Which has the lower trailing P/E, GPAT or OPRT?

OPRT has the lower trailing P/E: GPAT trades at 45.54 and OPRT at 20.61. P/E is one valuation measure and does not by itself establish which business is cheaper.

Is GPAT or OPRT more profitable?

OPRT runs the higher net margin — GPAT at 0.00% versus OPRT at 2.84%.

GP-Act III Acquisition Corp. (GPAT) vs Oportun Financial Corporation (OPRT)

A side-by-side comparison of GP-Act III Acquisition Corp. and Oportun Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

GPAT

GP-Act III Acquisition Corp.

$396M

$11.02Financial ServicesDelayed quote: Oct 6, 2026, 2:57 PM EDT

OPRT

Oportun Financial Corporation

$379M

$8.26Financial ServicesDelayed quote: Oct 6, 2026, 3:30 PM EDT

Total return — GPAT vs OPRT

growth of $100 · dividends reinvested · last 2y

GPAT +11.2% (+5.5%/yr)OPRT +189.0% (+70.0%/yr)OPRT compounded faster over this window

GPAT OPRT

GPAT vs OPRT: by the numbers

•GPAT is the larger company ($396M vs $379M market cap).
•OPRT trades at the lower trailing earnings multiple (20.61 vs 45.54 P/E), one valuation lens rather than an overall verdict.
•OPRT is profitable (2.84% net margin) while GPAT runs a net loss (0.00%).

Metrics side by side

Valuation

Metric	GPAT	OPRT
P/E ratio	45.54	20.61
Forward P/E	N/A	5.22
P/S ratio	N/A	0.55
P/B ratio	4.83	0.93

Profitability

Metric	GPAT	OPRT
Gross margin	0.00%	N/A
Operating margin	0.00%	5.83%
Net margin	0.00%	2.84%
ROE	10.30%	4.79%
ROIC	-2.32%	N/A

Oportun Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	GPAT	OPRT
Revenue CAGR (5Y)	N/A	6.90%
Total return CAGR (5Y)	N/A	-19.89%

Frequently asked

Which has the lower trailing P/E, GPAT or OPRT?: OPRT has the lower trailing P/E: GPAT trades at 45.54 and OPRT at 20.61. P/E is one valuation measure and does not by itself establish which business is cheaper.
Is GPAT or OPRT more profitable?: OPRT runs the higher net margin — GPAT at 0.00% versus OPRT at 2.84%.

Go deeper

Full GPAT analysis Full OPRT analysis Interactive comparison tool

Dig into the metrics

GP-Act III Acquisition P/E ratio Oportun Financial P/E ratio GP-Act III Acquisition ROE Oportun Financial ROE GP-Act III Acquisition operating margin Oportun Financial operating margin GP-Act III Acquisition revenue growth Oportun Financial revenue growth GP-Act III Acquisition free cash flow

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.