The Home Depot, Inc. (HD) vs Mastercard Incorporated (MA)
A side-by-side comparison of The Home Depot, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: HD is classified in Consumer Cyclical; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
HD
The Home Depot, Inc.
$308.74Consumer CyclicalDelayed quote: Sep 11, 2026, 4:00 PM EDT
MA
Mastercard Incorporated
$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — HD vs MA
growth of $100 · dividends reinvested · last 10yHD +197.3% (+11.5%/yr)MA +498.8% (+19.6%/yr)MA compounded faster over this window
HD MA
HD vs MA: by the numbers
- •MA is the larger company ($499.20B vs $307.85B market cap).
- •HD trades at the lower trailing earnings multiple (21.61 vs 31.31 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (46.34% vs 8.41% net margin).
- •MA grew revenue faster over the past five years (16.09% vs 3.21% CAGR).
- •HD pays the higher dividend yield (3.03% vs 0.60%).
Metrics side by side
Valuation
| Metric | HD | MA |
|---|---|---|
| P/E ratio | 21.61 | 31.31 |
| Forward P/E | 20.57 | 28.52 |
| P/S ratio | 1.82 | 14.23 |
| P/B ratio | 18.53 | 88.97 |
| EV / EBITDA | 14.80 | N/A |
| FCF yield | 4.90% | N/A |
Profitability
| Metric | HD | MA |
|---|---|---|
| Gross margin | 33.21% | 100.00% |
| Operating margin | 12.43% | 59.84% |
| Net margin | 8.41% | 46.34% |
| ROE | 85.62% | 289.73% |
| ROIC | 18.80% | N/A |
Dividends
| Metric | HD | MA |
|---|---|---|
| Dividend yield | 3.03% | 0.60% |
| Payout ratio | 64.80% | 18.54% |
Growth (annualized)
| Metric | HD | MA |
|---|---|---|
| Revenue CAGR (5Y) | 3.21% | 16.09% |
| EPS CAGR (5Y) | -2.18% | 20.93% |
| FCF CAGR (5Y) | -2.52% | N/A |
| Total return CAGR (5Y) | 0.90% | 10.88% |
Frequently asked
- Which has the lower trailing P/E, HD or MA?
- HD has the lower trailing P/E: HD trades at 21.61 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HD or MA?
- Over the past five years, MA grew revenue faster — HD at a 3.21% CAGR versus MA at 16.09%.
- Does HD or MA pay a bigger dividend?
- HD yields 3.03% and MA yields 0.60% based on trailing dividends and the latest price.
- Is HD or MA more profitable?
- MA runs the higher net margin — HD at 8.41% versus MA at 46.34%.
- How have HD and MA total returns compared?
- Over the past 10 years, HD delivered 11.81% and MA delivered 19.83% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Home Depot P/E ratioMastercard P/E ratioHome Depot dividend yieldMastercard dividend yieldHome Depot ROEMastercard ROEHome Depot operating marginMastercard operating marginHome Depot revenue growthMastercard revenue growthHome Depot free cash flow
Home Depot & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.