITIC pays a dividend (0.47% yield), while SFST has no payments in the available dividend history.
Is ITIC or SFST more profitable?: SFST runs the higher net margin — ITIC at 13.80% versus SFST at 18.71%.
How have ITIC and SFST total returns compared?: Over the past 10 years, ITIC delivered 15.89% and SFST delivered 8.45% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ITIC analysis Full SFST analysis Interactive comparison tool

Dig into the metrics

Investors Title P/E ratio Southern First Bancshares P/E ratio Investors Title dividend yield Investors Title ROE Southern First Bancshares ROE Investors Title operating margin Southern First Bancshares operating margin Investors Title revenue growth Southern First Bancshares revenue growth

Investors Title & Southern First Bancshares appear in these rankings

Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.